Life Insurance Corporation of India

  • Home
  • Policy Status
  • Premium Calculator
  • Online Payment
  • What is Lic Nav?
  • हिन्दी
Home » Lic General » How to use Lic Surrender Value Calculator

How to use Lic Surrender Value Calculator

April 1, 2016 By onlinelic

Contents

  • 1 Surrender Value of Lic Policy
  • 2 Guaranteed Surrender Value
  • 3 Special Surrender Value
  • 4 Lic Surrender Value Calculator

Surrender Value of Lic Policy

Lic Surrender Value is the amount payable to the policyholder by the LIC (Life Insurance Corporation of India), if he/she decides to exit the policy before maturity period. Lic Surrender value is payable to the policyholder only after 3 full years premiums are paid to the insurance company.

If you want to surrender the LIC policy, all the benefits associated with that policy along with protection cover will cease to exist. So, surrender the policy only if the policy does not fulfil your requirements or if you are not satisfied with the terms and conditions of the policy or if the features of the policy have been changed from what was promised to you before buying the policy.

  • The policy acquires Surrender value only after three full year premiums are paid.
  • If you surrender the policy before three years, nothing will be payable to you.

Guaranteed Surrender Value

Guaranteed Surrender Value is the amount guaranteed by the insurance company to the policyholder in case of termination of the policy before maturity.

  • In case of regular premium policy, Guaranteed Surrender value of Lic policy is 30% of the basic premiums paid. Also, the company excludes the first year’s premium while calculating surrender value.
  • In case of Single premium policy, lic of India surrender value is 90% of the premium (single premium) paid. It excludes the extra premium (if any).

Guaranteed Surrender Value of Vested Bonuses

Along with Guaranteed Surrender value, the surrender value of Vested Bonuses (if any) shall also be payable. It is equal to the vested bonuses multiplied by the Lic Surrender Value. The percentage applicable to vested bonuses will be from 16% to 35% based on the policy year (the year in which you have surrendered the value).

Special Surrender Value

The Insurance Company will pay a Special Surrender Value to the policyholder, which is either equal to Guaranteed Surrender Value or more than Guaranteed Surrender Value. This Special Surrender Value will depend on the period for which the premiums have been paid by the policyholder and also the policy term at the time of surrender.

  • Either Guaranteed Surrender Value or Special Surrender Value is payable to the policyholder, whichever is higher at the time of surrender.

Lic Surrender Value Calculator

Here we are providing the Lic Surrender Value Calculator which helps you to calculate the Surrender Value of Lic policies. Using this you can calculate the Lic Surrender Value Online. Different policy surrender values can be calculated using Lic of India surrender value calculator such as Lic Jeevan Anand Surrender Value, Lic Jeevan Saral surrender value, Lic money plus surrender value, etc.

Here the values provided by Lic Surrender Value Calculator are estimated values. For detailed and accurate information please refer Lic surrender value calculator at www.licindia.in.

Note: In the given below Surrender Value Calculators you can calculate the Cash value which is equal to the Surrender Value.

Lic Jeevan Anand Surrender Value Calculator

Lic Limited Endowment Surrender Value Calculator

Lic New Endowment Plan Surrender Value Calculator

Lic Single Premium Endowment Plan Surrender Value Calculator

Lic Jeevan Sangam Surrender Value Calculator

Lic Jeevan Lakshya Surrender Value Calculator

Lic Money Back 25 years Policy Surrender Value Calculator

Lic Money Back 20 years Policy Surrender Value Calculator

Lic Bima Bachat Policy Surrender Value Calculator

Lic Jeevan Shagun 826 Surrender Value Calculator

Lic Children Money Back Policy Surrender Value Calculator

Lic Anmol Jeevan 2 Surrender Value Calculator

Lic Amulya Jeevan Surrender Value Calculator

Lic e Term Surrender Value Calculator

Filed Under: Lic General Tagged With: lic surrender value calculator, www licindia in

Comments

  1. Sachin Dnyaneshwar Dhokre says

    July 18, 2015 at 11:27 am

    Dear Sir,

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 924501792

    Reply
    • Reji charlse C L says

      March 30, 2016 at 7:48 am

      in view of the financial problem i would like to surrender my l i c policy no 781330172 and 783524786 please help

      Reply
    • P. Vijayakumar says

      August 8, 2016 at 9:21 am

      I want to know my surrendered value of policy no.719291119.

      Reply
    • GS Maity says

      November 16, 2016 at 1:57 pm

      Sir, my LIC policy run 01 year than i do not run my policy due to hard finencial problem, sir can i refund any amount from lic office . Pl informed.

      Reply
    • Yogesh Damodar Kadu says

      January 31, 2017 at 7:04 pm

      You needs to apply in your respective LIC branch

      Reply
  2. sridhar badugu says

    July 21, 2015 at 8:14 am

    Kindly provide details how to surrender my policy

    Reply
    • Madhu says

      January 28, 2016 at 12:18 pm

      Send the details as mentioned below to the serving branch.
      1) Original Bond given by LIC
      2) Copy of your ID proof (PAN Card is appropriate)
      3) Filled and duly signed form to surrender the policy – Get it from any LIC branch, sign it from a Gazetted officer
      4) Send it or submit it to the branch from where you bought the policy

      Call me if you have any questions

      Reply
    • L. KUMARESAN says

      July 16, 2016 at 5:24 am

      kindly provide details of surrender value of my policy

      POLICY NO; 716366176

      Reply
    • MUNISH says

      October 20, 2017 at 7:25 pm

      Sir please message your policy number to 7780386757

      Reply
  3. Giri says

    July 23, 2015 at 10:47 am

    I want to surrender the pension policy

    Reply
  4. T.SRINIVAS says

    July 23, 2015 at 10:50 am

    sir I. am T.SRINIVAS my policy no;-644746721 dt;-15-06-2002. I unable to continue the policy so please close my policy . kindly do the needfull. my phone no. 9951979957.

    Reply
  5. RAJENDRA AGRAWAL says

    July 27, 2015 at 5:48 am

    pls provide surrender value jeevan saral policy quaterly 1531 /- diposit emi 17 total deposit amount 26027.

