Lic new children money back Policy Review

April 1, 2016 By onlinelic

Contents

1 LIC New Children Money Back plan no 832 Introduction
2 LIC unveils children’s Money back policy
3 LIC Children money back policy Eligibility and Conditions
4 LIC new children money back plan no 832 Detials
5 LIC new children money back plan Benefits
6 Lic New Children Money Back Policy plan no 832 Rebates
7 Lic Children Money Back plan 832
8 Lic New Children Money Back Policy 832 Riders
9 Lic children money back policy Claim Procedure
10 Lic New children money back policy 2015 Buying procedure
11 Lic children money back plan premium calculator
12 Lic children money back policy Additional Information
13 Lic children money back policy Customer Care
14 Children Money Back policy of LIC FAQs
15 Other Money Back Plans available in LIC

LIC New Children Money Back plan no 832 Introduction

LIC New Children Money Back Policy is a non-linked, with-profits, plan specially designed to meet various financial needs of children through Survival Benefits. LIC New children money back policy plan 113 is a regular premium payment money back plan. LIC New children money back policy provides for the risk cover on the life of child during the policy term and number of survival benefits on surviving to the end of the specified durations.

LIC New children money back plan 832 has been decided to introduce as LIC Children Money Back plan 832 which would be open for sale from 4^th March, 2015. LIC Policy for Children Money Back with profits has a Unique Identification Number (UIN) for LIC Children Money Back policy is 512N 296V01. This number has to be quoted in all relevant documents furnished to the Policyholders and other users (public, distribution channels, etc…

You can also calculate the Maturity amount and Premium that has to be paid to get all the benefits available under this policy by using LIC Children Money Back Premium and Maturity Calculator.

LIC unveils children’s Money back policy

LIC New children money back policy with profits (or) participation in profits means depending upon the Corporation experience the policies shall participate in the profits and shall be eligible for Simple Reversionary Bonus at such rate which may be declared by the Corporation.Final Additional Bonus may also be declared under the policy which will be payable on the expiry of the policy term or on earlier death, provided the policy has run for certain minimum term.

LIC Children money back policy Eligibility and Conditions

Eligibility Age:

Minimum Age at entry:	0 years
Maximum Age at entry:	12 lbd

Proposer’s age :

Minimum:	18 years
Maximum:	55 years

LIC new children money back plan no 832 policy Term

Policy Term:

(25-(minus) age at entry) years.

Agent Commission rates:

Policy Term	1st Year	2nd and 3rd year	Subsequent Year
13 and 14 years	20%	7.5%	5%
15 years and Above	25%	7.5%	5%

Sum Assured:

The Basic Sum Assured shall be in multiples of Rs. 10,000/-

Minimum Sum Assured:	100,000
Maximum Sum Assured:	No limit

LIC new children money back plan no 832 Detials

Maturity Age:	The policy will be Matured only at the age of 25 years Exactly eg:Suppose if baby age 0 years means the policy term is 25 years if baby age is 3 years then the policy term is 25 minus 3=22 years.
Premium payment Mode:	Yly, Hly, Qly , SSS and ECS.
Proposal Form :	340 or 360 and 300 (in case of PWB)
Agent Bonus Commission:	40% of 1st year commission

LIC new children money back plan Benefits

New Children Money back policy in LIC mainly consists of three types of benefits they are:

1.Death Benefit:

Lic New Children Money back policy has a death benefit. In that there are two types of risk one is death before the date of commencement of risk and death after commencement.

On death Before the Date of Commencement of Risk:

An amount equal to the total amount of premium/s paid excluding taxes, extra premium and rider premium, if any shall be payable.

On death After the Date of Commencement of Risk:

The actual risk cover only after completing age of 8 years or after two years from the date of commencement of Policy whichever is later.
Natural or Accidental Death Full S.A. + Bonus + F.A.B.

2.Maturity Benefit:

Lic New Children Money back policy has a maturity age that is on the Life assured surviving the stipulated date of maturity, Sum Assured on Maturity (which is 40% of the Basic Sum Assured) along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable.
40% of S.A. + Bonus + F.A.B.

