Contents
- 1 LIC New Children Money Back plan no 832 Introduction
- 2 LIC unveils children’s Money back policy
- 3 LIC Children money back policy Eligibility and Conditions
- 4 LIC new children money back plan no 832 Detials
- 5 LIC new children money back plan Benefits
- 6 Lic New Children Money Back Policy plan no 832 Rebates
- 7 Lic Children Money Back plan 832
- 8 Lic New Children Money Back Policy 832 Riders
- 9 Lic children money back policy Claim Procedure
- 10 Lic New children money back policy 2015 Buying procedure
- 11 Lic children money back plan premium calculator
- 12 Lic children money back policy Additional Information
- 13 Lic children money back policy Customer Care
- 14 Children Money Back policy of LIC FAQs
- 15 Other Money Back Plans available in LIC
LIC New Children Money Back plan no 832 Introduction
LIC New Children Money Back Policy is a non-linked, with-profits, plan specially designed to meet various financial needs of children through Survival Benefits. LIC New children money back policy plan 113 is a regular premium payment money back plan. LIC New children money back policy provides for the risk cover on the life of child during the policy term and number of survival benefits on surviving to the end of the specified durations.
LIC New children money back plan 832 has been decided to introduce as LIC Children Money Back plan 832 which would be open for sale from 4th March, 2015. LIC Policy for Children Money Back with profits has a Unique Identification Number (UIN) for LIC Children Money Back policy is 512N 296V01. This number has to be quoted in all relevant documents furnished to the Policyholders and other users (public, distribution channels, etc…
You can also calculate the Maturity amount and Premium that has to be paid to get all the benefits available under this policy by using LIC Children Money Back Premium and Maturity Calculator.
LIC unveils children’s Money back policy
LIC New children money back policy with profits (or) participation in profits means depending upon the Corporation experience the policies shall participate in the profits and shall be eligible for Simple Reversionary Bonus at such rate which may be declared by the Corporation.Final Additional Bonus may also be declared under the policy which will be payable on the expiry of the policy term or on earlier death, provided the policy has run for certain minimum term.
LIC Children money back policy Eligibility and Conditions
Eligibility Age:
| Minimum Age at entry: | 0 years |
| Maximum Age at entry: | 12 lbd |
Proposer’s age :
| Minimum: | 18 years |
| Maximum: | 55 years |
LIC new children money back plan no 832 policy Term
Policy Term:
- (25-(minus) age at entry) years.
Agent Commission rates:
| Policy Term | 1st Year | 2nd and 3rd year | Subsequent Year |
| 13 and 14 years | 20% | 7.5% | 5% |
| 15 years and Above | 25% | 7.5% | 5% |
Sum Assured:
The Basic Sum Assured shall be in multiples of Rs. 10,000/-
| Minimum Sum Assured: | 100,000 |
| Maximum Sum Assured: | No limit |
LIC new children money back plan no 832 Detials
| Maturity Age: | The policy will be Matured only at the age of 25 years Exactly
|
| Premium payment Mode: | Yly, Hly, Qly , SSS and ECS. |
| Proposal Form : | 340 or 360 and 300 (in case of PWB) |
| Agent Bonus Commission: | 40% of 1st year commission |
LIC new children money back plan Benefits
New Children Money back policy in LIC mainly consists of three types of benefits they are:
1.Death Benefit:
Lic New Children Money back policy has a death benefit. In that there are two types of risk one is death before the date of commencement of risk and death after commencement.
On death Before the Date of Commencement of Risk:
- An amount equal to the total amount of premium/s paid excluding taxes, extra premium and rider premium, if any shall be payable.
On death After the Date of Commencement of Risk:
- The actual risk cover only after completing age of 8 years or after two years from the date of commencement of Policy whichever is later.
- Natural or Accidental Death Full S.A. + Bonus + F.A.B.
