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Lic Jeevan Saral Policy plan no 165 Review

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Lic Jeevan Saral Policy Review

Lic Jeevan Saral Policy Review

Lic Jeevan Saral policy was Introduced on: 16-02-2004. Jeevan Saral Lic plan contains a smooth return, higher death cover, liquidity and lot of flexibility. This is an endowment assurance plan where policyholder decides the amount of premium he wants to pay per year. Once the premium is chosen, the SA (sum assured) payable on death will be determined, irrespective of the age and policy term. Under Lic Jeevan Saral 165, death benefit will be same regardless of age at entry and policy term, but the amount payable at maturity will be different for each age at entry and policy term.

Important information about Jeevan saral lic policy details, lic jeevan saral maturity amount chart, jeevan saral benefits, Lic of India jeevan saral returns, etc.

Lic Jeevan Saral Policy Conditions

Age at Entry:
  • Minimum:   12 years completed
  • Maximum:   60 years
Policy Term:
  • Minimum:   10 years
  • Maximum:  35 years
Mode of Payments:
  • Yearly, Half yearly, Quarterly,SSS and ECS – monthly mode is available.
Maximum Maturity Age:
  • 70 years

Premium:

Age at entry Minimum premium
Up to 49 years Rs. 250/- per month
50 to 60 years Rs. 400/- per month

Maximum:   No limit

Sum Assured (death): 250 times the monthly premium.

Age at entry Minimum sum assured
Up to 49 years 62500
50 years and above 1,00,000

Maximum:   No limit

Jeevan Saral Lic Policy Rebates

There are 3 types of rebates,

  1. Sum Assured Rebate
  2. Mode Rebate
  3. CEIS Rebate

Sum Assured Rebate:

Under Lic Jeevan Saral Plan, Sum assured rebates are not available.

Mode Rebate:

Mode Percentage
Yearly mode 2% of tabular premium
Half-yearly mode 1% of tabular premium
Quarterly and SSS Nil

CEIS rebate:

Under Lic Jeevan saral plan CEIS rebate is available. It is 10% of basic premium.

Lic Policy Jeevan Saral Maturity Claims

  • Maturity claim = Maturity sum assured (not death sum assured) + loyalty addition.
  • Maturity claim for term assurance rider is not payable.

Jeevan Saral Lic Policy Death Claims

Death claim under auto cover (without term assurance rider) :

Death claim = Basic death sum assured + (return of premiums – 1st year premium and extra/rider premiums/EPDB premiums if any) + loyalty additions – outstanding loan with interest if any.

Accidental benefit and Disability benefit riders are not available during Auto cover period.

Death claim under auto cover (with term assurance rider) :

Death claim = Basic death sum assured + Term rider sum assured + (return of premiums – first year premium and extra/rider premiums/EPDB premiums if any) + loyalty additions – o/s loan with interest if any.

If death of life insured occurs within auto cover period, then term rider sum assured is not payable.

Lic of India Jeevan Saral Policy Additional Benefits

Loyalty Addition

  • Loyalty addition is based on the term of the policy and is payable when policy is surrendered or on maturity or death.
  • Lic Jeevan Saral policy will be eligible for loyalty addition only after paying premiums for 10 years and after completion of 10 years from commencement date.

Riders available in Lic Jeevan Saral Policy

  1. Term Assurance Riders
  2. Accidental death and Disability benefit Rider

Term assurance rider (optional) :

Lic Jeevan saral plan offers this optional rider by payment of additional premium.

Age at entry:
  • Minimum :  18 years complete
  • Maximum :  50 years
Maximum age at maturity:
  • 60 years
Sum assured:
  • Minimum :  1 lakh with multiple of 10,000.
  • Maximum :  25 lakh

Accidental death and Disability benefit rider:

  • Accidental death and disability benefit rider is available up to maximum SA of 50 lakh. PDB (Permanent Disability Benefit) is not available under this plan.
  • Sum assured for this rider is death sum assured. For auto cover period Accident death and disability benefit rider is not available.

Additional Information about Lic Plan Jeevan Saral

Guaranteed Surrender Value:

GSV = 30% ( total amount of premiums paid – the premiums for the 1st year and all extra premiums and premium for accident benefit/term rider).

Paid Up Value:

Paid up value payable on death or maturity depends on no. of premiums paid and will be greater of

  • No. of years premium paid/No. of years premiums payable X Original Maturity sum assured (OR) Surrender value as per SSV

Special Surrender Value:

SSV = Discounted or Accumulated value of maturity sum assured + loyalty addition (if any).

Partial Surrender Value:

After completion of 3 years or more from DOC and if premiums have been paid for at least 3 full years, partial surrender will be allowed.

Age at entry Reduced basic monthly premium after the partial surrender
Up to 49 years > Rs. 250/- per month
50 years and above Rs. 400/- per month
Mode of payment minimum basic monthly premium that can be surrendered at a time
Monthly Rs. 100/-
Half-yearly Rs. 600/-
Yearly Rs. 1200/-

Auto Cover:

  • After paying at least 3 full years premiums, if further premiums are not paid, then risk cover will be extended for 12 months from the date of FUP.
  • Auto cover is not extended for term assurance benefit rider and Accidental death benefit rider.

Loan:

  • Loan facility is available under Jeevan saral policy.

Revival:

  • Policy can be revived within a period of 5 years from date of FUP with proper health evidence.

Lic Jeevan saral Policy Benefit illustration

Example:

Mr. Akash is 25 years old and is working in auto industry. He opts for jeevan saral plan for 15 years term and chooses monthly basic premium of Rs.500/-

After adding DAB (Double Accident Benefit) premium of Rs.510 (500 x 250 = 1,25,000 x 1/1000 x 1/12 = 10 + 510).

On maturity he will receive Rs.97,655/- as maturity sum assured (MSA) + Loyalty Addition which will be decided by the corporation.

If he dies after 4 years,

his nominee will get Rs.1,25,000 (250 x 500) + premium paid for 4 years – first year premium = 1,25,000 + 24,480 – 6120 = 1,43,360/- + Loyalty Addition, if any.

Comments

  3. सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर तीसरे महीने 3062 रुपए भरता हूँ।

    Reply

    • Mai jeevan saral plan 165 mai halfyearly 9704 rs. Priminam jama karta hu . 35 sal ke pure hone par kul kitane amount mile ge.

      Reply

    • I want status policy No.812776048

      I have taken Lic Jeevan Saral Policy in 15-03-2011 and i am paying 2042 per month and I have taken for 20 years may i know the approx. amount which i will get on maturity.

      Thanks.

      Reply

    • I am really sorry for this, but it is not an investment plan. This plan is sold by fraud agents to cheat its client. I also got cheated and thinking of surrendering the policy after 6 years with 34000 annual premium and Rs. 80,000 loss. There more your pay more you will loose.

      Reply

    • सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर तीसरे महीने 3062 रुपए भरता हूँ।

      Reply

      • सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर तीसरे महीने 3062 रुपए भरता हूँ। my content mob no.9890846046

        Reply

    • YOUR ABOVE POLICY DETAILS ARE AS UNDER–

      POLICY NO. 503318555
      DATE OF COMMENCEMENT IS 28/11/2011.
      SUM ASSURED IS RS.
      TABLE AND TERM 165/16/16
      PLAN-JEEVAN SARAL FOR 16 YEARS
      PREMIUM IS RS. 1819/= WHICH IS PAYABLE HALF YEARLY I.E.
      ON EVERY 28TH NOVEMBER AND 28TH MAY EVERY YEAR

      YOU HAVE PAID UPTO 28/11/2015
      YOUR NEXT HALF YEARLY PREMIUM IS NOW DUE ON 28/05/2016.