3.Survival Benefit:

After Completion of Age:

At 18 = 20% of Sum Assured
At 20 = 20% of Sum Assured
At 22 = 20% of Sum Assured
At 25 = 40% of Sum Assured + Bonus+ Final Additional Bonus

Lic New Children Money Back Policy plan no 832 Rebates

Mode Rebates:

Mode Rebate	% of Tabular Premium
Yearly mode	2% of tabular premium
Half-yearly mode	1% of tabular premium
Quarterly and monthly	NIL

High Sum Assured Rebate:

Basic Sum Assured	Rebate (Rs.)
1,00,000 to 1,90,000	Nil
2,00,000 to 4,90,000	2 per thousand Basic Sum Assured
5,00,000 and above	3 per thousand Basic Sum Assure

CEIS Rebate:

If an employee of the Corporation has taken the plan for the benefit of his/her child/children then he/she shall be eligible for a rebate on tabular premium under Corporation’s Employee Insurance Scheme (CEIS) means policy does not taken through any agent.

Policy Term	CEIS Rebate
13 and 14 years	5%
15 years & above	10%

Lic Children Money Back plan 832

Surrender Value:

Lic New Children Money Back policy can be surrendered at any time during the policy term provided premiums have been paid for full three years.

Guaranteed Surrender Value:

Lic New Children Money Back policy Guaranteed Surrender Value shall be a percentage of total premiums paid (net of taxes) excluding any extra premiums and premium for rider.

Special Surrender Value:

Children Money Back policy 832 will pay Special Surrender Value and it is applicable on the date of surrender provided the same is higher than Guaranteed Surrender Value.
The Special Surrender Value will be the discounted value of the sum of Maturity Paid-up Sum Assured and vested Simple Reversionary Bonuses.

Revivals:

If premiums are not paid within the grace period then the lic new children money back policy will lapse. A lapsed policy can be revived during the lifetime of the Life Assured, but within a period of 2 consecutive years from the date of first unpaid premium and before the date of maturity.

Loan:

Loan facility is available under lic new children money back policy after the payment of premiums for atleast three full years.

The Maximum loan that can be granted as a percentage of Surrender Value shall be as under:

For inforce policies – upto 90%
For paid-up policies – upto 80%

Lic New Children Money Back Policy 832 Riders

In New children money back policy in LIC premium waiver benefit(PWB) riders are Available. This benefit can be availed usually in case of accident,disability or death of the person who was paying the premiums when the insured is incapable of paying premiums due to his loss of revenue.

LIC’s Premium Waiver Benefit Rider (UIN: 512B204V01):

LIC new children money back policy Premium Waiver Benefit Rider is available on payment of additional premium. This rider can be opted for along with the basic plan at the inception or at any time during the policy term provided the outstanding policy term of the basic plan is at least 5 years.

Lic children money back policy Claim Procedure

The normal documents which the claimant shall submit while lodging the claim in case of death of the Life Assured or proposer ( applicable if LIC’s Premium Waiver Benefit Rider is opted for) shall be the claim forms

Documents Required:

Claim Form
NEFT Form
Proof of death
Medical treatment prior to death, school / college / employer’s certificate, whichever is applicable
Age proof

LIC NEFT (National Electronic Fund transfer) Form should be submitted by giving correct bank account details. So that the amount can be transferred to your account directly.

Lic New children money back policy 2015 Buying procedure

To buy Lic policy for children money back, you require some documents like Age proof, Address proof, photo and proposal form.

Lic children money back plan premium calculator

You can calculate the premium and maturity benefits with lic new children money back premium calculator will be embedded soon.

Lic children money back policy Additional Information

1.Paid up value:

The Sum Assured on Death under paid–up policy shall be reduced to such a sum called “Death Paid-up Sum Assured” and shall be equal to
[(Number of premiums paid/Total Number of premiums payable) x Sum Assured on Death].

2.Taxes:

Rate of the taxes applicable from time to time.

3.Grace Period for Payment of Premium:

A grace period of one month but not less than 30 days will be allowed for yearly, half-yearly, quarterly modes and 15 days for monthly mode of premium payment.