    Reply
    • Narendra says

      February 26, 2016 at 9:34 am

      Pls provide surrender value jeevan varsha
      4078*17 =69326 policy date 29/03/10
      Email narendragsodha@gmail.com

      Reply
  6. Mariappan says

    August 10, 2015 at 5:04 am

    Tks

    Reply
  7. Rakesh Sarkar says

    August 19, 2015 at 4:21 pm

    Sir i have a money back policy of 20 years table and term is 75-20/20 and sum assured is 300000 & installment premium quarterly is 5044.00. I done the the policy at the age of 34 in the year 28/09/2006.

    please reply me the surrender value as on date, i paid all the premiums.

    Thanking you.

    Reply
  8. suparna sarkar says

    August 26, 2015 at 7:20 am

    I want to know how much return will I get after surrendering Jivan Saral policy after 7 years with yearly premium of 36036.It was a 20 years policy.

    Reply
    • Dinesh rawat says

      August 17, 2017 at 6:47 am

      I want know how much return will i get after surrending jivan saral policy after 7years with yearly premiumo of rs. 3676 it was a 16year policy

      Reply
  9. BHADRA KUMAR S says

    September 2, 2015 at 5:43 am

    Policy No.113410207. I want either a loan against the policy or final surrender value urgently. What is the procedure and to whom I should approach. What will be my eligibility amount? Presently, I am working in Thrissur, Kerala.
    Mob : 08547289676

    Reply
  10. dr anita koti says

    September 4, 2015 at 1:50 am

    the site is no help.

    Reply
    • shiv shankar ram says

      November 22, 2016 at 12:24 pm

      u r right

      Reply
  11. Nirmalendu Paul says

    September 12, 2015 at 7:31 am

    let me know the surrender value of my Asha Deep policy no. 411388928

    Reply
  12. Haleel Rahiman says

    September 19, 2015 at 12:08 pm

    let me know the surrender value for the Policy No. 766689407, 766689408, 766689409 & 794775370

    Reply
  13. BHAVANI K says

    September 19, 2015 at 1:31 pm

    I request you send me my Surrender value for.
    My policy no is 616716710

    Reply
  14. Jagdish Prasad says

    September 28, 2015 at 9:44 am

    I having the LIC policy since Jan 2001, Policy table 819, Jeevan Sureksha/Anand . What will the surrender value, If I surrender it at now.

    Reply
  15. sai says

    September 30, 2015 at 7:30 am

    HAI SIR Igot the divorce with my wife what is the process surrender policy

    Reply
  16. pallavi jadhav says

    September 30, 2015 at 10:42 am

    let me know the surrender value of my money back policy amount paid 10 years 1765 quarterly total amt paid 35300
    please reply

    Reply
  17. Deepak says

    October 1, 2015 at 5:21 am

    You bullshits provide me the Surrender value calculator not details about policy premiums.

    Reply
  18. Balika Gutte says

    October 3, 2015 at 6:51 am

    My policy no. 924759551. I want to surrender my policy. please send me surrender value

    Reply
  19. anita says

    October 4, 2015 at 11:58 am

    My policy no 313637458 .want to surrender the policy , have some financial problems. Kindly surrender the policy. I have paid 2 yrs and 6 months premium..kindly help . its urgent.

    Reply
  20. SUBHABRATA MONDAL says

    October 14, 2015 at 8:24 am

    I request you kindly send my surrender value of my LIC policy nos. 466018842 & 466006044 and 466021232

    Reply
  21. sameer pandya says

    October 17, 2015 at 6:09 am

    Respected Sir I have two policy as below pls tell me surrender value of this
    (1) 8 3 6 9 4 8 9 3 6
    (2) 8 3 6 9 4 8 9 4 4

    Reply
  22. Manoj Sharma says

    October 19, 2015 at 1:01 am

    Clear your doubt / query about Lic plan and policy….in GURGAON and delhi……NCR….
    भारतीय जीवन बीमा निगम.
    Manoj Sharma
    mnjshrm638@gmail.com
    9911335083.

    Reply
  23. j s kirthiga says

    October 20, 2015 at 6:33 am

    Policy number 701881678 status reply please

    Reply
  24. Nagesh says

    October 20, 2015 at 2:14 pm

    I had opened ATM policy for 15 years term but can we close this policy after paying 10 year amount .
    what will be my surrender value .
    My agent had told me that we can withraw the amount and close the policy after successfully paying 10 years without any charges.
    LIC will not charge any thing.
    is this true

    Reply
  25. Mukesh n. shah says

    October 22, 2015 at 2:18 pm

    I want to know the surrender value of following policies..Policy no. 882086142, 885122024, 922819138, 881126305, 922196029, 884072303, 885122207, 884072304.

    Reply
  26. Ramanand Tiwari says

    October 25, 2015 at 6:01 am

    I want to surrender my LIC policy number 124271124 Jeewan Anand. Can you please advise about the surrender value.
    Thanks!
    Ramanand Tiwari

    Reply
  27. Ratan Kumar Roy says

    October 28, 2015 at 6:09 am

    let me know the surrender value of my Jeevan tarang policy no. 577526002

    Reply
  28. RAVI TEJAS says

    November 1, 2015 at 4:20 pm

    sir my police no is 363511335.table 149,premium term 15 15, premium QLY 2066/-date 28/01/2006. i paid 34 instalment.(2066*34=70244/-) pls tell me my policy surrender value. thanks and regards.

    Reply
  29. Bhavin Rathod says

    November 4, 2015 at 10:10 am

    Pls send me my surrender value . on November 2015 . My policy no 873143010.

    Thanks ,
    Bhavin Rathod

    Reply
  30. Pravin Rathod says

    November 4, 2015 at 10:16 am

    Pls send my son Mr Bhavin Rathod policy no 873143010 surrender value on November 15 .

    Thanks ,
    Pravin Rathod .

    Reply
  31. Karthikeyan says

    November 21, 2015 at 1:53 am

    Dear sir,
    Please provide my surrender value amount for the policy no 126612245. And my quaterly premium is 3851.
    Policy name is jeevan anand.