2.Maturity Benefit:
- Lic New Children Money back policy has a maturity age that is on the Life assured surviving the stipulated date of maturity, Sum Assured on Maturity (which is 40% of the Basic Sum Assured) along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable.
- 40% of S.A. + Bonus + F.A.B.
3.Survival Benefit:
After Completion of Age:
- At 18 = 20% of Sum Assured
- At 20 = 20% of Sum Assured
- At 22 = 20% of Sum Assured
- At 25 = 40% of Sum Assured + Bonus+ Final Additional Bonus
Lic New Children Money Back Policy plan no 832 Rebates
Mode Rebates:
| Mode Rebate | % of Tabular Premium |
| Yearly mode | 2% of tabular premium |
| Half-yearly mode | 1% of tabular premium |
| Quarterly and monthly | NIL |
High Sum Assured Rebate:
| Basic Sum Assured | Rebate (Rs.) |
| 1,00,000 to 1,90,000 | Nil |
| 2,00,000 to 4,90,000 | 2 per thousand Basic Sum Assured |
| 5,00,000 and above | 3 per thousand Basic Sum Assure |
CEIS Rebate:
If an employee of the Corporation has taken the plan for the benefit of his/her child/children then he/she shall be eligible for a rebate on tabular premium under Corporation’s Employee Insurance Scheme (CEIS) means policy does not taken through any agent.
| Policy Term | CEIS Rebate |
| 13 and 14 years | 5% |
| 15 years & above | 10% |
Lic Children Money Back plan 832
Surrender Value:
- Lic New Children Money Back policy can be surrendered at any time during the policy term provided premiums have been paid for full three years.
Guaranteed Surrender Value:
- Lic New Children Money Back policy Guaranteed Surrender Value shall be a percentage of total premiums paid (net of taxes) excluding any extra premiums and premium for rider.
Special Surrender Value:
- Children Money Back policy 832 will pay Special Surrender Value and it is applicable on the date of surrender provided the same is higher than Guaranteed Surrender Value.
- The Special Surrender Value will be the discounted value of the sum of Maturity Paid-up Sum Assured and vested Simple Reversionary Bonuses.
Revivals:
- If premiums are not paid within the grace period then the lic new children money back policy will lapse. A lapsed policy can be revived during the lifetime of the Life Assured, but within a period of 2 consecutive years from the date of first unpaid premium and before the date of maturity.
Loan:
- Loan facility is available under lic new children money back policy after the payment of premiums for atleast three full years.
The Maximum loan that can be granted as a percentage of Surrender Value shall be as under:
- For inforce policies – upto 90%
- For paid-up policies – upto 80%
Lic New Children Money Back Policy 832 Riders
In New children money back policy in LIC premium waiver benefit(PWB) riders are Available. This benefit can be availed usually in case of accident,disability or death of the person who was paying the premiums when the insured is incapable of paying premiums due to his loss of revenue.
LIC’s Premium Waiver Benefit Rider (UIN: 512B204V01):
- LIC new children money back policy Premium Waiver Benefit Rider is available on payment of additional premium. This rider can be opted for along with the basic plan at the inception or at any time during the policy term provided the outstanding policy term of the basic plan is at least 5 years.
Lic children money back policy Claim Procedure
The normal documents which the claimant shall submit while lodging the claim in case of death of the Life Assured or proposer ( applicable if LIC’s Premium Waiver Benefit Rider is opted for) shall be the claim forms
Documents Required:
- Claim Form
- NEFT Form
- Proof of death
- Medical treatment prior to death, school / college / employer’s certificate, whichever is applicable
- Age proof
LIC NEFT (National Electronic Fund transfer) Form should be submitted by giving correct bank account details. So that the amount can be transferred to your account directly.
Lic New children money back policy 2015 Buying procedure
To buy Lic policy for children money back, you require some documents like Age proof, Address proof, photo and proposal form.
You can calculate the premium and maturity benefits with lic new children money back premium calculator will be embedded soon.