4.Free Look (Cooling Off) period:

If a policyholder is not satisfied with the “Terms and Conditions” of the lic new children money back policy, he/she may return the policy to the Corporation within 15 days.

5.Date Backing:

Lean month benefit allowed.

Lic children money back policy Customer Care

Lic Toll free number:1800-22-4077

Complaint or query:1800-33-4433

Lic policy enquiry:1251(BSNL/MTNL)
Mon to fri 8.00 am to 8.00 pm and sat 10 am to 6pm

Children Money Back policy of LIC FAQs

1.Is Loan is Available under lic new children money back policy?

A.Yes Loan is Available.

2.what will be the commission payable to intermediaries?

Commission rates (as percentage of premium net of taxes) during the policy term are as under:-

Agents and Corporate Agents:

Policy Term : 1st Year 2nd & 3rd Year Subsequent Years

13 and 14 years : 20% 7.5% 5%

15 years and above : 25% 7.5% 5%

3.what will be the commission payable for Brokers?

A. Brokers:

Policy Term : 1st Year 2nd & 3rd Year Subsequent Years

and 14 years : 25% 5% 5%

15 years and above: 30% 5% 5%

Bonus Commission: No bonus commission is payable to brokers.

4.what will be the commission payable for Development officer’s?

A.Development Officer’s Credit (D.O. Credit):

Policy Term : D.O.Credit ( as % of First Year Premium)

13 and 14 years : 60%

15 years and above : 100%

5.When will be the policy Matured?

A.The policy will be matured Exactly at the age of 25 years.

For more details about LIC Money back policy 20 years click on below link.

LIC New Children Money Back Policy.

Other Money Back Plans available in LIC

LIC Money Back Policy 20 years

LIC Money Back Policy 25 years

LIC Jeevan Shagun Policy

LIC New Bima Bachat Policy

Comments

sanjay says

May 14, 2015 at 9:22 am

I have two daughters age is 10yrs and 5yrs. and I am 38 years old person. Please suggest me what I do?

Reply
- SANJAY says
  
  July 7, 2015 at 8:51 am
  
  Hope u are doing well Mr. Sanjay.
  
  As you mentioned that you are blessed with two daughters, I would suggest you to take plan 832 and 834 rspectively for each of your daugter.
  
  Thanks !
  
  Sanjay Kumar
  
  Reply
suresh kumar patwari says

May 14, 2015 at 10:33 am

I am working as an Agent of LIC of India at Vizag.. I want to know the different types of Bonuses offered by LIC of India under the NEW CHILDREN MONEY BACK PLAN (832) and the formula for calculating maturity value including Bonuses , so that I can work out and explain to my customers.. Your Write-up is silent on this aspect , hence this query.

Regards.

suresh kumar patwari

Reply
sanjay singh says

June 8, 2015 at 12:00 pm

sasa

Reply
sanjay singh says

June 8, 2015 at 12:00 pm

sdvsbzdb

Reply
Shyam Thakkar says

July 1, 2015 at 10:40 am

I want to take Child Money back policy for my 60days daughter, Some assured i need 75lacs or 1cr, please let meknow the premium and benifits+ maturity amount?

Reply
- Ravi Sejwal says
  
  August 7, 2015 at 6:41 am
  
  For Advisory in Delhi & NCR
  Please Contact us at
  BRIJ INSURANCE CONSULTANCY
  LIC OF INDIA & INCOME TAX
  Cell-9289423663, 01126666645
  
  You are like the “light”, if you are dead and gone,
  its going to be complete darkness for your “family”,
  We can provide the “light”, for your family.
  You can also ask for Mediclaim, Car, Bike, as well as fire, factory, cash, and house holds insurance etc.
  
