Contents
- 1 LIC Jeevan Lakshya Plan no 833 Review
- 2 Jeevan Lakshya Lic Policy Eligibility Conditions
- 3 Jeevan Lakshya Lic New Plan Rebates
- 4 Jeevan Lakshya Lic Plan Maturity Benefit
- 5 Lic Jeevan Lakshya plan Death Benefit
- 6 Lic Jeevan Lakshya 833 Riders (Optional Benefits)
- 7 Lic Jeevan Lakshya Premium Calculator
- 8 LIC Jeevan Lakshya 833 Buying Procedure
- 9 Additional Information about Lic Policy Jeevan Lakshya
- 10 Lic Policy Jeevan Lakshya Benefit Illustration
- 11 FAQ’s of LIC Plan Jeevan Lakshya
- 12 Related Lic Endowment Plans
LIC Jeevan Lakshya Plan no 833 Review
LIC Jeevan Lakshya Policy (plan no 833) was introduced on March, 2015 as a With-Profits Endowment Assurance plan. Lic Jeevan Lakshya plan is a limited premium paying conventional plan. Jeevan Lakshya Lic policy provides Annual Income benefit to fulfill the needs of the family. It is mainly beneficial for children, in case of unfortunate death of policyholder during the policy term i.e., any time before maturity. Jeevan Lakshya Lic new plan also provides a lump sum amount at the time of maturity regardless of survival of the policyholder.
Lic Jeevan Lakshya UIN (Unique Identification Number) is 512N297V01. This UIN has to be quoted in all relevant documents furnished to the policyholders and other users.
Lic jeevan lakshya plan details like conditions, benefits, documents required etc., are given below. Also you can calculate the Premium rates using lic jeevan lakshya premium chart and Calculator based on some parameters given below.
Jeevan Lakshya Lic Policy Eligibility Conditions
Eligibility Conditions of Basic Plan are,
| Entry Age: |
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| Maximum Maturity Age: |
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| Policy Term: |
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| Premium Term: |
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| Sum Assured: |
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| Premium paying modes: |
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Jeevan Lakshya Lic New Plan Rebates
Under Jeevan Lakshya Lic Plan there are two types of rebates, they are
- Mode Rebate
- High Basic Sum Assured Rebate
Mode Rebate:
| Mode | Percentage |
| Yearly | 2% of tabular premium |
| Half-yearly | 1% of tabular premium |
| Quarterly and monthly | Nil |
High Basic Sum Assured Rebate:
| Basic Sum Assured | Rebate (in Rs.) |
| 1,00,000 to 1,90,000 | Nil |
| 2,00,000 to 4,90,000 | 2% of Basic Sum Assured |
| 5,00,000 and above | 3% of Basic Sum Assured |
Jeevan Lakshya Lic Plan Maturity Benefit
On survival of the policyholder till the end of the policy term provided all due premiums have been paid, Maturity Benefit = “Sum Assured on Maturity” + vested Simple Reversionary bonuses + Final Additional bonus, if any. Where ‘Sum Assured on Maturity’ is equal to Basic Sum Assured (SA).
Lic Jeevan Lakshya plan Death Benefit
On death of the policyholder during the policy term, Death Benefit = “Sum Assured on Death” + vested Simple Reversionary Bonuses + Final Additional Bonus (FAB), if any.
Where ‘Sum Assured on Death’ = Annual Income Benefit + Assured Absolute Amount
- Annual Income Benefit = 10% of the Basic SA, which shall be payable from the policy anniversary coinciding with or following the date of death of Life Assured, till the policy anniversary prior to the maturity date.
- Assured Absolute Amount = 110% of Basic SA, which shall be payable on due date of maturity.
The vested Simple Reversionary Bonuses and FAB, if any, included in the Death Benefit, shall be payable on due date of maturity.
The Death Benefit shall not be less than 105% of all the premiums paid as on date of death.
Lic Jeevan Lakshya 833 Riders (Optional Benefits)
Lic Jeevan Lakshya 833 Policy provides optional riders with the payment of additional premium. There are 2 optional riders available under Lic Jeevan Lakshya Policy, they are
- Accidental Death and Disability Benefit Rider
- New Term Assurance Rider
Lic Accidental Death and Disability Benefit Rider:
Lic Accidental Death and Disability Benefit can be opted for at any time within the Premium Paying Term (PPT) of the Basic Plan provided the outstanding PPT is atleast 5 years. If Accidental Death and Disability Benefit is opted for, then
- On death due to an accident, an additional amount equal to the Accident Benefit Sum Assured is payable, provided the rider is inforce at the time of accident.