      Reply

  6. HI i have opted this lic jeevan saral in 28-07-2012, for 17 years plan and paying a premium of 48000 per year. i want to stop this plan now as a burden when pays them premium amount of 48000. Can you please let me know if i withdraw now will be a wise decision ? how much i will get now if plans to surrender? or i should wait upto which tym period (minimum) and then surrender it so that i dont bear the loss from this policy.

    Thanks
    deepi nigam

    Reply

    • Hi dipti… as u mentioned above said policy u have completed 3 years of your policy. Now if u will surrender the policy u will get your full paid money excluding one year premium amount that is 48000/—- that will applicable all time whenever u Will surrender your policy.
      I think my reply will helpful to you….
      for any other query plz contact to your L.I.C agent…
      Name- R K
      Contact No.- 09420173155
      email id- rajrk.513@gmail.com

      Reply

    • Really LIC has made its customer fool.Do not believe their so called fake Loyality bonous.it is bogus.
      pl check maturity value and calculate total premium amount you have to pay through out the tenure.
      If maturity amount is substantial lesser than the total premium amount, then in my opinion,it is better to surrender the policy to avoid further bleeding of your valuable money and invest the same amount in any other instrument.

      Reply

    • Hi deepi,

      For this plan surrender term is 3 years. You can surrender your policy and ask your LIC agent for claim.

      But my opinion is wait for completion of 5 years of policy after that you surrender. It will cause some benefit for you.

      Reply

    • Jeevan saral is one of the best plan of not only LIC but whole life insurance industry. It has been closed for new sell. LIC won awards for this plan for its features. So, don’t think for surrender of the policy you have. However, you feel burden in paying yearly 48K in lumpsum, you may convert the mode of payment as monthly (ECS). Please contact your LIC Branch or Agent for more details.
      Thank you.

      Reply

    • Realyy sorry. no bonus,no so called loyality bonus etc for this policy.

      it is not a good policy at all but LIC has made huge propogand for this policy and earned a lot of money by making its customer fool.
      if possible it is better to surrender right now

      Reply

  8. I have taken Lic Jeevan Saral Policy in 09-Mar-2012 and i am paying 28824 per year and I have taken for 20 years may i know the approx. amount which i will get on maturity.

    Thanks.

    Reply

    • I have taken Lic Jeevan Saral Policy in 12/07/2011 and i am paying 6065 per HALF YEAR and I have taken for 16 years may i know the approx. amount which i will get on maturity.

      Thanks

      SITA RANA.

      Reply

    • I have 3 LIC Jeevan Saral Plans, Annual Premium is 12010, 24020 & 24020.I have deposited Pemiums upto 7 Years, All the Policies are of 30 Years Plan. Now if I surrender the Policies, what sum I will get as Calulation method given is very vague. kindly enlighten me.

      Reply

    • naresh chauhan

      August 10, 2015 at 7:44 am

      I have taken Lic Jeevan Saral Policy in 09-Mar-2012 and i am paying 28824 per year and I have taken for 20 years may i know the approx. amount which i will get on maturity.

      Thanks.

      Reply

      Reply

  10. my policy name jeevan sarl plan no 165
    my policy no 893944033

    policy start by 2009

    and end by 2034

    yearly amout paid 12010

    Reply

    • Sir,To come out of certain domestic reasons I have to surrender jeevan saral policies (a)578367136 & (b)578368031.Please let me know how much i will get on surrender on this month.

      Reply

  11. my policy name jeevan sarl plan no 165
    my policy no 893944033

    policy start by 2009

    and end by 2034

    yearly amout paid 12010
    after maturity which amount in hand

    Reply

    • My policy is jeevansaral 165 started by March 2009 end of policy is 2040 tell me the total amount in hand in 2040

      Reply

  12. My policy no.-132497544 take jeevan saral (with profits) pl. Give me information & details. Reply

    Reply

  13. I have been paying Rs 1021 per month from the last 6 years in Jeevan saral policy of LIC of India. I want to stop this policy now and I want to know how much will I get if I stop this policy today.

    Reply

  14. I am Umesh tiwari is 38 yes. Old and is working in aeronautics industry. I opts for jeevan saral plan for 20 yes terms and choses monthly basic premium of Rs-2024,
    I wants totly profit after maturity or after 10 yrs

    Reply

    • I am pradnya kambli is 26 yes. Old and . I opts for jeevan saral plan for 20 yes terms and choses Year basic premium of 3000
      I wants totly profit after maturity or after 10 yrs

      Reply

  15. I am Umesh tiwari is 38 yes old and is working in aeronautics industry .I opts for jeevan saral plan for 20yrs and choses monthly basic premium of Rs-2024,.I wants totly profit after maturity or after 10 yes with loyalty

    Reply

    • MATURITY IS LESS .SOMETIMES LESS THEN YOU PAY.surrender it and put in another GUARANTEED RETURN PLAN.

      Reply

  18. Dear Sir/Madam,

    iam having Jeevan Saral policy – paying yearly premium of Rs.18015 and paid for 6 years and entering to 7th year – due to financial issue – need to close this policy – provide me suggestion what will be return i will get when full closure or whether i can surrender partail – need views in this

    Reply

    • sir mujhe meri 3 year child hai uske liye koi achha sa plan send kar djiye meri mail per 18 year se ke liye….

      Reply

    • Dear Sir/Madam,

      iam having Jeevan Saral policy – paying yearly premium of Rs.6036 and paid for 6 years and entering to 7th year – due to financial issue – need to close this policy – provide me suggestion what will be return i will get when full closure or whether i can surrender partail – need views in this

      Reply

    • Jeevan Anand is the best Plan. For more details call on # 9032720472 (VIJAY)

      Insurance Advisor, LIC of INDIA

      Reply

  22. I m a policy holder of jeevan saral plan when I was 28 years old.qly premium is 4594 for 15 years so I want know that .. What is my maturity value pls ans me

    Reply

    • I am a policy holder of jeeven saral (with profits . Date of commencement is 28/12/2011 .table&term is 165/15 premium is 36030 yearly please calculate my maturity amount after date of maturity

      Reply

    • Mr Paul already I m running same plan with same qtrly premium for 18 years from last 3 years. But now one another lic agent told me that you check whether your plan is dble accidntl plan or not. If yes then u will not get good maturty amnt.

      Reply

  23. I had taken Jeevan Saral policy premium 60000/year
    What will be maturity amount in 32 years.

    Please let me formula on which this calculation is done.

    Reply

    • I have taken Jeevan saral polocy (165) on starting 28-11-2013. for 25 years . I am paying half yearly Rs. 7278/- (Yearly
      Rs.14556/-) So iwant to stop this polocy for 10years . (28-11-2023.) So please tell me how much amount iwill get this polocy. Thanking you sir,

      Reply

  24. I have taken the policy in Jnauary 2012, I have paid the installments. If i want to surender the policy what is the amount i will be getting?