  Reply
- siddharth charan says
  
  September 2, 2015 at 1:20 pm
  
  sir call or msg me I call you back
  my number is 09468556969 I tell you detail., best plan just lonch
  your investment plan is So high that mean return that’s will Very big Amount .
  plz contact me on this number
  thank you sir
  
  Reply
  - siddharth charan says
    
    September 2, 2015 at 1:23 pm
    
    I am so Different advisor
    I reach My customer home All. formality See
    you Will haveN ‘t go Anywhere just 1 call me I will she ALL formality sir thank you. thank you
    my number 919468556969
    
    Reply
- Ashokkumar Bhakar says
  
  September 8, 2015 at 9:54 am
  
  Dear sir,
  call me 8866043060 i will suggest u
  
  Reply
madhu sudhan says

July 6, 2015 at 10:15 am

my age 34 , i hv one kid age of 10 months please suggest me better plan for my sons education purpose

Thaks and Regards,

Madhu

Reply
- N S Sriram says
  
  July 8, 2015 at 11:28 am
  
  please provide your Full Name, Date of Birth, Child Name, Date of birth, email id, contact number. Also provide your employment/business details with your annual premium (budget) to nssriram@yahoo.com.
  
  I will send you full details.
  
  Regards
  
  Reply
- sagar says
  
  July 29, 2015 at 9:14 am
  
  hi my name is sagar dhumal insurance advisior so pls send ur cell no.on my email id then i will call u
  
  my cell no.is 9167378026
  
  any help about LIC pls contact me i will help u
  
  Reply
- Ravi Sejwal says
  
  August 7, 2015 at 6:44 am
  
  call us at 9289423663
  
  Reply
- siddharth charan says
  
  September 2, 2015 at 1:13 pm
  
  sir call or msg me I call you back my number is 09468556969 I tell you detail., best plan just lonch
  
  Reply
MANOJ KUMAR says

July 7, 2015 at 11:16 am

TELL ME ABOUT CHILD PLAN 832.

Reply
- siddharth charan says
  
  September 2, 2015 at 1:16 pm
  
  sir call or msg me I call you back my number is 09468556969 I tell you detail., best plan just lonch
  jut 1 msg thanks you sir
  
  Reply
Sheeja says

July 8, 2015 at 5:48 am

I have one daughter age is 7 yrs old. and I am 34 years old person. Please suggest me what is the best scheme when i get full payment at the age of 22.

Reply
- sagar dhumal says
  
  November 30, 2015 at 4:05 am
  
  hiii
  pls share contact no i will call u i will help u
  my contact no is 9167378026
  sagar dhumal
  Insurance Advisor
  
  Reply
- doli saha says
  
  December 28, 2015 at 8:45 am
  
  same
  
  Reply
  - doli saha says
    
    December 28, 2015 at 9:06 am
    
    I have one daughter age is 2
    yrs old. and I am 34 years old person. Please suggest me what is the best scheme when i get full payment at the age of 22.
    
    Reply
Mayank says

July 10, 2015 at 3:17 am

sir my age is 21 year plzzz suggest me which policy is best for me

Reply
- gaurav bhatnagar says
  
  October 26, 2015 at 5:20 am
  
  Dear Mayank
  
  I am gaurav bhatnagar INSURANCE Advisor of LIC. Call me on my number 9718080016 so i can suggest you all the plans according to your age.
  
  Thanks
  Gaurav Bhatnagar.
  
  Reply
Mayank says

July 10, 2015 at 3:18 am

sir my age is 21 year plzzz suggest me which type of policy is best for me

Reply
Gajendra jain says

July 15, 2015 at 1:19 pm

i want to know 90 days old new child money back plan policy and benifit and candition.

Reply
Er. S P Bansal says

July 18, 2015 at 10:00 am

There are provision of commission for the Agents /corporate agents/ development officer. I want to know whether these are deducted from our premium amount or not? If yes can I avoid the agent and save money. Pl. Introduce me about the procedure on my email id shishpalbansal@yahoo.com.
Thanks.

Reply
SHAHID AKHTER says

July 23, 2015 at 3:56 am

my age 38 , i hv one child age of 8 years please suggest me better plan for my sons education purpose

my email id shiahid.arman70@yahoo.com

Reply
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Reply
achin says

August 3, 2015 at 7:53 am

IF ANY PERSON WANT ANY TYPE LIC POLICY, INCOME TAX RETURN, SERVICE TAX REGISTRATION CALL-8273980693

Reply
prabhakar reddy says

August 6, 2015 at 7:04 am

My grandson;s age 2years, if we take child plan 832 then my son (payee of the premium) will get income tax benefit under 80c?