    Reply
  32. pramod pareek says

    November 22, 2015 at 7:25 am

    i have paid Rs.31620/- ( sept 2014 )single premium of lic jeevan sulab in name of pramod pareek & Date of birth id 7 oct` 1990 kindli help me becase i have note received nany receipr or policy form lic so kindly provied

    Reply
  33. PANDIYAN says

    November 28, 2015 at 12:34 pm

    SIR, PLEASE INFORM ME THE EXPECTED MATURITY VALUE OF JEEVAN SARAL POLICY. I AM PAYING Rs. 72060/- ANNUALLY. THE TERM IS 35 YEARS.

    Reply
  34. arul says

    November 30, 2015 at 7:14 pm

    I have taken LIC Jeevan Tarang (table no. 178) policy and had paid 4 years. What will be my surrender value for my policy.
    Sum assured is 50 lakhs
    term is 15 years
    policy paid for 4 years
    amount paid in 4 years is 13,75,000

    Can you please advise me how much I will get if I surrender.

    Reply
  35. SHRI MANISHKUMAR J. SHETH says

    December 1, 2015 at 5:38 pm

    I want to know my JEEVAN SHREE Policy No.. 901180981 . DOC. : 10/01/99
    Surrender Value
    I pay all the premium of above my policy
    Please gI’ve me surrender value for the same
    Thanks with regards.

    Reply
  36. RAJ KISHORE SINGH says

    December 5, 2015 at 8:45 am

    please provide surrender value of lici policy jeevan saral table no.165, sum assured 187838/- , premium halfyearly ,
    premium amt 4245/- , premium paid 12 emi , total paid 50940/-

    Reply
  37. A.sudhakar says

    December 7, 2015 at 11:47 am

    Dear sir , I kindly request you send me my surrender valu for my knowledge. my police no is 321778561

    Reply
  38. Nitlesh kumar says

    December 8, 2015 at 6:22 am

    Dear sir
    Plz provide surrender value my policy no is 51943965
    My mob no 09852218180

    Reply
  39. Ranadeep Naskar says

    December 14, 2015 at 1:25 pm

    lici jeevan saral policy Table 165 25 dated 11.10.2010 Premium Rs 24020 Yly Maturity date 11.10.2035. Total amount paid Rs 24020×6=144120.upto 11.10. 2015.What will be surrender value if surrendered in Dec’15?

    Reply
  40. Kumar says

    December 16, 2015 at 6:06 am

    Hi

    Please let me know the procedure to surrender “Jeevan Tarang policy” purchased 9 years back from Dec 2006..
    37 Premiun paid quarterly Rs. 6281/-. All premiums are paid till date on time.

    Let me know the final withdraw amount, which I am eligible upon surrendering by december 2015.

    Reply
  41. Prakash Kale says

    December 20, 2015 at 12:17 pm

    Sir My Policy no is 974760401.I want to surrender my policy.Kindly tell me a surrender value.

    Reply
  42. KIRAN SITARAM TAWADE says

    December 21, 2015 at 6:34 am

    dear sir . i have taken lic policy in year 2005. i paid all installments till the date. i just want to know that if i surrender my policy , will they paid full of my installment money or they will diduct something?

    Reply
  43. MUKESH MARDANE says

    December 28, 2015 at 9:01 am

    PLEASE PROVIDE MY LIC SURRENDER VALUE .POLOICY NO.343570009

    Reply
  44. ANAND PRAKASH says

    December 30, 2015 at 7:01 am

    Please let me know about my surrender value of lic policy no.518065639.its annual prem. .is Rs.9080/-.

    Reply
  45. ANAND PRAKASH says

    December 30, 2015 at 7:04 am

    sorry the premium amount mentioned is quarterly.please correct it.

    Reply
  46. Sushil P says

    December 30, 2015 at 7:14 am

    This is really insane rule that first three years premium has to pay otherwise nothing is payable. What is the meaning of this? If i pay two years premium and default on third year so how much i will get two premiums money or nothing? Please specify.

    Reply
  47. gopal dubey says

    January 2, 2016 at 6:31 am

    Dear sir plz hellp me maine apne family me 4policy karwa288375036 yahi mera policy no hai aya hai bt mere gr ka kuch halat thik nahi hone se Mai ek policy ko band karwa raha hu bt mera agent mujhe bahut pereshan kar diya hai plz mujhe paiso ka bahut hi argent kam hai mujhe 1month se bhaga raha hai plz hellp me sir

    Reply
  48. suresh gurav says

    January 11, 2016 at 10:34 am

    i want to know surrender value of policy no.901633937

    Reply
  49. SANJAY BORAH says

    January 11, 2016 at 1:45 pm

    Sir, I want to be surrender my lic policy no is- 845371052,845371049 please send me surrender value detail.

    Reply
  50. prashant kumar sinngh says

    January 12, 2016 at 2:37 pm

    Please. Give me surrender value of my policy no.296394993 Prashant. Kr singh

    Reply
  51. Shankar ambildhuke says

    January 14, 2016 at 11:54 am

    Dear Sir, I wish to surrender my LIC policy no. 977305254. Request you to kindly provide me the surrender value and the procedure to surrender it.

    Reply
  52. kundan sakpal says

    January 17, 2016 at 4:50 pm

    I. am Kundan Sakpal my policy no;-948865113 dated;-28/03/2013. I unable to continue the policy so please close my policy . kindly do the needful. my phone no. 9960097184.

    Reply
  53. bharat mishra says

    January 19, 2016 at 12:14 pm

    i want to surrender the lic policy no 815426985. please let us know the deduction amount ??

    Reply
  54. HARISH PIPLANI says

    January 19, 2016 at 3:14 pm

    Sir
    Please confirm the surrender valu of my policies number 331528921 & 331528922

    Reply
  55. Krishna Singh says

    January 20, 2016 at 9:19 am

    Dear Sir,

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 288062018

    Reply
  56. P.SATYANARYANA says

    January 22, 2016 at 2:08 pm

    hi, my policy no.696740806 . i want to know what is the surrender value?

    Reply
  57. Ananth Kumar says

    January 24, 2016 at 4:12 pm

    Hi,

    Do we get any benefits like medical coverage even after the maturity completion of LIC policy & surrendered the Policy back.