Lic children money back policy Additional Information
1.Paid up value:
- The Sum Assured on Death under paid–up policy shall be reduced to such a sum called “Death Paid-up Sum Assured” and shall be equal to
- [(Number of premiums paid/Total Number of premiums payable) x Sum Assured on Death].
2.Taxes:
- Rate of the taxes applicable from time to time.
3.Grace Period for Payment of Premium:
- A grace period of one month but not less than 30 days will be allowed for yearly, half-yearly, quarterly modes and 15 days for monthly mode of premium payment.
4.Free Look (Cooling Off) period:
- If a policyholder is not satisfied with the “Terms and Conditions” of the lic new children money back policy, he/she may return the policy to the Corporation within 15 days.
5.Date Backing:
- Lean month benefit allowed.
Lic children money back policy Customer Care
Lic Toll free number:1800-22-4077
Complaint or query:1800-33-4433
Lic policy enquiry:1251(BSNL/MTNL)
Mon to fri 8.00 am to 8.00 pm and sat 10 am to 6pm
Children Money Back policy of LIC FAQs
1.Is Loan is Available under lic new children money back policy?
A.Yes Loan is Available.
2.what will be the commission payable to intermediaries?
Commission rates (as percentage of premium net of taxes) during the policy term are as under:-
Agents and Corporate Agents:
Policy Term : 1st Year 2nd & 3rd Year Subsequent Years
13 and 14 years : 20% 7.5% 5%
15 years and above : 25% 7.5% 5%
3.what will be the commission payable for Brokers?
A. Brokers:
Policy Term : 1st Year 2nd & 3rd Year Subsequent Years
and 14 years : 25% 5% 5%
15 years and above: 30% 5% 5%
Bonus Commission: No bonus commission is payable to brokers.
4.what will be the commission payable for Development officer’s?
A.Development Officer’s Credit (D.O. Credit):
Policy Term : D.O.Credit ( as % of First Year Premium)
13 and 14 years : 60%
15 years and above : 100%
5.When will be the policy Matured?
A.The policy will be matured Exactly at the age of 25 years.
For more details about LIC Money back policy 20 years click on below link.
LIC New Children Money Back Policy.
Other Money Back Plans available in LIC
LIC Money Back Policy 20 years
sanjay says
May 14, 2015 at 9:22 amI have two daughters age is 10yrs and 5yrs. and I am 38 years old person. Please suggest me what I do?
SANJAY says
July 7, 2015 at 8:51 amHope u are doing well Mr. Sanjay.
As you mentioned that you are blessed with two daughters, I would suggest you to take plan 832 and 834 rspectively for each of your daugter.
Thanks !
Sanjay Kumar
suresh kumar patwari says
May 14, 2015 at 10:33 amI am working as an Agent of LIC of India at Vizag.. I want to know the different types of Bonuses offered by LIC of India under the NEW CHILDREN MONEY BACK PLAN (832) and the formula for calculating maturity value including Bonuses , so that I can work out and explain to my customers.. Your Write-up is silent on this aspect , hence this query.
Regards.
suresh kumar patwari
sanjay singh says
June 8, 2015 at 12:00 pmsasa
sanjay singh says
June 8, 2015 at 12:00 pmsdvsbzdb
Shyam Thakkar says
July 1, 2015 at 10:40 amI want to take Child Money back policy for my 60days daughter, Some assured i need 75lacs or 1cr, please let meknow the premium and benifits+ maturity amount?
Ravi Sejwal says
August 7, 2015 at 6:41 amFor Advisory in Delhi & NCR
Please Contact us at
BRIJ INSURANCE CONSULTANCY
LIC OF INDIA & INCOME TAX
Cell-9289423663, 01126666645
You are like the “light”, if you are dead and gone,
its going to be complete darkness for your “family”,
We can provide the “light”, for your family.