    Reply

    • I have taken the policy in June 2009 I have paid the installment. But I am not paid the premium from last Year and now I want to surender the policy. Can I do so? If do what is the amount I will be getting ? My policy No. is 176888637

      Reply

  25. My policy no _ 957067448 jeevan saral

    policy start by 2007

    yearly amout paid 9608

    after maturity which amount in hand

    Reply

    Reply

  27. my premium is 6065 half yearly in jeevan saral (with benifit): what will be maturity amnt after 20 yrs. please give me the plan chart.

    Reply

  30. Dear sir,
    I have jeevan saral 165 plan for 35 yrs paying premium of Rs. 40030/- yrly.
    please give me formula of my plans calculation..my policy started from 2012.

    Reply

  31. Please give me details of Jeevan Saral Policy plan no 165. and also mention, if my premium 36000 Rs/year after 35 years, how much money I get back?

    Reply

  32. MERA KAB TAK KA PRIMIUM JAMA HUA HAI MERE PAS POLICY NO. NAHI HAI
    NAME – RAJESH KUMAR NIRALA
    DATE OF BIRTH – 11 JAN 1983 HAI
    POLICY START HUA HAI – DEC 2009 ME

    Reply

  35. सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर तीसरे महीने 1531/- रुपए भरता हूँ।

    Reply

  36. Dear Sir,

    I have missed my Premium to give of Policy Number; 345380972; which is LIC Jeevan Saral. Please give me the update status; so that i will be able to continue my POlicy.

    Sincerely,
    Premanand Baa
    9406228779

    Reply

  37. please me chart send . sir me half yearly 3032 ruppyes pay karti hu

    so please me send last time mughe kitna money milega and meri policy me kon kon se seva activate hai
    exp. acidentel .home loan. education loan. etc

    please my contact no 9993162571 . 9981259105 sir

    Reply

  38. Namskar…sir Maine saal 2013 ke November main jeevan saral policy li to ab mujhe policy band Karani hai.Maine Jeanne primiyam bhare hai who milenge

    Reply

  39. सर मुझे कितने साल बाद बोनस के पैसे मिलेंगे। मैं हर साल 3002.00 रुपए भरता हूँ। मेरा पालिसि दिनांक 04/10/2010 से प्रारंभ हुवा है।
    पोलिसी नंबर 386396925 है

    Reply

  40. i have taken jeevan saral (165) policy in my 23rd year age i.e. in oct-2011. My premium is 6125 quarterly. Policy term 21 years, sum assured 5 lacs.
    (1) i want to know minimum & maxi. maturity amount with benifits if any
    (2) I have registered online to pay my premium but in policy details under “vested bonus” shows 0 amount. What does it means?? please explain. why showing 0 ??

    Reply

  41. HI i have opted this lic jeevan saral for 20 years plan and its been 3yrs now I am paying a premium of 48000 per year. i want to stop this plan now due to some personal reasons. Can you please let me know if i withdraw now what will be my surrender value that I will be getting from LIC.

    You can also msg or call me on 9766623001 for the same.

    Thanks and regards,
    Bhushan Gade

    Reply

  42. I have Jeevan Saral plan for 33 years out of which I have paid premium for first 8 years. So If I surrender the policy after completing 10 years then I will get only 30% return. This is not gooood at all. Please confirm. Atleast I should get what I paid so far.

    Reply

  45. I have taken the policy, I have paid the installments. If i want to surrender the policy what is the amount i will be getting?
    and what is the amount i paid till now.

    Reply

  46. 165 Jeevan saral plan
    सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर साल 60648 रुपए भरता हूँ।

    Reply

  47. Dear Sir,

    I have completed 5 years, in this policy, having 2042/- monthly premium. How much I can get a loan on account.

    Please give details.

    Thanks with regards,

    Ashok Kumar

    Reply

  48. i bcoz of some personal promblem i was not able to pay my lic intallment in time and till date i had not paid my last due date was 2010. pls let me know whether my policy is activated or not ? if yes, then what is the procedure to continue ? if No, will i get my paid amount ?

    Reply

  49. my annual premium is 26,422 and policy started in may 2009.What will i get if i surrender now and so far all premium have been paid

    Reply

  51. I have a taken a jeevan saral policy of 750 per month and some 16 r extra so a total of 766 per month for 20 years,,how much I will get after maturity,,,,chart shows some 6 lakh but certificate tells 2 laks. ..by depositing 180000 if I am get in only 2 laks what is the need of this

    Reply

  52. I have taken jeevan saral (with profits) premium is Rs 9608=00 yearly, in august 2008, I have paid all premium in time..and my last premium date is august 2023. may i know what amount i will get on maturity?

    Reply

  53. I have taken Lic Jeevan Saral Policy in Dec-2009 and i am paying 6065 per half yearly and I have taken for 20 years may i know the approx. amount which i will get on maturity.

    thanks & regards,

    Pravat Ranjan Swain

    Reply

  54. my policy no is 235827415
    jeevan saral(t no 165)
    term: 25 years
    tell me how much ammount i will be availed after maturity.

    Reply

  56. I had taken Jeevan Saral policy in 2009 with a premium of 72060/year
    What will be maturity amount in 25 years.

    Please let me formula on which this calculation is done.

    Reply

  57. Sir,
    I have paid only 7 premium of LIC polycy ( Plan no.165 ) than how many amount will be get to me. please tell me.

    Reply

  58. Sir I bought lic jeevan saral in Feb 2009 which premium is 3062 per quarter ly. Now I want to surrender it. So pls tell me what amount l will get

    Reply

  60. I have taken the policy no. 577543069 in ..28.03. 2009, I have paid the installments. If i want to surender the policy what is the amount i will be getting?.

    Reply

  61. policy no. 579403855, dt of comm 15.05.2010, instalment amt. 27623, if i will surrender the policy what is the exact amt i will get for this

    Reply

  62. sir i am jeevan saral policy 165 holder 2009 and my policy number is 153388587 . I want information regarding premium of year 2015.kindly reply me

    Reply

  64. I had taken Jeevan Saral policy premium 60650/year. total term 35 years. date of commencement 28/06/2011 . if i want to withdraw it after 10 years how much amount i will get. please let me know sir…..

    Reply

  65. Please give me details about my Jeevan Saral Policy no. 823216726 and amout i can get after 10 year as partial withdrawal and surrender value also.

    Reply

  67. Hello Sir,

    My name is eshant sapolia and i opted for jeevan saral policy 165 table for 20 years . i’m paying yearly premium of 12130. Please let me know what’s the benefit i will get at the maturity……

    Reply

  68. i have Jeevan Saral policy and 1/2 yearly i am paying 1516 rs now 10 year completed
    what is the amount of surrender value today can u give me the answer please.