    Reply
  58. Mina devi says

    January 28, 2016 at 5:07 am

    dear sir,
    please send me surrender value of policy number 547482208.
    plan 802-10
    date of commencement – 15.02.2011
    date of maturity – 15.02.2021
    sum assured – 1,00,000/-

    Reply
  59. Smt. Madhura says

    January 29, 2016 at 11:42 am

    Jeevan surabhi policy is not here

    Reply
  60. Md. Hussain says

    January 29, 2016 at 9:44 pm

    let me know the surrender value of my jeevan saral (with profit) policy no. 333564904

    Reply
  61. Satyajit Sarkar says

    February 2, 2016 at 10:13 am

    Hello

    I’ve Jeevan Saral policy for which I’ve paid 72 installments (Jan 2010 to Dec 2015). My quarterly premium was Rs. 21, 500 and now I’m reducing the premium by 50% (Rs. 10, 500). This is resulting into partial withdrawal.

    Please let me know what will be the withdrawal amount. As per my assumption it may be around Rs. 2, 40,000 ((10,000 x 4 quarters) x 6 yrs). Is there any deduction that will be done and is there any bonus amount that will sum up with the withdrawal amount.

    Thanks & Regards
    Satyajit

    Reply
  62. Prakash Gupta says

    February 3, 2016 at 7:54 am

    Dear sir my policy number is 236466353(jeevan anand). I would like to withdraw the policy. What is the process? When will i get the ammount if i surrender now??
    Looking for u kind cooperation.
    prakashgupta99@gmail.com

    Reply
  63. Abinash Nayak says

    February 11, 2016 at 6:24 am

    Sir let me know the surrender value of my Jeevan saral policy no. 598744304

    Reply

    Reply
  64. Abinash nayak says

    February 11, 2016 at 6:37 am

    Dear Sir,

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 598744304

    Reply

    Reply
  65. Nikhlesh Vishwakarma says

    February 11, 2016 at 6:46 am

    Dear Sir,

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 355642411

    Reply
  66. Vishal Salins says

    February 16, 2016 at 8:02 am

    Please let me know the surrender value against Policy No.924894108.

    Reply
  67. Ravi Ranjan says

    February 18, 2016 at 3:31 am

    Sir,i am unable to continue lic policy because unfortunetly i am physically unfit for earning .so please calculate surrender value and give me
    My policy no. is 517611826 table term 165 15

    Reply
  68. Pratik S. Munjal says

    February 20, 2016 at 6:30 am

    Respected Sir…
    I am Pratik S. Munjal i want to surrender my insurance policy….so tell me my surrender value amount…

    Reply
  69. akshat verma says

    February 20, 2016 at 9:52 am

    respected sir
    kindly send me surrender value of my LIC policy 342747706

    Reply
  70. Ravikumar S says

    February 22, 2016 at 10:33 am

    Sir,
    I purchased two jeevan saral policies in March 2010 with a fifteen year term and a monthly premium of Rs. 6125 and Rs. 5137 respectively. I am unable to continue the two policies due to financial issues. What would the amount i can get back if i surrender the two policies after paying my march premium.Pl let me know at the earliest.

    Reply
  71. MD SABIR AHAMED says

    February 25, 2016 at 2:24 pm

    Sir,
    I am MD SABIR AHAMED.My LICI policy no-445919309. I am unable to continue the said policy so please cancel the policy and obliged me.
    Thanking you,i remain.The policy is paid through ECS.
    MOB-09733081487

    Reply
  72. akash rao says

    February 28, 2016 at 4:43 pm

    i want to know the surrender value of my money back policy no 386684053.

    Reply
  73. Megha chandvankar says

    March 5, 2016 at 3:07 am

    I have a market plus policy from 2009 with premium ₹20,000. I want to surrender it. Please give me surrender value for the same

    Reply
  74. thirumavalavan.j says

    March 10, 2016 at 10:59 am

    Policy no 761278220 – want to know the date of maturity.

    Reply
  75. Naveen Reddy.R says

    March 11, 2016 at 10:10 am

    Dear sir,

    This is Naveen Reddy.R, I have jeevan anand lic policy ( Policy no.361530492) & now am not able to pay the policy.
    so i am decided to surrender my policy.
    Please can you send me, how much amount i can get this policy.Please kindly do the needful.

    Thanks & Regards
    Naveen Reddy.R

    Reply
  76. K.Velayudham says

    March 11, 2016 at 12:03 pm

    Dear Sir,
    I am K.Velayudham My Policy No.320164050.Pl tell me how much payment reced on closed time

    Thanks

    K..Velayudham

    Reply
  77. Abhijit Neogi says

    March 12, 2016 at 7:16 am

    I am Jeevan Anand policy holder (policy no 418328045; DOC 28th sept 2006). I want to surrender my policy. Pl confirm my total surrender value. Mob 9040097826

    Reply
  78. Pradeep says

    March 13, 2016 at 7:49 am

    No use of website of LIC.Does not shows any calculations on line including Surrender Value.

    Reply
  79. ALEX GIRISHCHANDRA CHRISTIAN says

    March 15, 2016 at 5:49 pm

    Sir,

    I have Jee van Tarang Policy no.835988378. Policy started from 24.01.2007. Please advise me surrender value of my policy.

    Reply
  80. Basanth Kumar B says

    March 22, 2016 at 10:09 am

    Sir,let me know how much return i will get after surrendering the policy my policy number 364657045(Market plus 1)

    Reply
  81. Debasis Dubey says

    March 23, 2016 at 5:11 am

    my policy no is 593758148.its jeevan saral policy.kindly inform me about its surrender value.

    Reply
  82. ashraf muradali manjiyani says

    March 24, 2016 at 5:01 pm

    My policy is lic endowment plus policy no.647629550

    Reply
  83. jalpesh says

    March 26, 2016 at 7:01 am

    LIC agents are not clear and at some level making customer foolish…I have very bitter exoerience

    Reply
  84. ACHCHHE LAL YADAV says

    March 29, 2016 at 8:01 am

    I wand surrender value

    Reply
  85. ACHCHHE LAL YADAV says

    March 29, 2016 at 8:03 am

    I want surrender Value

    Policy No- 526598834 Date of birth 01.11.1964 (Mo- no- 9771487201

    Reply
    • ACHCHHE LAL YADAV says

      March 29, 2016 at 8:07 am

      It is correct email

      Reply
  86. Nikunj patel says

    March 31, 2016 at 9:16 am

    HI i have a Jeevan saral policy that 6 years is over i got this policy on 2010 and now i want to withdrawal it How much i will got it?
    How much percent i will take return on this policy .