Reply
Ravi Sejwal says

August 7, 2015 at 6:42 am

For Advisory in Delhi & NCR
Please Contact us at
BRIJ INSURANCE CONSULTANCY
LIC OF INDIA & INCOME TAX
Cell-9289423663, 01126666645

You are like the “light”, if you are dead and gone,
its going to be complete darkness for your “family”,
We can provide the “light”, for your family.
You can also ask for Mediclaim, Car, Bike, as well as fire, factory, cash, and house holds insurance etc.

Reply
ESHWER SINGH says

August 13, 2015 at 3:33 am

New celdran policy

Reply
K.manikandan says

August 20, 2015 at 12:59 pm

Dear Sir/ madam,

Hope you are doing well. i took 832 plan for my kid 2.5 years old. am paying premium RS 5669 per qtr sum assured 500000. please let me know the maturity year. and maturity amount.

Thanks & Regards,
K.Manikandan

Hand Phone +91 9962541033

Reply
Deepak kumar jeet says

August 31, 2015 at 12:59 pm

Sir,

I have one daughter age of 5 month, I want to take premium for her education purpose so that need 15 to 20 lac at the time of maturity, Please suggest soon… My age is 25 year, i also want to invest 1000-2000 per month, so also suggest premium for me.

Thanks,
Jeet

Reply
- gaurav bhatnagar says
  
  October 26, 2015 at 5:25 am
  
  Hello sir
  Call me on my personal number 9718080016 so i can tell you all the details. I am insurance advisor of LIC
  
  Reply
- Manoj Sharma says
  
  January 14, 2016 at 2:19 am
  
  To,
  Mr/Mrs/Ms : Deepak kumar
  
  Plan : Child Money Back Plan (832)
  
  Age : 1
  Term : 24
  Sum Assured :500000
  PWB Rider : Yes
  Proposer Age : 25
  
  1st year Premium With TAX 3.625% :
  Yearly : 22490 (21703 + 787)
  Halfly : 11371 (10973 + 398)
  Quraterly : 5749 (5548 + 201)
  Monthly(ECS) : 1916 (1849 + 67)
  YLY Mode Average Prem/Day : 61
  
  After 1st year Premium With TAX 1.81% :
  Yearly : 22096 (21703 + 393)
  Halfly : 11172 (10973 + 199)
  Quarterly : 5648 (5548 + 100)
  Monthly(ECS) : 1882 (1849 + 33)
  YLY Mode Average Prem/Day : 60
  
  Approximate Tax Saved Every Year : 6747
  
  Total Approximate Paid Premium : 530698
  
  Money Back At :
  
  18th Year : 100000
  20th Year : 100000
  22th Year : 100000
  
  Bonus : 606000
  F.A.B. : 175000
  Approximate Return at Maturity Time 25th Year (40 % SA + Bonus + F.A.B.) :
  981000
  
  Total Approximate Return : 1281000
  
  Medical Requirement :
  NIL
  
  भारतीय जीवन बीमा निगम
  Manoj Sharma : 9911335083
  mnjshrm638@gmail.com
  
  Reply
  - Kumar Sidhartha says
    
    January 2, 2017 at 4:14 am
    
    please mail me your details at me.sidhartha@gmail.com
    
    Reply
Shankar Mishra says

September 10, 2015 at 1:25 pm

Hi I am not sure rate of interests pls update me

Reply
sankar says

September 16, 2015 at 12:53 am

as i want to take lic new children money back plan, can u elaborate about this plan.

Reply
Vijaykumar says

September 23, 2015 at 4:09 am

IF ANY PERSON WANT ANY TYPE LIC POLICY, INCOME TAX RETURN, SERVICE TAX CONTACT ME
Donvijay6@gmail.com

Reply
Anand Kumar Sharma says

September 23, 2015 at 8:17 am

Dear Sir,

Pl. discuss before invest and be clear and planed yourself.

thanks

A.K. Sharma , Mob. No.9891671896

Reply
gaurav bhatnagar says

October 26, 2015 at 5:37 am

For LIC Insurance in Gurgaon Or Delhi
Please feel free to contact me 9718080016

GAURAV BHATNAGAR
LIC OF INDIA
Cell – 9718080016

Reply
raam says

December 7, 2015 at 12:33 pm

Clear your doubt / query about Lic plan and policy…. Mumbai .
भारतीय जीवन बीमा निगम.
Raam Chougule
Lic Life Insurance Advicer
9969442633

Reply

Reply
HEMANT K. says

December 17, 2015 at 8:05 am

MY SON AGE IS 2 YRS 6 MONTHS. WHICH PLAN IS BEST FOR HIS EDUCATION?