    Reply

  69. If i surrendet policy please let me know surrender value . Policy number is 117026867. It’s a jeevan saral plan . It urgent

    Reply

  71. sir mujhe ye bataye ki mai 100 rupay manthaly 5year ke liye chalu kiya aur 1year tak jama hua to kitna rupay wapash hoga

    Reply

  73. MY POLICY JEVANSARAL 165 2011 DECEMBER YEARLY PLAN AMOUNT RS.12010 AFTER 10YEARS MATURITY GET HOW MONEY TELL ME

    Reply

  74. MY POLICY JEVANSARAL 165 2011 DECEMBER YEARLY PLAN AMOUNT RS.12010 AFTER 10YEARS MATURITY GET HOW MONEY TELL ME.What is my maturity value pls ans me.
    let me formula on which this calculation is done.I wants totly profit after maturity or after 10 yrs
    Reply

    Reply

  75. I have jivan saral 165 plan compltete 5year ,now i want to surrender how manny retun , month pren 2040 and after 10 year how much .
    Pls clerfy

    Reply

  77. there is no way to receive policy current status of policy as agent do not coporate with us & we do not have helpline no..:

    Reply

  78. I have policy no 355063148 i want to surrender it kindly provide the table with amount from jan 2016 onwards till maturity in yr 2030

    Reply

  79. I have been paying Rs 1021 per month from the last 6 years in Jeevan saral policy of LIC of India. I want to stop this policy now and I want to know how much will I get if I stop this policy today.policy no:719128959 date of commencement 13/08/2010

    Reply

  81. I am having Jeevan Saral policy and paying of 41036 per year of last 7 years, It really burden of continue this. It could be advise able to close/stop policy. What will be the return if am able to get if i stop now?

    Reply

  82. Sir my policy no 469513143 (plan no 165).this policy was started on 12 feb 2010.I have required surrender value of this policy in my given email address. Because I want closed to this policy.pl imdt sent

    Reply

  83. Jeevan Saral: Proposal date 11/10/2010

    Yly Premium: 24,020/- (in cluding rider Rs. 500/-)

    Table: 165 25
    Last premium to be paid on : 11.10.2034

    Date of maturity: 11.10.2035
    Rider Premium 500/-
    Instalment Paid: Date Amount
    11.10.2010 24020
    11.10.2011 24020
    11.10.2012 24020
    11.10.2013 24020
    11.10.2013 24020
    11.10.2014 24.20
    11.10.2015 24.20

    Please let me know the amount in case I surrender the policy on date i.e. in Dec’15.

    Yours Sincerely,

    Reply

  84. Sir ,I have the taken jeevan saral policy in march 2010,at this tym completed 5 years.
    So if I want the surrender my policy no.295596255.
    Then what amount I will be getting.please tell me.

    Reply

  85. sir i have taken a money back policy. i am paying 28000 rs yearly.but i want to close this as ifeel burdento pay it.i have already paid it for 4 years can i get my return and how much money. plz reply

    Reply

  87. सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर तीसरे महीने 3062 रुपए भरता हूँ।

    Reply

  88. Dear Sir, Please help in this reagrds. My mother after retirement she took this Jeevan Saral Policy at the age of 60 with monthly premium of 6027 on 5th April 2011 for 10 nyears. Its been close to 5 years. As my brother deceased she took this policy for her grand daughter (My brother child) marriage porpose. At the time of taking this policy agent has told her that she will get the maturity amount as 1075000 & on death assured amount as 875000 only. I was not aware about it. So recently I went to LIC office to see if I can get the loan on that policy. Now we came to know that it is not 1075000. Maturity amount is just 107500. When we asked the agent he said he did not checked it properly. He thaught it is 1075000. My mom trusted him so much & she dint even checked the policy properly. Can you please guide me how we can get our money back. I am not concerned about the intrest. We will be happy to get back the amount what we have paid till now (331485/-). PLEASE sir help me.

    Venu Gopal Cirra
    venugcirra@gmail.com
    9849613211

    Reply

  89. i want to know that if i want to pay 2000 per month in jeewan saral policy then after three years it will become 72000. but table No. 165 show that it will only Rs. 40976/- and what happen with the rest of the amount of Rs. 31024/-

    Reply

  91. I am holding LIC policy (Jeevan Saral) . . I would like to know how can I get the bond file for this policy as I have lost the bond file which was given to me at the time of enrolling to this policy.

    I am paying all the premium on time.

    Reply

  92. My policy No.333780143, I paid Rs.12010/- per year.From Aug-2012. I want know, after 20 years how many amount receive.

    Contact No.9911329699

    Reply

  93. HI i have opted this lic jeevan saral in 20/11/2012, for 15 years plan and paying a premium of 72060 per year. i want to stop this plan now as a burden when pays them premium amount of 72060. Can you please let me know if i withdraw now will be a wise decision ? how much i will get now if plans to surrender? or i should wait upto which time period (minimum) and then surrender it so that i dont bear the loss from this policy and how much loyalty will i get.

    Reply

  94. I have been paying Rs 510 per month from the last 6 years in Jeevan saral policy of LIC of India. I want to stop this policy now and I want to know how much will I get if I stop this policy today.

    Reply

  95. Dear sir/madam,

    plz provide me maturity value details after 20 years completed policy, my policy paid 36744/years in jeevan saral atm plan.from 29/12/2012.

    Reply

  97. Sir mujhe koi aisa plan batao ki mai 7000 per month bharna chahta hu sif 60 month me liye aur uake bad kitna milega aisa koi chart mail karo please

    Reply

  100. I had taken Jeevan Saral policy premium 7278/year
    What will be maturity amount in 20 years.

    सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर वर्ष 7278/- रुपए भरता हूँ

    Pl. Reply me.
    Thanks
    Shailendra Gupta
    My POLICY NO. 345186572 DOC. 11/11/2009

    Reply

  101. This policy is waste of money. Go for any other policy, prefer Private players. Anyways IRDA gives guarantee for returns, not LIC.

    Reply

  102. I’m venkateswarlu and my policy no is : 719299478, paying 24020 per Year.Policy start date is 01/06/2011.
    And I have paid premiums upto 19/07/2012.

    Please let me know if this is good idea to surrender the policy OR to revive the policy.

    If I surrender the policy, what are the benefits/amount I will get.

    Thanks in advance.

    Thanks,
    Venkat.

    Reply

  104. Hi, I am paying Rs. 24020 per year. I have to pay for 30 years. What is return and chart for this.
    I have started from Jan 2010 when I was 29 year old.

    Reply

  105. Sir Mujhe Jeevan Saral Plan Ka Chart Bhejiye kee Mujhe 10 year after kitana amount milega Mai Rs. 1531/- teen mahine me jama karta hu

    Reply

  106. सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।
    policy no.959358989

    Reply

  107. I have taken jeevan saral policy and my yearly premium is 1210/- what is the benefit I will get after 10 years

    Reply

  108. dear sir
    I had taken Jeevan Saral policy premium of Rs.18195 half yearly on date of commencement is 27-01-2006 and date of risk cover from 24-02-2006 with policy no 863363717

    i have paid premium up to july 2015

    i want to discontinue above policy,please let me know what amount will come from special surrender value

    Reply

  109. Want to know more about this plan, My Premium is 12010.
    this was started from 2012 and still i m paying the amount.

    I want to close this can anybody tell me how to do that, as i think this was not good for me.

    Reply

  111. I want to stop paying jeevan saral amount of rupees 6005 per year how much will be return to me after 05 years.kindly respone.

    Reply

  112. I have this policy from 2008 march.per 1/4 yr i paid 6125Rs/-terms 20 yrs.pls advise total maturity value after 20yrs will get.

    Reply

  113. Maine 1531 Quarterly Jeevan Saral 18 Premium 27558 Paid Kiya Hai Ab Financial Problem Ke Karan Surendar Karna Chahta Hu Mujhe Kitna Amt. Milega

    Reply

  114. Hi,
    I am having a JEEVAN SARAL policy from LIC. I invested Rs 42035/- per year and 20 years plan.
    Can you please confirm that how much amount i will get after mature.

    Or
    As per current market i can get max if i was invested 20 years back.