    Reply
  87. anuj trivedi says

    March 31, 2016 at 4:06 pm

    sir my lic policy is from udaipur i want to surrender it in kanpur .can i do so because i am settled in kanpur.policy has been matured.

    Reply
  88. Habibur Rahman Khan says

    April 3, 2016 at 11:53 am

    I want to surrender my policy. Money plus policy number is 893335210, table n terms are 180-20-20

    Reply
  89. naimuddin umatia says

    April 9, 2016 at 2:41 pm

    jeevan anand me policy he 3yrs comlate ho gaye he or muje policy band karvani he to sir muje kitna payment return milega meri policy no 288358110 he sir please help me..

    Reply
  90. shanti lal lohar says

    April 20, 2016 at 12:17 pm

    sir muje lic surendar karvane ke bad kitna % kata jayega

    Reply
  91. Mahesh Pant says

    April 23, 2016 at 5:33 pm

    can you plz provide the surrender value of my policy. policy number.256384767

    Reply
  92. md shamim says

    April 25, 2016 at 4:59 pm

    Sir i want to know how much return will I get after surrendering Jivan mitra policy after 15 years paid with yearly premium of 5390 It was a 20 years policy.

    Reply
  93. Nishant Gupta says

    April 26, 2016 at 5:34 am

    Hi,

    My LIC JEEVAN ANAND 149 policy number is 616086696. Policy activated in September 2010, and quarterly payment amount is 5256/-. I have not paid the installments since march 2013. Policy now needs revival and revival amount is 79459/- and vested bonus is 69500.

    I want to surrender this policy. Please let me know the calculations of the surrender amount with and without revival amount payment.

    Reply
  94. Manish P Jethva says

    April 28, 2016 at 7:20 am

    I would like to surrender my policy of Jivan Saral I would like to know what amount I will get.

    Reply
  95. T. NILESH NAIDU says

    April 28, 2016 at 10:31 am

    HI,
    MY NAME IS NILESH KUMAR NAIDU

    I AM TAKEN JEEVAN SARAL POLICY I HAVE NOT ABLE TO PAY IN FUTURE SO PLEASE GUIEDLINE TO ME HOW I AM SURRENDER POLICY AS SOON AS POSSIABLE FOR BETTER

    Reply
  96. Hiren Lad says

    April 30, 2016 at 8:59 am

    Dear Sir
    Pls send me the surrender value for jeean saral 165 plan.
    Policy no-865112324 Start date-4/5/2011 stll date we paid premium timely .premium paid quarterly 1531/-

    Pls suggestions your bset amount

    Regards
    Hiren Lad
    7698827324

    Reply
  97. KULVEER says

    May 4, 2016 at 11:36 pm

    Sir good morning
    Please tell me about my
    Surrender value

    Reply
  98. Prem says

    May 8, 2016 at 11:13 pm

    Hi can someone help me how to calculate surrender value of policy with LIC.

    Reply
  99. ashirbad roy says

    May 12, 2016 at 10:53 am

    what are the forms needed for surrendering LIC policies and how to down load

    Reply
  100. Soumitra Dutta says

    May 23, 2016 at 3:40 pm

    Pl send surrender value of my policy no.468641019

    Reply
  101. Kashi Ram Rajpurohit says

    May 26, 2016 at 3:47 am

    Sir i have policy no. 179586359 table no. 149 what is the surrender value of my policy

    Reply
  102. preety gupta says

    June 1, 2016 at 10:10 am

    the site is not calculating the surrender value of lic jeewan anand policy(149) after 7 years

    Reply
  103. Anup Banerjee says

    June 3, 2016 at 12:27 pm

    Due to bad economical condition i am unable to continue & want to surrender my policy (no.-496260499 & 496871097). please tell me how much i shall get back.

    Reply
  104. surender meena says

    June 5, 2016 at 3:11 pm

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 194678045

    Reply
  105. surender meena says

    June 6, 2016 at 4:05 am

    pls provide surrender value jeevan saral policy quaterly 2618/-diposit emi 24 total deposit amount 62832

    Reply
  106. madhavi eerike says

    June 13, 2016 at 10:03 am

    My policy Jeevan saral Number : 656298751 Sum assured : Rs. 10,00,000/ so far i paid 5 times, Per term Rs. 48,040.00,

    If i surrender now, How much amount i can get,

    thank you

    Reply
  107. Rajesh Raj says

    June 19, 2016 at 9:47 am

    My name is Rajesh. Raj , I have submitted six monthly premium of Rs.6065/- upto 3 years, how much amount I will be paid after surrendering my policy after my policy.

    Reply
  108. Narayana Kumar says

    June 22, 2016 at 11:31 am

    let me know the surrender value of my policy no. 615097837

    Reply
  109. Syed Haji Moinuddin says

    June 27, 2016 at 10:12 am

    Hi Sir,

    Please provide me the surrender value for the JEEVAN ANAND policy for the policy number:-645401856

    Thanks

    Reply
  110. Altia Simethy says

    June 27, 2016 at 10:22 am

    Sir I wish to know the current status of surrendering my lic policy 789651080 for which I have applied last monday

    Reply
  111. SANTOSH says

    June 28, 2016 at 4:49 am

    Can we surrender the LIC policy online. If Possible how to surrender, tell me the steps.

    Reply
  112. satvinder kaur says

    June 29, 2016 at 2:02 pm

    Let me know the surrender amount my jeewan saral policy no 332374566

    Reply
  113. Pratikkumar Pravinbhai Mistry says

    June 29, 2016 at 3:54 pm

    let me know the surrender value of my jivan saral policy 865373292

    Reply
  114. Ram pratap yadav says

    June 30, 2016 at 9:52 am

    My policy no 958211412
    I want to surrender value of this policy and also want to know procedure of online payment.
    How many loan amount I can be taken at this policy.
    Please reply immidiatly

    Reply
  115. anant matade says

    July 3, 2016 at 6:49 pm

    dear sir/ mam
    i want to surrender policy. jeevan saral. what will be calculation for this policy.