Reply
S S Hassan says

December 24, 2015 at 3:48 am

I have One Son age is 2.5 yrs. and I am 37 years old person. Please suggest me what I do?

Reply
Mitesh Sharma says

January 23, 2016 at 4:50 am

My Son age is 1 years want to take LIC money back policy.
Can you please help this policy is help in which part of Income Tax 80c or 80d??

Reply
Rd singj says

January 29, 2016 at 11:02 am

Sir,
I have one daughter age of 5 month, I want
to take premium for her education purpose
My age is 31
year, i also want to invest 7700/ per
momth so also suggest premium for me.and details and total benifits tell me about plan 832

Reply
Rd singj says

January 29, 2016 at 11:03 am

sorry 7700/ per.year

Reply
rohit says

February 11, 2016 at 2:29 pm

hi
my brother is in 5th class
suggest me any good lic policy for my younger brother

Reply
Md. Moushim Uddin says

February 16, 2016 at 8:44 am

We have one 6 years old son .we want to take a better policy with low premium for education purpose.
suggest us.
Thanks

Reply
Sushanta Pal says

February 26, 2016 at 12:34 pm

I am 36 year old, and my daughter is 2 years. I want to do a plan for my daughter as education purpose. which plan is suitable and is there any plan for rs 500/-per month. What will return.

Reply
Rameshkumar says

March 8, 2016 at 4:03 am

Sir,

I have one daughter age of 5 years, I can invest rs 60000 per annum ( Yearly premium)

Please provide the details of money that can be obtained during maturity time.

Plan : Child Money Back Plan (832)

Please message either to my what’s app# 9790931107 or to my email id: kumar_elamurugan@yahoo.co.in

Thanks
Rameshkumar

Reply
Ajay Singh says

March 25, 2016 at 1:05 pm

Hello Sir,

There is no need to mention Agents Commission… Why you are doing this…???
Please edit this ASAP. Thanks

Reply
Anand says

April 23, 2016 at 8:05 am

One of my friend need one crore Sum assured jeevan anand policy kindly help me how will come the date of birth 24-09-1981
he need every year how he need to pay and every year how much he will get profit like in a table please forward to my mail id anandak1980@gmail.com

Reply
Narender kumar says

April 25, 2016 at 11:40 am

I have 1 child 2years old .
I want to a best plan for my children.
Suggests me

Reply
Narender kumar says

April 25, 2016 at 11:46 am

I want a policy for 2 years old children

Reply
Banamali Panda says

April 29, 2016 at 4:15 am

Dear LIC Dept.Now my child have 21 months which LIC Plan suitable for him and which his most be help for his future study finance? pls give detail as soon as possible.

Reply
Annu says

May 2, 2016 at 6:06 am

Hi,

I am looking for a one time single premium for my 6 yrs old.Also I am looking for a good pension plan for my husband who is turning 40 this yr. Please suggest a good and safe plan.

Reply
Bidyut Biswas says

June 17, 2016 at 7:17 am

My daughter age is 9 yrs. suggest suitable policy for 10 yrs only. Premium range is 1-2k per month.