    Thanks,
    Raj

    Reply

  122. I have taken the JEEVAN SARAL policy in February 2013, I have paid the installments. I am paying Rs.36390 per year. My sum assured Rs.75000/-. I have 10 policies of Rs.75000/-. If i want to surender the some of the policy (4 policies of the sum assured 75000×4) what is the amount i will be getting?

    Reply

  123. I have taken this policy ( JEEVAN SARAL) in 2011 & paid premium quarterly.
    What amount I receive on March 2016 if I discontinued it.

    Reply

  124. let me know the maturity amount of policy no518000136 Ab06518522 plan term D.O.C.165/35 dated28.12.2011. I am paying Rs12010 per annum.

    Reply

  126. Dear San.

    We had taken Jeevan Saral policy Per Year Rs 25221 /- for 16 years i want to know what is geeting amount paid of all premium, i also paid four premium.

    Reply

  128. My age is 53 years.In December 2010 I took policy Jeevan Saral (with profit). I pay quarterly premium @ Rs 3062/-.If I surrender policy in December 2016, how much money will I get?

    Reply

  130. Dear Sir/Madam,

    I am having Jeevan Saral with profit Policy No.874136291. I am paying yearly premium of Rs.36060/-and paid for 6 years and entering to 7th year. Due to financial issue, Kindly update me my Policy details, related to total deposited Policy amount, validity of Policy, what will be return i will get when full closure or whether i can surrender partial – need views in this. Thanks for your earlier feedback.

    Reply

  131. Hi Sir, I opted for Jeevan saral policy on 13-04-2012 at an age of 28, sum assured is 250000. Term is 25. Paying 6065 half yearly. I want to know what amount I will get if i surrender the policy and what is the best way to get benefited with this scheme.

    Reply

  132. In Jeevan Saral policy maturity amount when the policy holder gets? & How much, as no bonus shows to this policy
    My friend has this policy & wants to know the details

    Reply

  134. I am paying RS 30325/- half yearly in this policy. i had chosen it for 10 years. but my agent did for 30 years. now i want to surrender it on 10th years . then what i will get minimum amount.. can i surrender it after 3 years.if yes then what amount i will get?

    Reply

  135. I have jeeven saral plan no 165. I start my policy at 2010 at yerly premium of 6100. But I want withdrawal my all money at which time I withdrawal all money where there is no surrender value.

    Reply

  136. My add
    Name anupam singh
    Address
    Chc baramkela ( govt.hospital compound)
    Disttic raigarh
    Chhattisgarh
    Pin code 496551
    Mo.9926602454

    Reply

  138. I pay 2042 per month I want to know the chart of 10, 15, 20 year please send in my email as soon as possible. Thanks sir
    my plan jivan Sarah
    policy no.907970503

    Reply

  140. I have paid 6 premiums of 42035/- for JEEVAN SARAL till now but my SUM ASSURED is only 850000/- which is obviously very very low .

    I want to surrender it but my broker told me that I have paid total money till now = 252210/- but if I surrender it now then I will get only 205000/- .

    Although I have paid it for 6 YEARS .

    I m not feeling well , I think the broker is doing some changes or may be deducting some money on his behalf

    because I have passed 6 years already , I should get atleast my ORIGINAL PAID PREMIUMS

    the broker is insisting me to hold it for next 4 years more and after completion of 10th year , I will get TOTAL PREMIUM + LOYALTY but they are not giving me any exact figure ,

    so I m very doubtful now

    Please give me your suggestions , what should I do now ?

    Thanks

    Reply

  142. Sir I have Jivan saral lic policy. I bought in Oct 2009. I paid quarterly amount 4594-/-rs. I term is 25 years. So may I know aftter 25 years. how much amount I wil get?

    Reply

  144. August 16, 2015 at 7:37 am

    my policy name jeevan sarl plan no 165
    my policy no 177649630
    policy start by 2012

    and end by 2033

    yearly amout paid 12010
    after maturity which amount in hand

    Reply

    Reply

  146. I have taken the policy in March 2011, I have paid the installments. i stopped the installment in Dec 2015 If i want to surrender the policy what is the amount i will be getting?

    Reply

    Reply

  148. HI i have opted this lic jeevan saral table 165 in 28-03-2012, for 16 years plan and paying a premium of 3062 per month. i want to stop this plan now. Can you please let me know how much i will get now if plans to surrender, or i should discontinue and wait till maturity date and then surrender and if does what would I get on that time and bonus will be paid or not.

    Thanks
    Mohit

    Reply

  149. Plan: 165
    DOC: 2012
    Term: 16 Years
    Premium: INR 24,020

    I want to know the approx amount that I will get after maturity including Loyalty.

    Reply

  150. I am having LIC Jeevan Saral table 165/25/25. I am paying an annual installment of Rs.30025/- for this policy since 2009. After 25 year what amount I will get. If you are able to tell, it will help me to fulfill our goal in future.

    Kindly reply the same urgently.

    Thanks

    Reply

  151. Hi all

    If you want to make money from home only than install CHAMPCASH app from play store and
    Enter CODE 2463483.

    Once you complete the challenge your earning starts.

    Reply

  153. I have taken jeevan saral policy plan on 2013 october vide policy number is 446461575 term 21 years. Paid premium half yearly installments sum of Rs 2426/- each. what will be the maturity amount in 21 years.

    Reply

  154. I WILL PAY 24,260/- PER YEAR FOR JEEVAN SARAL POLICY. AFTER 10 YEARS HOW MUCH AMOUNT IT WILL COME BACK. FORM 2010,MARCH

    Reply

  155. my policy name jeevan sarl plan no 165

    policy start by 210 march

    yearly amout paid 24,260/-

    after 1oyears maturity which amount in hand

    Reply

  156. I have taken a Jeevan Saral policy in 2010.
    Table 165. Term 25
    Annual Premium 36030.00
    Policy No. 499227978

    What should be the minimum & maximum maturity value, I can get on maturity of 25 years ?

    Reply

  157. I use to pay half yearly amount Rs 4852.00 Table Term is 165-10last date of premium payment is 28.09.2020

    Reply

  158. Policy holder of lic Jeevan saral(with profits) table 165 meet with an road accident. What are the accidental benefits. Opening date of policy is 28.3.2010.

    Reply

  162. I have Jeevan Saral for 21 years I am giving premium 29000 per year. Please can you tell me how many I get after maturity.

    Reply

  163. Mukesh kumar

    my policy name jeevan sarl plan no 165
    my policy no 904229339

    policy start by 23/01/2013

    qly amout paid 6125
    after maturity which amount in hand

    Reply

    Reply

  165. Dear Sir,
    Please give me reply for below,
    my policy name jeevan sarl plan no 165
    my policy no 854872260

    policy start by 2010

    and end by 2028

    yearly amout paid 24020
    after maturity which amount in hand

    Reply

  166. I want status policy no. 926152853 (Plan – 165 )

    I want to know about surrender value of jivan saral policy ( with profit ) Plan -165
    after 10 years with bonus & loyalty
    policy start from : Aug, 2012
    yearly amount paid Rs : 24125/-

    Please

    reply

    Reply

  169. I have been paying Rs 1021 per month from the last 5 years &6 month in Jeevan saral policy of LIC of India. I want to stop this policy now and I want to know how much will I get if I stop this policy today.