    Reply
  116. v. krishnaprasad says

    July 6, 2016 at 3:10 am

    kindly let me know the surrender value of my policy no.754402394. my phone no. is 7708844929

    Reply
  117. v. krishnaprasad says

    July 6, 2016 at 3:19 am

    kindly do the needful

    Reply
  118. Anita chaudhary says

    July 6, 2016 at 10:56 am

    I kindly requst you sent me mysurrender value for my knowledge
    My policy no-164817396
    Name ANITA CHAUDHARY
    Please reply

    Reply
  119. Anita chaudhary says

    July 6, 2016 at 10:58 am

    Pls.reply

    Reply
  120. Bharat s patil says

    July 9, 2016 at 5:20 pm

    Vedant B patil 875106155 178 20 200000 2512 9/25/2012 jevn tarang
    Vedant B patil 875109039 102 20 50000 614 12/25/2012 jevn kishor
    Manisha B patil 875109063 165 20 250000 6065 11/25/2012 jevn saral

    Reply
  121. Subramanian says

    July 15, 2016 at 1:10 pm

    Lic premium to the lic is a free money from public and that money is utilized by Lic to earn profit @_450% and in the name of bonus only megar amount is paid to the policy holders it is a legally organised loot by the insurance company.

    Reply
  122. Indian says

    July 21, 2016 at 1:46 pm

    —- BEAWARE OF WORST LIC GUIDELINES AND LOSSES TO INVESTORS —

    Hi all,

    LIC have policy that if you surrender a policy before its maturity then you have to >25% tax on surrender money LIC paying you. ex: after all policy related detection if LIC pays you 100000/- then it will considered as additional income for while tax calculation and you have to >20% of 100000 = 20000/ to government based on your tax slab. So all your savings is gone. First LIC will put penalty on your investment then again whatever the money you get after the penalty will be further taxed by the government based on your tax slab.

    My experience : 2010 invested 5 lacks, in 2015 it become 723000, in dec 2015 I surrendered the policy since I needed urgent money, now LI C gave me 723000 – 2% = 708540. then later government treated this 708540 as additional income and I have to pay 177135 as tax to government. ~25% tax based on your tax slab.

    Investment 5 -lacs after 6 years I got 542250 as return. My gain is 42250 for 5-lacs 6 years investment. ~1 . 5 % returns .. Even FD will give you min 7% gain. after tax you will get minimum 6% ….

    My LIC agent and the LIC people did not warn me about this. I lost my hard earned money :((((

    Reply
  123. Abhimanyu kumar says

    July 22, 2016 at 1:42 pm

    Hello ,

    I have a LIc policy.
    Policy no. 334157123 I want to stop it.
    Mujhe kitne rupees refund honge.

    Reply
  124. AMIT KUMAR CHOUBEY says

    July 26, 2016 at 5:32 am

    let me know the surrender value of my AMIT KUMAR CHOUBEY policy no.519172004
    MY MOB NO:9625888338

    Reply
  125. nanu singh says

    July 31, 2016 at 7:33 am

    My policy no. 516776760 hai. Isko surrender karne se kitna amount milega.

    Reply
  126. Jogendar Barai says

    July 31, 2016 at 10:25 am

    I want to surrender my LIC Policy bearing Policy NO: 297031067. The yearly premium amount is Rs.48,391.

    Please assit me with surrender value. As the agent cannot explain me the clearly.

    Thanks.

    Reply
  127. Krishna says

    August 3, 2016 at 5:56 am

    Kindly provide how to surrender my policy

    Reply
  128. Sundarraj says

    August 5, 2016 at 8:48 am

    I have taken the LIC Jana Raksha plan and pay R9962 annually as premium. I have paid 8 premiums till date. The term is for 20 years. But now I want to surrender the policy. If I surrender the policy now, how much amount will get back. please help me.
    Sundarraj.V

    Reply
  129. ram says

    August 11, 2016 at 8:59 am

    I want to surrender my policy after paying 2 premiums. I paid total 22000. How much I will get back..

    Reply
  130. JAHAR CHANDA says

    August 19, 2016 at 12:12 pm

    Sir,

    Kindly saught my policy surrender value , my policy number are 488167249, 488009398 and 481087098

    Reply
  131. S Sajit Kumar says

    August 23, 2016 at 6:04 pm

    sir
    I want to know how much return will I get after surrendering.
    my policy no. are
    133345103
    428361910
    428366333

    Reply
  132. pooja says

    September 2, 2016 at 10:23 am

    Kindly give surrender valu
    Policy no 235575836

    Reply
  133. Priyeo gopal Mondal says

    September 5, 2016 at 5:40 pm

    Respected sir, I have taken jeevan saral policy Tabe no 165 at the age of 30 for 30 years term .My quarterly premium 12250 till now I paid 23 installments. I want to konow if I surrender today how much money I will get including royelty & bonous? Please reply sir.

    Reply
  134. ravindra tukaram waghmare says

    September 11, 2016 at 10:56 am

    sir I have LIC’S profit plus policy no.976066679 & plan no. 188 single premium Rs.125000 let me know the surrender value of my policy . date of commencement is 24/1/2008 & date of maturity is 04/01/2028
    pl. massage me on mob.no. 9922603216

    Reply
  135. Sunit Gupte says

    September 16, 2016 at 12:51 pm

    Dear Sir,

    I kindly request you send me my Surrender value for my knowledge.
    My policy no is 930369332 Bal vidya plan ( Without Profit) Table 135-18 (01)

    Please Reply

    Reply
  136. vaibhav bhartiya saxena says

    September 16, 2016 at 5:22 pm

    Dear Sir,

    i want to close my jeevan anand policy and money back policy already 3 years completed.
    how much we get.

    Reply
  137. Vishaw Deep says

    September 17, 2016 at 11:18 am

    MY Policy no 273075076, komal jeevan plan in meerut i want to know surrender value of my policy. tell me the procedure to close it.or surrender it.