You can also ask for Mediclaim, Car, Bike, as well as fire, factory, cash, and house holds insurance etc.
siddharth charan says
September 2, 2015 at 1:20 pmsir call or msg me I call you back
my number is 09468556969 I tell you detail., best plan just lonch
your investment plan is So high that mean return that’s will Very big Amount .
plz contact me on this number
thank you sir
siddharth charan says
September 2, 2015 at 1:23 pmI am so Different advisor
I reach My customer home All. formality See
you Will haveN ‘t go Anywhere just 1 call me I will she ALL formality sir thank you. thank you
my number 919468556969
Ashokkumar Bhakar says
September 8, 2015 at 9:54 amDear sir,
call me 8866043060 i will suggest u
madhu sudhan says
July 6, 2015 at 10:15 ammy age 34 , i hv one kid age of 10 months please suggest me better plan for my sons education purpose
Thaks and Regards,
Madhu
N S Sriram says
July 8, 2015 at 11:28 amplease provide your Full Name, Date of Birth, Child Name, Date of birth, email id, contact number. Also provide your employment/business details with your annual premium (budget) to nssriram@yahoo.com.
I will send you full details.
Regards
sagar says
July 29, 2015 at 9:14 amhi my name is sagar dhumal insurance advisior so pls send ur cell no.on my email id then i will call u
my cell no.is 9167378026
any help about LIC pls contact me i will help u
Ravi Sejwal says
August 7, 2015 at 6:44 amcall us at 9289423663
siddharth charan says
September 2, 2015 at 1:13 pmsir call or msg me I call you back my number is 09468556969 I tell you detail., best plan just lonch
MANOJ KUMAR says
July 7, 2015 at 11:16 amTELL ME ABOUT CHILD PLAN 832.
siddharth charan says
September 2, 2015 at 1:16 pmsir call or msg me I call you back my number is 09468556969 I tell you detail., best plan just lonch
jut 1 msg thanks you sir
Sheeja says
July 8, 2015 at 5:48 amI have one daughter age is 7 yrs old. and I am 34 years old person. Please suggest me what is the best scheme when i get full payment at the age of 22.
sagar dhumal says
November 30, 2015 at 4:05 amhiii
pls share contact no i will call u i will help u
my contact no is 9167378026
sagar dhumal
Insurance Advisor
doli saha says
December 28, 2015 at 8:45 amsame
doli saha says
December 28, 2015 at 9:06 amI have one daughter age is 2
yrs old. and I am 34 years old person. Please suggest me what is the best scheme when i get full payment at the age of 22.
Mayank says
July 10, 2015 at 3:17 amsir my age is 21 year plzzz suggest me which policy is best for me
gaurav bhatnagar says
October 26, 2015 at 5:20 amDear Mayank
I am gaurav bhatnagar INSURANCE Advisor of LIC. Call me on my number 9718080016 so i can suggest you all the plans according to your age.
Thanks
Gaurav Bhatnagar.
Mayank says
July 10, 2015 at 3:18 amsir my age is 21 year plzzz suggest me which type of policy is best for me
Gajendra jain says
July 15, 2015 at 1:19 pmi want to know 90 days old new child money back plan policy and benifit and candition.
Er. S P Bansal says
July 18, 2015 at 10:00 amThere are provision of commission for the Agents /corporate agents/ development officer. I want to know whether these are deducted from our premium amount or not? If yes can I avoid the agent and save money. Pl. Introduce me about the procedure on my email id shishpalbansal@yahoo.com.
Thanks.
SHAHID AKHTER says
July 23, 2015 at 3:56 ammy age 38 , i hv one child age of 8 years please suggest me better plan for my sons education purpose
my email id shiahid.arman70@yahoo.com
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achin says
August 3, 2015 at 7:53 amIF ANY PERSON WANT ANY TYPE LIC POLICY, INCOME TAX RETURN, SERVICE TAX REGISTRATION CALL-8273980693
prabhakar reddy says
August 6, 2015 at 7:04 amMy grandson;s age 2years, if we take child plan 832 then my son (payee of the premium) will get income tax benefit under 80c?