    Reply

    Reply

  170. i am asole narayanrao madhawrao

    policy date 27/07/2009

    I had taken Jeevan Saral policy premium 62500/year
    What will be maturity amount in 18 years.

    Please let me formula on which this calculation is done.
    Reply

    Reply

  171. NARAYANRAO MADHAWRAO ASOLE says

    May 20, 2016 at 6:36 am

    Your comment is awaiting moderation.

    i am asole narayanrao madhawrao

    policy date 24/07/2009

    I had taken Jeevan Saral policy premium 62500/year
    What will be maturity amount in 18 years.

    Please let me formula on which this calculation is done.
    Reply
    Reply

    Reply

  172. policy number. 821974875
    Please let me formula on which this calculation is done.
    Reply

    Reply

  175. Hello sir, I want to stop my LIC Jeevan Saral Premium, Pse intimate about the formalities required. I had paid premium from last three year @ Rs.24,000/-

    Regards Sir,

    Reply

  176. I have taken the policy (LIC Jeevan Saral) in April 2011 for 25 yrs. I have paid all installments regularly in due period. If i want to surrender the policy after 10 years then how much amount i will get? is there any loss if i surrender before maturity? How should i calculate the bonus?
    Please guide. Thanking you.

    Reply

  177. I have taken a Jeevan Saral policy on 28-06-2010 Plan 165-31 Sum Aasured Rs.1491441 and premium of Rs.46451.5.5. I have paid premiums till 28-06-2015. Now I don’t want to continue please let me know how much I will get if I surrender the policy
    Also if I continue to pay premiums for 10 years from the date of opening and surrender the policy what amount I will be getting
    Please do the needful
    Thanking You
    Amrita S Pai
    25-05-2016

    Reply

  180. I want to surrender my jeevan saral( with profits) and withdraw my money.
    Kindly help

    Policy number-587759328

    Reply

  181. sir i open jeevan saral plan 165 from dehli and i am living out of india. some time its difficult to know hw much money in my ac. bcoz my monthly payment is deduct from my ac. so if incase there is no balance in my ac so i hv to pay money wd due but its difficult to pay through trnasaction so i hv to call smone and they r going to pay it. can i transfer my policy account in my home town office.or cn u let me know in 1000 monthly premium how much i cn get after 5 yrs,and 10 yrs.

    Reply

  182. In your article example for age of 25 years, Jevan Saral policy plan of 15 years with monthly premium of Rs500 you have mentioned maturity sum assured as Rs.97655
    Please give details of how you reached that figure

    Reply

  183. I am
    35 Years old and have jeevan saral policy monthly preimium of 817 rupees .what will be benifits after 10 Years

    Reply

  186. I have taken the policy in Jnauary 2013, I have paid the installments. If i want to surender the policy what is the amount i will be getting?

    JEEVAN SARAL T.NO.165

    TATAL YEARS 35

    Reply

  188. I am policy holder of Jeevan Saral from Jun-2010, the agent misguide me and put me in this. i wanted to be withdraw kindly let me know the procedure and refunded value

    Reply

  190. I Jatinder Vig have LIC’s JEEVAN SARAL POLICY ( WITH PROFITS) plan 165 – 16 and paying premium Rs. 18015/- yearly.
    What will be the maturity Value after 16 years.

    Reply

  192. iam having Jeevan Saral policy – paying yearly premium of Rs.3000 and paid for 3 years and entering to 6th year – due to financial issue – need to close this policy – provide me suggestion what will be return i will get when full closure or whether i can surrender partail – need views in this

    Reply

  193. Sir, i am having Jeevan Saral policy – paying hly premium of Rs.3032 and paid for 7 years .
    What will be maturity amount in 15 years.
    policy start by 2009 june
    and end by 2024 dec.
    What is my maturity value pls ans me

    Reply

  195. I have taken policy 165-16 in March 2013 peri mum paid 3062 I want to surrender policy what is the amount I will getting

    Reply

  196. Sir may 7278 /- half yearly pay ker raha hu mera 20 year ka bima hai Jevan saral me 20 year mathurtiy kerne pe mughe kitna rakam milega 1st premium mane 23/02/2011 se jma kerta as raha hu yadi mai aaj apna LIC ka paisa nikalwana chahunga to kit a niklega pura detail mere email Id per send kariye pls sir mera policy no-358365977

    Reply

  197. I have taken the policy No. 614885824 in 28th Nov 2005 and completed 10 years paying the same. could you please let me know the maturity amount.

    regards

    PN

    Reply

  199. Please send the status of my policy number 164445474. I take the loan from my policy. so please full detail of my loan as soon as possible.

    Reply

  200. I had taken Jeevan Saral policy premium with ECS 4048/-
    What will be maturity amount after 15 years.

    1)Please give me detailed calculations.
    2)Please let me know formula on which this calculation is done.

    Reply

  201. I have taken the policy in Feb 2009 Jeevan saral plan no:165, I have paid the yealy installments. I have paid only two years installments (2009 and 2010) .2011 to 2016 with between not paid yearly installments in between not paid installments my LIC Jeevan saral plicy lapsed or not please resolution to reply .

    Thanks and Regards,
    K.SureshBabu

    Reply

  202. HI i have opted this lic jeevan saral in 21-01-2013, for 25 years plan and paying a premium of 24000 per year. i want to stop this plan now. Can you please let me know if i withdraw now will be a wise decision ? how much i will get now if plans to surrender? or i should wait upto which tym period (minimum) and then surrender it so that i dont bear the loss from this policy (If any, please suggest).

    Reply

  203. my policy name jeevan sarl plan no 165
    my policy no 903618371
    policy start by 28/12/2009

    and end by 28/12/2029

    HLY amout paid 3032
    after maturity which amount in hand

    Reply

  204. सर /मैडम जी मेने इस नम्बर पर 837473062 डेट 12/07/2016 को ऑनलाइन पेमेंट किया
    है क्रपा करके स्टेट्स बताये

    Reply

  205. I have opt a lic jeevan Sarah policy wef 30-12-2013 and Rs. 12130/- per Hyl and for 21 years , I want to know, what amt should comes after 11 years, please provide information

    Reply

  208. Hi,

    I have taken Jeevan saral policy 165 plan in January 2013 since I have continue pay 9186/- quartly.

    Now I want to curies to know that how much bonus will I receive if continue till 5 years.

    Do let me know if require more information.

    Regards,
    Daleep singh

    Reply

  210. I have taken lic jeevan saral table no.165.my policy no. 695546820. maturity date 10/02/2031.pls give details how much get

    Reply

  212. sir
    i want to surrender my jeevan saral policy
    i want to know how much i get surrender value
    total i have 18 policy
    following are policy number
    893629775 to ,893629792

    Reply

  213. i pay every year 256502 jeevan saral 21 years plan how much return if i surrender policy what is benefit
    already paid 5 term

    Reply

  214. maturity year 2030 plan table 165 21
    i pay every year rupees 256502 jeevan saral 21 years plan how much return if i surrender policy what is benefit
    already paid 5 term

    Reply

  215. Mazya gharatil 1policy aahe. Jeevan saral. 9/2016 la 3 year hot aahet. Bimadharkanchi deth zali aahe aani half years mod aahe. March cha hapta rahila aahe tar policy amaunt milel ka. Please healp

    Reply

  216. I have taken the policy in Sep 2012, I have paid the installments. If i want to surrender the policy what is the amount i will be getting?
    My premium 12130/- Half yearly amount

    Reply

  217. I started aJeean Saral policy in Jul 2013 at the age of 47 for Rs 2017 per month for fourteen hears. If surrender after five years howmuch will be paid to me

    Reply

  219. Jeevan saral policy , I am paying 2050/- per month from last 4 years onwards. How much I will get now if I go for surrender the policy. Till now no bonus included for my policy. Not finding the policy usefull. Please suggest me.