    Reply
  138. Arpita Abhay Bakre says

    September 23, 2016 at 1:58 pm

    Hello
    I want to surrender my lic policy no.907203514.
    Kindly do the needful.
    Thanking you

    Reply
  139. YOGENDRA SONI says

    September 26, 2016 at 4:14 am

    dear sir,
    i want to surrender my policy 346853104 , due unable to pay .

    pl. provide the surrender value with proper procedure.

    regards
    yogendra soni

    Reply
  140. Harun says

    September 28, 2016 at 8:19 am

    Let me know the surrender value of my jeevan saral policy no 882179505

    Reply
  141. Harun says

    September 28, 2016 at 8:20 am

    Let me know the surrender value of my money back policy no 924372069

    Reply
  142. kaliaganjan gartia says

    September 29, 2016 at 11:31 am

    How much I get surrender value pol no591270752

    Reply
    • kaliaganjan gartia says

      September 29, 2016 at 11:33 am

      If I surrendered this policy how much money I will get

      Reply
  143. sandeep Macwan says

    September 30, 2016 at 4:00 am

    Hi,
    I have close my lic policy. I want to know that how much time taken for neft to credit money in my account. .

    Reply
  144. Srinivasan says

    October 5, 2016 at 4:28 am

    poilcy no-756801484 surrender. so balance amount

    Reply
  145. rohan longle says

    October 5, 2016 at 2:43 pm

    i paid three years premium 1021 per month, please calculate surender value

    Reply
  146. rohan longle says

    October 5, 2016 at 2:47 pm

    I PAID THREE YEARS PREMIUM JEEVAN SARAL, 1021 PER MONTH PLEASE CALCULATE SURENDER VALUE

    Reply
  147. sajid abbas says

    October 13, 2016 at 7:15 am

    How do i surrender my jeevan anandh policy which started on 2006.

    Reply
  148. dasharath narayan jaybhaye says

    October 13, 2016 at 4:40 pm

    let me know the surrender value of my policy numbers are as 1)821987330 (2)821890231 (3)821890942 (4)821734550 (5)821892508

    Reply
    • dasharath narayan jaybhaye says

      October 13, 2016 at 4:49 pm

      reply

      Reply
  149. Bijit Phukan says

    October 21, 2016 at 1:02 am

    Can I surrender my lic policy in online

    Reply
  150. Rajubhai Chimanlal Rathod says

    October 21, 2016 at 6:24 am

    kindly request you send me my Surrender value for my knowledge.
    My policy no is 836675680

    Reply
  151. karunanithi says

    October 27, 2016 at 11:32 am

    Dear Sir
    I have jevan anand policy 20years.I have paid 3 years.I need to surrender my policy. How much will I get amount for my policy.1350 per month.

    Reply
  152. kishore kumar says

    November 7, 2016 at 9:17 am

    Dear sir
    I am kishore kumar L my policy no 707970276,707970275,7079070274
    I am unable continue the policy pls close this policy and refund the amount my mobile no 9003096028

    Reply
  153. RAJNI AKASH LACHAKE says

    November 11, 2016 at 10:40 am

    let me surrender value or loan value of Policy no. 960334442

    Reply
  154. HASMUKHBHAI KHUSHALBHAI MAKWANA says

    November 14, 2016 at 9:12 pm

    Policy No – 874945218 / 874836255 / 874823269 want either a loan against the policy or final surrender value urgently PLEASE.

    Reply
  155. Chandra Shekhar says

    November 18, 2016 at 6:57 am

    Please inforum me the surrender value of my policy no. 130060491

    Reply
  156. Jayant Sahu says

    December 29, 2016 at 4:21 am

    I want to surrender health plus policy..957741061 how much amt will i get sir

    Reply
  157. rajesh sharma says

    January 21, 2017 at 8:04 am

    DEAR SIR PLEASE PROVIDE LIC SLENDERER VALUATION CERTIFICATE POLICI NO 820727698,820362686

    PLEASE PROVIDE DETAILS
    shivam.computer9430@gmail.com

    Reply
  158. rajesh sharma says

    January 21, 2017 at 8:06 am

    coontact no 8237382373

    Reply
  159. Dayananda s says

    January 22, 2017 at 7:10 am

    Dear sir i want to surrender my jeevan anand policy 722196114 .pls send the how much value i can get. (three years complited)

    Reply
  160. rohit aggarwal says

    January 25, 2017 at 11:20 am

    I am in possession of jeewna shree policy 2001 . Want to know present value of policy.

    Reply
  161. Mahesh Sarange says

    January 25, 2017 at 11:53 am

    Hi,

    I want to surrender my Jeevan Saral Policy. Details are as below:-

    Policy 1 : Date of commencement : 17/02/2010

    Yearly Premium : Rs: 24000:00 (paid in monthly permium of Rs:2042:00)

    Maturity sum assured mentioned on this policy is Rs.500000:00. As per my understanding, after completion of initial 5 years, the surrender value for this policy would be 100% of the premium paid which means if I surrender this policy after 17/01/2017, I should receive Rs.144982.00. However, when I made enquiry for surrender value, I was told it would be somewhere around Rs. 90000.00. This amount is even lesser than the premiums I have paid so far. Would you please help me understand what should be my surrender value if I surrender after 17/01/2017? How can I get better surrender value so that I would not have to suffer loss? Please guide me. Thanks.

    Reply
  162. monika says

    March 1, 2017 at 4:54 am

    Hello, my policy number is 223230599. Plz tell me d surrender value.

    Reply
  163. manoj kale says

    March 2, 2017 at 1:04 pm

    Send me my policy surrender value 993705227

    Reply
  164. Manikandan says

    March 29, 2017 at 7:32 am

    I have Jeevan Anand 149 policy and paid premium for past 4 years continuously. If I surrender my policy how much I can get it ? Policy # 706385338 dt: Mar 2013. my mobile number: 9094042434 / 9364273992. Please help me.