Ravi Sejwal says
August 7, 2015 at 6:42 amFor Advisory in Delhi & NCR
Please Contact us at
BRIJ INSURANCE CONSULTANCY
LIC OF INDIA & INCOME TAX
Cell-9289423663, 01126666645
You are like the “light”, if you are dead and gone,
its going to be complete darkness for your “family”,
We can provide the “light”, for your family.
You can also ask for Mediclaim, Car, Bike, as well as fire, factory, cash, and house holds insurance etc.
ESHWER SINGH says
August 13, 2015 at 3:33 amNew celdran policy
K.manikandan says
August 20, 2015 at 12:59 pmDear Sir/ madam,
Hope you are doing well. i took 832 plan for my kid 2.5 years old. am paying premium RS 5669 per qtr sum assured 500000. please let me know the maturity year. and maturity amount.
Thanks & Regards,
K.Manikandan
Hand Phone +91 9962541033
Deepak kumar jeet says
August 31, 2015 at 12:59 pmSir,
I have one daughter age of 5 month, I want to take premium for her education purpose so that need 15 to 20 lac at the time of maturity, Please suggest soon… My age is 25 year, i also want to invest 1000-2000 per month, so also suggest premium for me.
Thanks,
Jeet
gaurav bhatnagar says
October 26, 2015 at 5:25 amHello sir
Call me on my personal number 9718080016 so i can tell you all the details. I am insurance advisor of LIC
Manoj Sharma says
January 14, 2016 at 2:19 amTo,
Mr/Mrs/Ms : Deepak kumar
Plan : Child Money Back Plan (832)
Age : 1
Term : 24
Sum Assured :500000
PWB Rider : Yes
Proposer Age : 25
1st year Premium With TAX 3.625% :
Yearly : 22490 (21703 + 787)
Halfly : 11371 (10973 + 398)
Quraterly : 5749 (5548 + 201)
Monthly(ECS) : 1916 (1849 + 67)
YLY Mode Average Prem/Day : 61
After 1st year Premium With TAX 1.81% :
Yearly : 22096 (21703 + 393)
Halfly : 11172 (10973 + 199)
Quarterly : 5648 (5548 + 100)
Monthly(ECS) : 1882 (1849 + 33)
YLY Mode Average Prem/Day : 60
Approximate Tax Saved Every Year : 6747
Total Approximate Paid Premium : 530698
Money Back At :
18th Year : 100000
20th Year : 100000
22th Year : 100000
Bonus : 606000
F.A.B. : 175000
Approximate Return at Maturity Time 25th Year (40 % SA + Bonus + F.A.B.) :
981000
Total Approximate Return : 1281000
Medical Requirement :
NIL
भारतीय जीवन बीमा निगम
Manoj Sharma : 9911335083
mnjshrm638@gmail.com
Kumar Sidhartha says
January 2, 2017 at 4:14 amplease mail me your details at me.sidhartha@gmail.com
Shankar Mishra says
September 10, 2015 at 1:25 pmHi I am not sure rate of interests pls update me
sankar says
September 16, 2015 at 12:53 amas i want to take lic new children money back plan, can u elaborate about this plan.
Vijaykumar says
September 23, 2015 at 4:09 amIF ANY PERSON WANT ANY TYPE LIC POLICY, INCOME TAX RETURN, SERVICE TAX CONTACT ME
Donvijay6@gmail.com
Anand Kumar Sharma says
September 23, 2015 at 8:17 amDear Sir,
Pl. discuss before invest and be clear and planed yourself.
thanks
A.K. Sharma , Mob. No.9891671896
gaurav bhatnagar says
October 26, 2015 at 5:37 amFor LIC Insurance in Gurgaon Or Delhi
Please feel free to contact me 9718080016
GAURAV BHATNAGAR
LIC OF INDIA
Cell – 9718080016
raam says
December 7, 2015 at 12:33 pmClear your doubt / query about Lic plan and policy…. Mumbai .