    Reply

  221. my policy name jeevan sarl plan no 165
    my policy no 186445343

    policy start by 2010

    and end by 2030

    yearly amount paid 12130
    after maturity what can i expect amount in hand

    Reply

  224. I HAVE TAKEN A POLICY IN FEB. 28-02-2011,I HAVE PAID ONLY 3 INTALLMENT .IF I WANT TO SURRENDER THE POLICY WHAT IS THE AMOUNT I WILL BE GETTING .

    Reply

  225. Maine apani beti ke liye jeevsn saral plan liya hai. 10year age aur 12000 rs / year kaplan 25 year ke liye liya hai . kya aap 25year pure hone par milne wale amount ki sahi jankari de sakte hai? Hume 25 year baad kitna money return higa.

    Reply

  226. my policy name jeevan sarl plan no 165
    my policy no 884672598 policy start by 20012

    and end by 2032

    yearly amout paid 12010

    Reply

    Reply

  227. My wife took this plan in 2011. paying 4594 every quarter.
    my plan is 165-25-25.

    till what period i need to pay and what i will receive on maturity or in between as well if and what event occur.

    please i took this plan bt really dont have any idea on this policy.

    Also wanted to know that sine my wife surname is charged, how can i update this as well.?

    Reply

  228. PLEASE TELL ME SIR/MADAM, MY LIC POLICY IS JEEVAN SARAL PLAN , MY INVESTMENT IS RS. 1100/- PER MONTH WHAT MATURITY VALUE AFTER 10 YEAR

    Reply

  229. I want to know about my policy tha no is 469123201 and if this stop after 10 years what will be the amount return and if cotinue running 30 yr wh will be returned. Pl reply.

    Reply

  232. Sir mera name Motilal h m jiven saral Lic poliicy 165 no. M monthly 3094 rs bhrta hu mug he 10 year baad kya milega

    Reply

  233. Aneelkumar says
    August 10, 2015 at 7:44 am

    I have taken Lic Jeevan Saral Policy in 09-Mar-2012 and i am paying 52000per year and I have taken for 20 years may i know the approx. amount which i will get on maturity.

    Thanks.

    Reply

    Reply

  234. I have jeevan saral policy and i surrender it i have paid 6 year full premium 3062 per month .how much i get money.

    Reply

  235. Nice policy but I want to surrender after 10 years…How much I get? My starting date is august 2010 and I pay Rs. 5762 half yearly…My sum assured is Rs. 2,37000 only.

    Reply

  236. I have started jeevan saral policy plan no 165 on dt oct2010 as quarterly 6065/-
    After successfully completion(maturity) of 10 yrs ..all total how much amount I will get ..plz confirm or send me the rate chart

    Reply

  237. can i withdraw the amount which i have paid during last three years ? is there any provision to discontinue the policy before three years? suppose if i have deposited 48 thousand during lat two years and in the third year i have not deposited the amount, can i deposited rest amount along with next half yearly installments? is there any provision to pay online?

    Reply

  238. My father have taken a policy jeevan saral (with interest) of two lakh and pay premium of rs. 9608 yearly my father paid premium 7 year but after 7year my father had died due to accident sir please calculate the accidental death claim amount with interest .

    Reply

  239. HI i have opted this lic jeevan saralP.NO.265563119 in 28-08-2011, for 18 years plan and paying a premium of 12010 per year. i want to stop this plan now as a burden when pays them premium amount of 12010. Can you please let me know if i withdraw now will be a wise decision ? how much i will get now if plans to surrender? or i should wait upto which tym period (minimum) and then surrender it so that i dont bear the loss from this policy.

    Thanks
    sanjay kumar singh
    Reply

    Reply

  241. I m a policy holder of jeevan saral plan when I was 28 years old.monthly premium is 2042 for 25 years so I want know that .. What is my maturity value pls ans me

    Reply

  242. HI i have opted this lic jeevan saral in 11-03-2013, for 25 years plan and paying a premium of 12130 half year. i want to stop this plan now as a burden when pays them premium amount of 24260 yearly. Can you please let me know if i withdraw now will be a wise decision ? how much i will get now if plans to surrender? or i should wait upto which tym period (minimum) and then surrender it so that i dont bear the loss from this policy.

    thanking you,
    aatish dhande

    Reply

  243. sir my policy premiem is of 60000 yeraly i want to stop the policy. 5 years completed .i want to surrender the policy .what amount wiil get me

    Reply

  244. My policy no is 893908535 – dipti Mhaskar Jeevan Saral ( T no-165)
    Policy statring from april 2009 and will withdraow on April 2009

    so how many get amount

    Reply

  245. MY DEAR SIR,,,,,,,,,,, MERA POLICY NUMBER 218540790 LEKIN 2YEARS HO GAYA OR 1YERS POLCY JOMA NAHI KIYA HU IS KA RIGEN KIYA HOGA SIR BATAYE PLESS

    Reply

  247. Hallo sir ,madam.
    Mari uncle ka death hua ha heart attack ma, 15 days pahala. Uncle na 2009 ma jeevan saral chalu kiya tha . Quearterly 3000 , yeani yearly 12000. Maturity ka date ha 2019 ka.abhi tak 30 premuum hi paid kiya ha.yeani 3000×30=90000. To abhi hama total kinta return milanga ? Plz tell me..

    Reply

  248. Sir I have jeevan saral policy from last 4 years, my premium plan is 6065 half yearly. i want to take loan against my policy. can u pls help me.

    Reply

  249. I have taken the policy in 2012 jeevan saral policy no. 564463829.I have paid the premiyam 36390/-Hyl up to 2016 (08 installment ) If i want to surender the policy what is the amount i will be getting.

    plz Reply

    Reply

  250. hi,
    i have taken Jeevan saral TNO165 for policy term 35, in Aug 2011, i have been paying 61K quaterly. Now since i have family burden i cannot continue. I want to surrender..please advice. if i surrender will i get all the premium back ?

    Reply

  253. Sir
    My Jeevan saral policy number 343852666 I payed monthly premium for salry a.c but Lic Indor division didn’t send me premium payed receipt last 5 years how I can surrender this policy online

    Reply

  254. सर मुझे चार्ट भेज दो के कितने साल बाद कितने पैसे मिलेंगे।मैं हर महीने 3100 रुपए भरता हूँ।

    Reply

  256. I have opt this policy for 35 years what will be its returns after 10 years my monthly premium is rs.2552.now i have complete 9 years. And details about suicide rules.

    Reply

  257. i have paid 8 half yearly instalment of 12130*8=97040 for 4 years i m entering in 5th year if i surrender my policy how many i will get

    Reply

  258. sir policy no.236426243 D.O.birth 05/05/1981 hai 28/05/2011 ke hai 16 yers ke policy hai sir poore honey key baad total ketna paisa melayga primium kist 2123 Rs. hai please bata dejeyi

    Reply

  259. I have taken a Jeevan saral T.No 165 with a policy term of 35 years. The policy was taken on Nov 2010. My Annual premium amount is 30025. Totally i have paid 6 premium till 2015. Now if i close or surrender the policy then how much i will get it. Could you please advise.Or guide me when can i close the policy to avoid loss.