- In case of accidental permanent disability, an amount equal to the Accident Benefit SA will be paid in equal monthly installments spread over 10 years. Future premiums for Accident Benefit SA and premiums for the portion of Basic SA (which is equal to Accident Benefit SA), shall be waived.
Eligibility Conditions for Accidental Death and Disability Benefit Rider:
| Minimum Entry Age: |
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| Maximum Entry Age: |
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| Maximum cover ceasing Age: |
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| Accident Benefit Sum Assured : |
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Lic New Term Assurance Rider:
Lic New Term Assurance Rider is available at the beginning of the policy on payment of additional premium. It is to be paid along with the premium of the basic plan and any other rider (if opted for), during the PPT of the Lic Jeevan Lakshya policy. If this rider is opted for,
- On death of the Life Assured during the policy term, an additional amount equal to Term Assurance Rider Sum Assured shall be payable provided the rider cover is inforce.
Eligibility Conditions for New Term Assurance Rider:
| Entry Age: |
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| Policy Term: |
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| Premium Paying Term: |
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| Term Assurance Rider Sum Assured: |
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Lic Jeevan Lakshya Premium Calculator
You can calculate the premium and Maturity benefits using Lic Jeevan Lakshya Premium and Maturity calculator. Policy period, Age and Sum assured are required to calculate the premium and maturity benefits.
LIC Jeevan Lakshya 833 Buying Procedure
Documents required for buying Lic Jeevan Lakshya Plan:
- Application form/Proposal form 300 along with photo.
- Address proof
- Age proof
- Medical reports (if required)
Additional Information about Lic Policy Jeevan Lakshya
Paid-Up Value:
If at least three full years’ premiums have been paid and any subsequent premiums be not duly paid, Lic Jeevan Lakshya Policy will acquire Paid-Up Value.
- The Sum Assured on Maturity under paid-up policy shall be reduced to such a sum called “Maturity Paid-up Sum Assured”. Maturity Paid-up Sum Assured = Sum Assured on Maturity * (no. of premiums paid / no. of premiums payable).
- The benefit payable in case of death under a paid-up policy, called “Death Paid-up Sum Assured”, shall be equal to the sum of:
- Reduced Income Benefit i.e. 10% of Basic SA x (No. of premiums paid/Total No. of premiums payable) shall be payable from the policy anniversary coinciding with or following the date of death of Life Assured till the policy anniversary prior to maturity date.
- [(No. of premiums paid/Total No. of premiums payable) x Absolute amount assured to be paid on death] which shall be payable on the date of maturity.
Lic Jeevan Lakshya Surrender Value:
Jeevan Lakshya Lic new plan can be surrendered at any time during the policy term provided atleast three full years’ premiums have been paid.
- Guarenteed Surrender Value: The Guaranteed Surrender Value shall be a percentage of total premiums paid (net of taxes) – any extra premiums and premiums for riders, if opted for.
- Special Surrender Value: The Special Surrender Value will be the discounted value of the sum of Maturity Paid-up Sum Assured and the vested Simple Reversionary bonuses, if any.
Revival:
If Lic Jeevan Lakshya policy has lapsed, it may be revived during the lifetime of the Life Assured, but within a period of 2 consecutive years from the date of first unpaid premium.
Loan:
Loan Facility is available under Lic Jeevan Lakshya policy after payment of premiums for at least 3 full years.
Suicide clause:
If the life assured commits suicide before 12 months from the date of commencement of risk, he/she will be returned back with 80% of single premium paid excluding any taxes and extra premium, if any.
Taxes:
Taxes, if any, shall be as per the Tax laws and the rate of tax shall be as applicable from time to time.
Cooling-off Period:
If Policyholder is not satisfied with the Terms and Conditions of the policy, he/she may return the policy within 15 days from the date of receipt of the policy.
Backdating Interest:
The policies can be dated back with in the same financial year.
Policy Stamping:
Under Lic Jeevan Lakshya policy, stamping charges will be 20 paise per thousand of basic sum assured.
Assignments/Nominations:
Assignments and Nominations is possible under this Lic Jeevan Lakshya Policy plan no 833.