Reply
sagar dhumal says

June 17, 2016 at 9:28 am

my name is sagar dhumal and i am insurance advisor in LIC of India and my contact no is 9167378026
i help any work about LIC so pls call me i will help u
otherwise give me misscall i will call u

Reply
Amit gupta says

June 17, 2016 at 6:24 pm

If any one person require any details regarding Mediclaim and investment call us

Reads
Amit gupta
Sjbnm
Director

Special. Life planner hub 4

Reply
Amit gupta says

June 17, 2016 at 6:25 pm

8802709152

Amit gupta
Sjbnm
Diector

Reply
Satyendra says

July 1, 2016 at 4:35 am

Dear Sir/

We have purchase LIC Jeevan tarun withaout PWB i have opt pwb but office mistake pwb not select so kinldy advice that can taken next year PWB benefit under our policy policy DOC: 24/06/2016

Reply
Pooja says

July 12, 2016 at 2:30 am

Need a child policy for my son 3 yrs old and daughter 11 yr old for the age of 22 yrs for the educational purpose

Reply
Vikash Joshi says

July 26, 2016 at 3:11 pm

I have a son whose age is 2 years and my age is 32 yrs. Please suggest a good Child Plan for me.

Thanks,
Vikash Joshi

Reply
Asutosh Dash says

July 31, 2016 at 12:40 pm

Dear Sir/Mam,
I have so much appreciated for LIC plan but one thing i want to know regarding all polices of LIC which is help to me take a right decision.
My Cell No-09439548346.
I am eagerly waiting to your respond.
Hope your early response fulfill my desire.

Regards
Asutosh

Reply
Manish says

August 5, 2016 at 9:16 am

Dear Sir/ Madam

I want to buy LIC plan for my son and daughter .
My age : 41 years
My Son age : 2 years
My Daughter age : 6 years
Please mail me good plan where I have insured and at worst case if something happens then LIC will pay rest of the premium amount .My email ID is : sirji2k@gmail.com.
I am ready to pay 1 Lakh rs for each child yearly .
Thanks

Reply
Deepa says

August 9, 2016 at 3:07 pm

@Manoj Sharma, How is the calculation of the bonus and FAB component in the question raised by Deepak Kumar for sum assured of Rs. 5 Lakhs. The final return amount is overwhelming..

Reply
Fareed says

August 10, 2016 at 11:12 am

I have 1 year baby and my age31 please tell any good policy

Reply
BIPLAB MANAL says

August 17, 2016 at 10:08 am

Sir,i have new born baby daughter-D.O.B-22/06/2016.also done a lic T & T 832-25-25 POLICY NO-996969563 but i don,t know what,s the condition of this policy.please explain regurding this policy.have any requirement or question regurding lic please free fell cal-9564069124/9800036824.mail id-biplab.mbat@gmail.com

Reply
divya says

September 22, 2016 at 6:51 am

hi i had made a policy childrens money back plan and i am paying hly 5804 + tax my policy no is 365560370 i would like to know the status please reply me and my sons age is 6 years.

Reply
Pradeep kesari says

September 28, 2016 at 10:48 am

My name is Pradeep kesari and I have one son and he is two year old . What kind of policy I will buy for him. Kindly help me. And After buying the policy,so I will get the tax benefit from this policy?

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Vikram says

October 6, 2016 at 5:55 pm

I have one daughter age of 5 year, I want to take premium for her education purpose so that need 5 to 6 lac at the time of maturity, Please suggest soon… My age is 32year, i also want to invest 1000-2000 per month, so also suggest premium for me.

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ASHOK KUMAR JENA says

February 28, 2017 at 11:58 am

I have purchased a LIC ” Jeevan Lakshya 15 years policy in my wife name & at policy taken time very clearly mentioned nominee name ,but when received policy bond , found Nominee name not mentioned there , only mentioned ” Doughtier.”and not found name of the nominee , got a reply from agent that as Nominee is a minor , her name will not appear in policy bond paper…
Friends share your ideas & Pls help me to find a right solution.
Desperately waiting your feedback.

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Muthu kmp says

June 22, 2017 at 8:35 am

my age 24, i hv onegirl baby age of 10 months please suggest me better plan for my sons education purpose

Thaks and Regards,
Muthu kmp

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Muthu kmp says

June 22, 2017 at 8:37 am

I have one daughter age of 10 month, I want to take premium for her education purpose so that need 10 to 15 lac at the time of maturity, Please suggest soon… My age is 25 year, i also want to invest 1000-2000 per month, so also suggest premium for me.

Thanks
Kmp

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mahender singh says

July 10, 2017 at 7:34 am

i have 08 months daughter plase suggest better plan for my daughter it may be money back or it shd. be loan applicable also

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