    Reply

  261. I have taken the policy in December 2012, I have paid the installments. If i want to surrender the policy what is the amount i will be getting?

    Reply

  262. pl dont invest in jivan saral when you withdraw the policy you will feel cheated. if you dont attain maturity and you withdraw it is a huge loss. It is equivalent to the IT deduction and secondly you will lose all the intrest amount which you would have got if invested in a bank.
    LIC agents are cheats and they only do is sell policies even knowing the impact of deduction which the clients have to bear if the policy is terminated. Nice move by LIC in earning money

    Reply

  265. what is the status of my lic policy no 116016827 and 116022360 both policy has jeevan saral which is going monthly premium from my hdfc acount . but payment have discontinue since september ,october and november 2016

    I want to reason why my lic premium have discontinue

    Reply immediately

    Thanks

    Reply

  267. DEAR SIR,

    PLEASE GIVE MY LATEST ACCOUNT STATUS
    POLICY- NO-836969238
    premium yearly-Rs-24020/-(13-10-2016 LAST PREMIUM PAID)
    SUM ASSURED-RS.500000/-

    Reply

  269. Dear Sir/Madam,

    iam having Jeevan Saral policy – paying qutarly premium of Rs.3032and paid for 6 years and entering to 7th year – due to financial issue – need to close this policy – provide me suggestion what will be return i will get when full closure or whether i can surrender partail

    Reply

  270. Dear Sir/madam, kindly provide me under my policy jeevan saral No.142393376 value till date. regards Rajesh kumar

    Reply

  271. Dear All,

    Please opt for HDFC policies,LIC policies will only leave you in helpless situations during emergency

    No proper process, the agents are really robbers and theives.

    My sincere advice dont go for LIC of india.

    Reply

  272. I have taken jeevan saral policy ..874055117. Started on 28/11/2007. .my quarterly premium is 1531. …i want to know on maturity how many amount will i received…
    Also my log in id for online payment forgotten since a long time…i request you to provide new id on my new mail id. bharatparmar7577@gmail.com

    Reply

  273. Danish saba. I have taken my policy for 10 year in JEEWAN SARAL 165 with yearly 47040 per annum. After 10 year how much amount I get

    Reply

  274. I have taken Lic Jeevan Saral Policy (with profit) in 23-dec-2013 and i am paying 12300 per year and I have taken for 20 years may i know the approx. amount which i will get on maturity.
    policy number 927061327
    Thanks.

    Reply

    Reply

  275. जीवन सरल पाॕलीशी शुरू हुई क्या?हम ने सुना था बंद करवा दी गई है।

    Reply

  276. I have taken LIC Jeevan Saral Policy as on 18/04/2011 and I am paying 3063/- quarterly.I want loan this policy so how much i can get loan this amount.

    Reply

  279. I have taken jeevan saral policy ..236436923. Started on 31/10/2011. .my quarterly premium is 15312.…i want to know on maturity how many amount will i received…
    Also my log in id for online payment forgotten since a long time…i request you to provide new id on my new mail id. 71sbsingh@gmail.com

    Reply

  280. I have taken LIC Jeevan Saral Policy(Plan 165) on 26.12.2011 for term of 20 years. I have already paid 6 premiums of 24020/- each. Please let me know the maturity value after 20 years and surrender value if surrender now.

    Reply

  281. I would like to surrender my policy. My base branch is in Jammu. But I am residing in Delhi. Please advise how to proceed with it. Can I submit my form and policy documents in Delhi ?

    Reply

  282. I have taken lic 165 plan from 2010. premium half quarterly….. when it will mature……
    policy no. 823699963

    Reply

  283. I have taken Lic Jeevan Saral Policy (with profit) in AUGUST2013 and i am paying 36030 per year and I have taken for 25ears . may i know the approx. amount which i will get on after ten years.

    policy number 273871441
    Thanks.

    Reply

    Reply

  284. I have taken Lic Jeevan Saral Policy (with profit) in 13-Nov-2009 and i am paying 6125/- Qly and I have taken for 20 years may i know the approx. amount which i will get on maturity.
    policy number 125412470
    Thanks.

    Reply

  285. Dear sir,
    I had taken lic Jeevan Saral policy for 20 years can you explain me what is terms and condition in this policy
    12000/year
    That time was know about this policy

    I opened my accounts in January 2013 till now investment 42000 so i need all details
    Mahesh Chandra
    Lic no 243125367

    Reply

  286. Clear your doubt / query about Lic plan and policy….in Navi Mumbai.
    भारतीय जीवन बीमा निगम.
    Kavita Singh
    Lic Life Insurance Advicer
    kavitasin030@gmail.com
    9987360340/9987361902

    Reply

  287. I started my policy jeevan saral from 2010 for 25 years 4063 per month premium , how will get me after maturity send me chart

    Reply

  288. Never invest on Lic policy or SBI policy or any ULIP or policy. Instead of it invest it on some other mutual fund or NSC.

    Reply

  289. I am Rajesheb S Dawkar is 38 yes. Old and is working in private industry. I opts for jeevan saral plan for 20 yes terms and choses monthly basic premium of Rs-2024,
    I wants totly profit after maturity or after 10 yrs

    Reply

  290. Dear Sir,
    I purchase lic plan no 165 policy 500000/- may 2011 I paid monthly 252221/ I surender this plicy please tell surrender value of this policy..

    Thankas
    Prakash

    Reply

    • Dear Sir,
      I purchase LIC PLAN no 165 policy amount 500000/- may 2011 . I paid 25221.00 monthly . I surrender this policy please tell me surrender value of this pllicy .

      Thaking you,

      Prakash

      Reply

  291. Jiwan saral policy me Maine 510 rupaya per month ki li Hai.
    Kya ab premium ko 2500 per month Kiya ja sakta hai

    Reply

  292. Need policy status and chart as i have submitted every quater 3062 Rs Please confirm the same ASAP.

    My Policy Number is 256672931

    Regards
    Ankush Narula

    Reply

  293. I am manoj kumar gupta is 46 years old Iopts for jeevan saral plan for 30yrs and choses yearly basic premium of Rs 12010/- policy no 385529930 date 25/12/2007 I wants totally profit after maturity or after 10 yes with loyalty.

    Reply

  294. I am manoj kumar gupta is 46 years old Iopts for jeevan saral plan for 30yrs and choses yearly basic premium of Rs 12010/- policy no 385529930 date 25/12/2007 I wants totally profit after maturity or after 10 yes with loyalty. Today compiled 10 years.
    Please today totally profit of closed policy.

    Reply

  295. I have taken jeevan saral for 25 years from year sept. 2011 . premium 9187 quarterly & sum assured 750000 . after complit 10 years may i know how much Ammount i will get.

    Reply

  296. i have taken a jeevan saral policy in 2012 paying premium quaterly 6125 will mature in 2028 what will be the maturity amount at 2028
    kindly reply

    Reply

  297. Hi sir
    We pay yearly 5970 premium for 15 years we started 2013. I don’t known returns how much after 15 year pleas give chaat table.thenks

    Reply

  298. Hi I am having Jeevan Saral policy – paying quarterly premium of Rs.3062 for 20 years.
    May I know how much amount I will be getting after maturity.

    Reply

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