Lic Policy Jeevan Lakshya Benefit Illustration
Mr. Raju has taken LIC Jeevan Lakshya policy with following details:
- Rajus’ age: 30 years
- Policy Term: 20 years
- Basic Sum Assured: 10 lakhs
- Premium Paying term: ( Policy term – 3 years)= 20 years- 3 years = 17 years
Death Benefit: If Raju dies after 5 years from the date of receipt of policy. The death benefit payable will be:
- From the 6th year of policy period, nominee will receive Rs. 1,00,000/- (10% of Basic sum assured) on every policy anniversary till end of the policy term(20th Year).
- At end of policy term/ maturity date, Nominee will be paid Rs. 11,00,000/- (110% of sum assured) + Vested simple Revisionary Bonuses + Final Additional Bonus (If Any).
Maturity Benefit: If Mr. Raju is surviving till the end of the policy, the maturity benefit received
Maturity Amount = Sum Assured + vested Simple Revisionary bonuses + Final Additional bonus (if any)
Maturity Amount = 10,00,000 + vested Simple Revisionary bonuses + Final Additional bonus (if any)
FAQ’s of LIC Plan Jeevan Lakshya
What will be the Commission payable to intermediaries?
Commission rates (as a percentage of premium net of taxes) during the premium paying term are as under:
Agents and Corporate Agents:
| Premium Paying Term | 1st Year | 2nd and 3 rd Year | Subsequent Years |
| 10 to 14 years | 20% | 7.5% | 5% |
| 15 years and above | 25% | 7.5% | 5% |
Bonus Commission: 40% of 1st year commission.
Brokers:
| Premium Paying Term | 1st Year | 2nd and 3 rd Year | Subsequent Years |
| 10 to 14 years | 25% | 5% | 5% |
| 15 years and above | 30% | 5% | 5% |
Bonus Commission: No bonus commission is payable to brokers.
What will be the credit to Development Officer?
Credit (as a % of the first year premium net of taxes) are as under:
| Premium Paying Term | Credit |
| 10 to 14 years | 60% |
| 15 years and above | 100% |
Is Lic Jeevan Lakshya Policy eligible for CEIS Rebate?
Lic Jeevan Lakshya Policy completed under CEIS will be eligible for CEIS (Corporation Employees’ Insurance Scheme) rebate in tabular premium for the basic plan as well as on rider(s) premium, if opted for, provided policy is not taken through any intermediary are as under:
| Premium Paying Term | CEIS Rebate |
| 10 to 14 years | 5% |
| 15 years and above | 10% |
For more details please refer the given below official link,
Click here for LIC Jeevan Lakshya Policy
Related Lic Endowment Plans
LIC Single premium Endowment Policy
sushil kumar says
April 20, 2015 at 6:22 amI am already insured under this policy. I like this policy (jeevan lakshaya) .
Santanu says
April 26, 2015 at 6:55 amHi Sushil,
How much premium you have applied with this policy? Do you think this is enough for your life cover in case of death.
These limited premium insurance policies are getting more popularity and LIC has launched couple previously also.
c.Sainath Reddy says
August 4, 2016 at 6:22 pmDear sir
I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.
Waiting for your reply me to 9030966019
Sainath Reddy
LIC and Star Health Insurance Agent
9030966019
hemlal sahu says
May 7, 2015 at 7:26 amchildren polocy
c.Sainath Reddy says
August 4, 2016 at 6:23 pmDear sir
I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.
Waiting for your reply me to 9030966019
Sainath Reddy
LIC and Star Health Insurance Agent
9030966019
visas arora says
June 7, 2015 at 5:27 pmI am finalise the jivan lakshay policy.
Any suggestion ..is it best one or can choose other.
Sanika Verlekar says
March 11, 2016 at 4:26 amSir it is very good plan so many people take this plan and they satisfy. Pl go ahead.
Regards
Sanika
Cell No. 9860623854
Rahul Waghmare says
July 8, 2015 at 5:42 amI want to take policy in the name of my wife she is 28 year’s DOB 15.11.1987. My son age is 4.6 year DOB is 12.11.2010 , I want child plan. Which plan will be better with high returns.