भारतीय जीवन बीमा निगम.
Raam Chougule
Lic Life Insurance Advicer
9969442633
Reply
HEMANT K. says
December 17, 2015 at 8:05 amMY SON AGE IS 2 YRS 6 MONTHS. WHICH PLAN IS BEST FOR HIS EDUCATION?
S S Hassan says
December 24, 2015 at 3:48 amI have One Son age is 2.5 yrs. and I am 37 years old person. Please suggest me what I do?
Mitesh Sharma says
January 23, 2016 at 4:50 amMy Son age is 1 years want to take LIC money back policy.
Can you please help this policy is help in which part of Income Tax 80c or 80d??
Rd singj says
January 29, 2016 at 11:02 amSir,
I have one daughter age of 5 month, I want
to take premium for her education purpose
My age is 31
year, i also want to invest 7700/ per
momth so also suggest premium for me.and details and total benifits tell me about plan 832
Rd singj says
January 29, 2016 at 11:03 amsorry 7700/ per.year
rohit says
February 11, 2016 at 2:29 pmhi
my brother is in 5th class
suggest me any good lic policy for my younger brother
Md. Moushim Uddin says
February 16, 2016 at 8:44 amWe have one 6 years old son .we want to take a better policy with low premium for education purpose.
suggest us.
Thanks
Sushanta Pal says
February 26, 2016 at 12:34 pmI am 36 year old, and my daughter is 2 years. I want to do a plan for my daughter as education purpose. which plan is suitable and is there any plan for rs 500/-per month. What will return.
Rameshkumar says
March 8, 2016 at 4:03 amSir,
I have one daughter age of 5 years, I can invest rs 60000 per annum ( Yearly premium)
Please provide the details of money that can be obtained during maturity time.
Plan : Child Money Back Plan (832)
Please message either to my what’s app# 9790931107 or to my email id: kumar_elamurugan@yahoo.co.in
Thanks
Rameshkumar
Ajay Singh says
March 25, 2016 at 1:05 pmHello Sir,
There is no need to mention Agents Commission… Why you are doing this…???
Please edit this ASAP. Thanks
Anand says
April 23, 2016 at 8:05 amOne of my friend need one crore Sum assured jeevan anand policy kindly help me how will come the date of birth 24-09-1981
he need every year how he need to pay and every year how much he will get profit like in a table please forward to my mail id anandak1980@gmail.com
Narender kumar says
April 25, 2016 at 11:40 amI have 1 child 2years old .
I want to a best plan for my children.
Suggests me
Narender kumar says
April 25, 2016 at 11:46 amI want a policy for 2 years old children
Banamali Panda says
April 29, 2016 at 4:15 amDear LIC Dept.Now my child have 21 months which LIC Plan suitable for him and which his most be help for his future study finance? pls give detail as soon as possible.
Annu says
May 2, 2016 at 6:06 amHi,
I am looking for a one time single premium for my 6 yrs old.Also I am looking for a good pension plan for my husband who is turning 40 this yr. Please suggest a good and safe plan.
Bidyut Biswas says
June 17, 2016 at 7:17 amMy daughter age is 9 yrs. suggest suitable policy for 10 yrs only. Premium range is 1-2k per month.
sagar dhumal says
June 17, 2016 at 9:28 ammy name is sagar dhumal and i am insurance advisor in LIC of India and my contact no is 9167378026
i help any work about LIC so pls call me i will help u
otherwise give me misscall i will call u
Amit gupta says
June 17, 2016 at 6:24 pmIf any one person require any details regarding Mediclaim and investment call us
Reads
Amit gupta
Sjbnm
Director
Special. Life planner hub 4
Amit gupta says
June 17, 2016 at 6:25 pm8802709152
Amit gupta
Sjbnm
Diector
Satyendra says
July 1, 2016 at 4:35 amDear Sir/
We have purchase LIC Jeevan tarun withaout PWB i have opt pwb but office mistake pwb not select so kinldy advice that can taken next year PWB benefit under our policy policy DOC: 24/06/2016
Pooja says
July 12, 2016 at 2:30 amNeed a child policy for my son 3 yrs old and daughter 11 yr old for the age of 22 yrs for the educational purpose
Vikash Joshi says
July 26, 2016 at 3:11 pmI have a son whose age is 2 years and my age is 32 yrs. Please suggest a good Child Plan for me.