    Reply
  165. kamlesh parikh says

    April 5, 2017 at 11:23 am

    kindly send my policy surrender velue policy no 873293707

    Reply
  166. samadhan patil says

    April 10, 2017 at 9:58 am

    my policy no.346677256 I want to surrender policy plz. give the value of my policy
    cont no.9229627607

    Reply
  167. Vipin Asthana says

    April 15, 2017 at 11:35 am

    Dear Sir,
    I have two money back policy no.
    290837813 & 974247672 all the premiums paid in time. Kindly tell me the surrender value.
    With regards,
    Vipin Asthana

    Reply
  168. Vipin Asthana says

    April 15, 2017 at 11:39 am

    Dear Sir
    I have two money back LIC policies no. 290837813 and 974247672. Kindly tell me the surrender value.
    With regards,
    Vipin Asthana

    Reply
  169. george. P. says

    May 7, 2017 at 3:19 pm

    can I change my one time paid Jeevan Akshay VI (189) policy to Varishtha pension B.Y.? which I feel more beneficial.

    Reply
  170. DS sastry says

    May 24, 2017 at 4:09 pm

    My policy no: 36567383.plan :28.convertible whole life policy with profits.policy commenced on 4.4.73 and last payment made on 14.10.13.All premia paid regularly and no loans availed.
    What will be surrender value including accrued. bonus
    .. sum assured is 10000 and bonus accrued as on 31.3.17 is 31000 apply.

    Reply
  171. DS sastry says

    May 24, 2017 at 4:12 pm

    Policy no;36567383 commenced on 4.4 71 and no 73 as stated in my earlier comment

    Reply
  172. Vel says

    June 14, 2017 at 7:46 am

    SIR MY KINDLY REQUESTED TO MY SURRENDER VALUE IN MY KNOWLEDGE MY POLICY NUMBER 7464318885 &746204801

    Reply
  173. Patrick Raj says

    August 25, 2017 at 9:48 am

    Policy No.736439332. I want final surrender value urgently. What is the procedure and to whom I should approach. What will be my eligibility amount?
    Mob : 9176003750

    Reply
  174. Ashish says

    September 14, 2017 at 10:23 am

    Dear Sir/Madam,

    Please let me know the surrender value of my Money Plus policy. My policy number is–123920358

    Reply
  175. SACHIN NAGESH KARVEKAR says

    October 4, 2017 at 10:48 am

    Dear Sir/Madam
    Kindly provide details how to surrender value of my policy

    942099321
    942683857
    990780068
    990780069
    990886847

    Reply
  176. GVN SIVAKUMAR says

    November 13, 2017 at 1:15 pm

    I want to surrender my L I C policy no 690646250. imform the amount that i will get to my phone 09885164508

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Lic Types of Insurance

  • LIC Money Back Plans Review
  • LIC Endowment Plans Review
  • LIC Term Insurance Plans Review
  • LIC Pension Plans Review
  • LIC Child Plans Review

Lic Endowment Plans

  • Lic New Endowment Policy 814
  • LIC New Jeevan Anand Policy 815
  • LIC Jeevan Rakshak Policy 827
  • Single Premium Endowment 817
  • Limited Premium Endowment
  • Lic Jeevan Sangam Policy 831
  • LIC Jeevan Lakshya Plan 833
  • Lic Jeevan Saral Policy 165

Lic Money Back Plans

  • Lic Money Back Plan 25 years 821
  • Lic Money Back Plan 20 years 820
  • LIC Jeevan Shagun Policy 826
  • Lic New Bima Bachat policy 816
  • Lic children money back Plan 832
  • LIC Jeevan Tarun Policy 834

Lic Term Insurance Plans

  • LIC Amulya Jeevan 2 plan 823
  • LIC Anmol Jeevan-II Policy 822
  • LIC E TERM POLICY 825

Lic Pension Plans

  • LIC New Jeevan Nidhi Policy 818
  • LIC Jeevan Akshay 6 Policy 810
  • Varishtha Pension Bima Yojana

Lic Health Plans

  • Lic Jeevan Arogya Policy Review

Lic Calculators

  • Amulya Jeevan 2 Calculator
  • Anmol Jeevan 2 Calculator
  • e Term Policy Premium Calculator
  • Money Back 20 years calculator
  • Money Back 25 Years calculator
  • Children Money Back Calculator
  • Jeevan Shagun Calculator
  • Lic Limited Endowment calculator
  • Lic New Endowment Calculator
  • Lic Jeevan Anand Calculator
  • LIC New Bima Bachat Calculator
  • LIC Jeevan Lakshya Calculator
  • Lic Jeevan Sangam Calculator
  • Lic Single Endowment Calculator
  • Jeevan Tarun Premium Calculator

Lic General Information

  • Services Provided by Lic of India
  • Steps for LIC Login
  • Atal Pension Yojana Scheme
  • PMJBY Scheme
  • PMSBY Scheme
  • LIC Policy Status
  • LIC Policy Status by SMS
  • LIC Policy Status through Phone
  • Lic Transaction Status Procedure
  • Life Insurance Corporation of India
  • What is Lic Nav?
  • LIC Online Payment
  • LIC Premium Calculator
  • Lic Maturity Calculator
  • Lic Surrender Value Calculator
  • Details of Best Lic Policy
  • What are Lic Policy Tax Benefits

Categories

  • Hindi (14)
  • Lic Agent (4)
  • LIC Branches (400)
  • LIC Calculators (15)
  • Lic Endowment plans (11)
  • Lic Endowment Plans (5)
  • Lic General (11)
  • Lic Health Plans (1)
  • LIC Money Back Plans (7)
  • Lic Money Back Plans (5)
  • LIC Pension Plans (3)
  • Lic Pension Plans (1)
  • Lic Term Insurance Plans (5)
  • Lic Term Insurance Plans (3)
  • National Insurance (1)
  • New India Assurance (1)
  • Oriental Insurance (1)
  • United India Insurance (1)

Lic Agents Portal

  • LIC Agent Benefits Review
  • Mediclaim For Club Member
  • LIC Club Membership Benefits
  • LIC Agent Commission Chart

General Insurance Pages

  • National Insurance
  • United India Insurance
  • Oriental Insurance
  • New India Assurance

Copyright © 2021 · Magazine Pro Theme on Genesis Framework · WordPress · Log in