Sanika Verlekar says
March 11, 2016 at 4:25 amYou can take policy on the name of your wife Jeevan Lakhya & for child you can take Jeevan Tarun
My cell is 9860623854 Sanika
Prashant says
March 16, 2016 at 2:07 pmyou can take Jiwan Tarun Plan this will be best for Children s
You can contact me 9960278435
c.Sainath Reddy says
August 4, 2016 at 6:24 pmDear sir
I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.
Waiting for your reply me to 9030966019
Sainath Reddy
LIC and Star Health Insurance Agent
9030966019
Dhananjay says
October 4, 2016 at 2:33 amJeevan lakshya or Jeevan tarun both good for child plan.
But it’s Jeevan lakshya is better for high returns.
You can buy Jeevan lakshya policy for the period of 15 year.
Rahul Waghmare says
July 8, 2015 at 5:46 amIf, my age is 33 DOB 01.06.1982 in june 2015 I buy 9 years LIC single premium policy by investing 200,000/- two lacks, what will be maturity amount after completing 9 years.
Manoj sharma says
October 16, 2015 at 6:12 pmTo,
Mr/Mrs/Ms : Rahul
Plan : Bima Bachat (816)
Age :33
Term :9
Sum Assured :200000
Single Premium With TAX 3.5% :
146782 (141818 + 4964)
Total Approximate Paid Premium : 146782
Approximate Tax Saved : 44034
Money Back At :
3rd Year : 30000
6th Year : 30000
L.A. : 22000
Approximate Return at Maturity Time 9th Year (Single Premium Paid + L.A.) :
168782
Total Approximate Maturity : 228782
dr k. venkata rao says
July 23, 2015 at 3:24 ami take jeeven Lakisha policy my age is 37 y send full details
Manoj sharma says
October 16, 2015 at 6:15 pmTo,
Mr/Mrs/Ms : Dr. K venkata
Plan : Jeevan Lakshya (833)
Age :37
Term :18
PPT :15
D.A.B. : 500000
Death Sum Assured :550000
Basic Sum Assured :500000
1st year Premium With TAX 3.5% :
Yearly : 33706 (32566 + 1140)
Halfly : 17030 (16454 + 576)
Quraterly : 8604 (8313 + 291)
Monthly(ECS) : 2868 (2771 + 97)
YLY Mode Average Prem/Day : 92
After 1st year Premium With TAX 1.75% :
Yearly : 33136 (32566 + 570)
Halfly : 16742 (16454 + 288)
Quarterly : 8458 (8313 + 145)
Monthly(ECS) : 2819 (2771 + 48)
YLY Mode Average Prem/Day : 90
Approximate Tax Saved Every Year : 10111
Total Approximate Paid Premium : 497610
Approximate Return at Maturity Time :
S.A. : 500000
Bonus : 405000
F.A.B. : 17500
Total Approximate Return at Maturity Time : 922500
भारतीय जीवन बीमा निगम
Manoj Sharma : 9911335083
mnjshrm638@gmail.
GHANSHYAM Ahirwar says
January 24, 2016 at 3:31 pmPlease give me details about policy no.833
Ganesh says
December 7, 2016 at 5:48 pmSir, me kal lic lene wala hu jivan lkshya lu ya jivan labh.mera ajent jivan labh per jor de raha he.
Sachin shinde says
July 25, 2015 at 5:46 pmPlease mail me all details about the jeevan lakshya policy plan. & return amount after maturity. Term 18.years. premium 25600.
Raghunaath says
February 18, 2016 at 9:36 amleave your contact details. i will send the details
N Harikrishna says
July 30, 2015 at 5:02 pmIt’s not a suitable plan because in other insurance companies they give full sum assured at the time of death,(not next policy year), in lic only 10% sum assured will be payable that is also next policy anniversary, if the other company customer can expired they get full SA if they invest in banks they also get every year n last time they get sum assured along with deposited amount
Ramalingam Selvam says
August 26, 2015 at 10:19 pmHi,
Anyone doubt you can contact me, I will support you immediately.
govind says
October 14, 2016 at 8:04 amHi my age is 37. I have a loan of 21L for 20 years and paying 20k\month as EMI. could you please advise the LIC police best suited me. My income is 50k\mon.
Avanish Chauhan says
September 10, 2015 at 3:19 amHi,
I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.
For any query or suggestion kindly contact me.