Thanks,
Vikash Joshi
Asutosh Dash says
July 31, 2016 at 12:40 pmDear Sir/Mam,
I have so much appreciated for LIC plan but one thing i want to know regarding all polices of LIC which is help to me take a right decision.
My Cell No-09439548346.
I am eagerly waiting to your respond.
Hope your early response fulfill my desire.
Regards
Asutosh
Manish says
August 5, 2016 at 9:16 amDear Sir/ Madam
I want to buy LIC plan for my son and daughter .
My age : 41 years
My Son age : 2 years
My Daughter age : 6 years
Please mail me good plan where I have insured and at worst case if something happens then LIC will pay rest of the premium amount .My email ID is : sirji2k@gmail.com.
I am ready to pay 1 Lakh rs for each child yearly .
Thanks
Deepa says
August 9, 2016 at 3:07 pm@Manoj Sharma, How is the calculation of the bonus and FAB component in the question raised by Deepak Kumar for sum assured of Rs. 5 Lakhs. The final return amount is overwhelming..
Fareed says
August 10, 2016 at 11:12 amI have 1 year baby and my age31 please tell any good policy
BIPLAB MANAL says
August 17, 2016 at 10:08 amSir,i have new born baby daughter-D.O.B-22/06/2016.also done a lic T & T 832-25-25 POLICY NO-996969563 but i don,t know what,s the condition of this policy.please explain regurding this policy.have any requirement or question regurding lic please free fell cal-9564069124/9800036824.mail id-biplab.mbat@gmail.com
divya says
September 22, 2016 at 6:51 amhi i had made a policy childrens money back plan and i am paying hly 5804 + tax my policy no is 365560370 i would like to know the status please reply me and my sons age is 6 years.
Pradeep kesari says
September 28, 2016 at 10:48 amMy name is Pradeep kesari and I have one son and he is two year old . What kind of policy I will buy for him. Kindly help me. And After buying the policy,so I will get the tax benefit from this policy?
Vikram says
October 6, 2016 at 5:55 pmI have one daughter age of 5 year, I want to take premium for her education purpose so that need 5 to 6 lac at the time of maturity, Please suggest soon… My age is 32year, i also want to invest 1000-2000 per month, so also suggest premium for me.
ASHOK KUMAR JENA says
February 28, 2017 at 11:58 amI have purchased a LIC ” Jeevan Lakshya 15 years policy in my wife name & at policy taken time very clearly mentioned nominee name ,but when received policy bond , found Nominee name not mentioned there , only mentioned ” Doughtier.”and not found name of the nominee , got a reply from agent that as Nominee is a minor , her name will not appear in policy bond paper…
Friends share your ideas & Pls help me to find a right solution.
Desperately waiting your feedback.
Muthu kmp says
June 22, 2017 at 8:35 ammy age 24, i hv onegirl baby age of 10 months please suggest me better plan for my sons education purpose
Thaks and Regards,
Muthu kmp
Muthu kmp says
June 22, 2017 at 8:37 amI have one daughter age of 10 month, I want to take premium for her education purpose so that need 10 to 15 lac at the time of maturity, Please suggest soon… My age is 25 year, i also want to invest 1000-2000 per month, so also suggest premium for me.
Thanks
Kmp
mahender singh says
July 10, 2017 at 7:34 ami have 08 months daughter plase suggest better plan for my daughter it may be money back or it shd. be loan applicable also