Avanish Chauhan
Phone : 08195042892
Manoj says
December 9, 2015 at 10:53 amDear Sir,
i have a policy Jeevan Lakshya 833 for SA 10 lakh..
can you describe the benefits of this policy both in case of death & maturity…
SUNIL JHA says
September 17, 2015 at 9:54 amHi Dear,
I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.
For any query or suggestion kindly contact me.
SUNIL JHA
Phone : 09910267350 & 09990267350
SUMIT BANSAL says
September 19, 2015 at 8:35 amHi,
I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the income source member of the family Expired
For any query or suggestion kindly contact me.
Sumit Bansal
Phone : 09818483103
k.y srikanth says
September 21, 2015 at 11:54 amHello sir ….I m Srikanth age 36 and my wife age 26 and my son age 11 months.which policy is better now for my child
Sainath Reddy says
September 24, 2015 at 6:13 pmHa
I am an LIC Agent. If any body interested please call me to 9030966019
Regards
Sainath Reddy
9492433759
pradip says
October 8, 2015 at 6:00 amplease Lic new plan sheet my id mail
Manoj says
October 10, 2015 at 3:32 amI am going to finalize this plan, for sum assured amt. of 1000000lac, pl. suggest what will be the return in any case…..
veera says
October 15, 2015 at 4:29 pmis this JEEVAN LAKSHYA is benefit in further, do we get sum assured guaranteed?
Manoj sharma says
October 16, 2015 at 6:16 pmTo,
Mr/Mrs/Ms : Dr. K venkata
Plan : Jeevan Lakshya (833)
Age :37
Term :18
PPT :15
D.A.B. : 500000
Death Sum Assured :550000
Basic Sum Assured :500000
1st year Premium With TAX 3.5% :
Yearly : 33706 (32566 + 1140)
Halfly : 17030 (16454 + 576)
Quraterly : 8604 (8313 + 291)
Monthly(ECS) : 2868 (2771 + 97)
YLY Mode Average Prem/Day : 92
After 1st year Premium With TAX 1.75% :
Yearly : 33136 (32566 + 570)
Halfly : 16742 (16454 + 288)
Quarterly : 8458 (8313 + 145)
Monthly(ECS) : 2819 (2771 + 48)
YLY Mode Average Prem/Day : 90
Approximate Tax Saved Every Year : 10111
Total Approximate Paid Premium : 497610
Approximate Return at Maturity Time :
S.A. : 500000
Bonus : 405000
F.A.B. : 17500
Total Approximate Return at Maturity Time : 922500
भारतीय जीवन बीमा निगम
Manoj Sharma : 9911335083
mnjshrm638@gmail.
B RAMCHANDER says
October 21, 2015 at 9:09 ammy child is one year old .she is baby girl, suggest me a best policy for her future.
Debasish Kar says
October 24, 2015 at 7:55 amI have very recently opened a policy and my matured amount will be 48 lacs. Could you please let me know whether this matured amount would be taxable ?
Please help me sir.
Thinking you.
rita das says
November 8, 2015 at 3:27 pmif i take jiban lakhyas lici new endoment policy and in future i get any disability by any disease can i get any benefit like accidential disability benefit/what will be my benefit?
Ujwala says
November 18, 2015 at 12:52 pmPlease give me Jeevan Lakshya (833) detail.s.
vijay says
November 19, 2015 at 5:54 pmsir i want to take jeevan laksya policy with 100000 for my son wich is 5 year and 1 month old. so i want to know about benifits of this policy, that how much returned will be after maturity of the policy, and how much premium will be of this policy if i takes this policy for 12 year please send me full detail of this plan
pvsiyer says
November 20, 2015 at 11:46 ami want to take a policy in favour of my grand daughter aged 12 years.
1. can i take a policy in her name?
2. If not can take the policy in my daughters name who is aged 42 years?
3. what will be yearly/half yearly premium for rs.100000 for maturity period 0f 10years,15years and 20 years.
please advise details
suryakantha says
November 29, 2015 at 10:37 amdear sir
my brother age 44 , is business man , I think take good policy near 1cr to 2 cr ,
please forward 1) endowment 2) jeevan ananad 3) jeevan lakshi ,
please give primmum paid detail – 1cr ,1.5cr,2cr
please need full
Siraj Ahmed says
November 30, 2015 at 8:41 amMy DOB is 28th Mar 1981
I want to buy LIC 833 plan for 20 years.
Sum assurred is Rs.500000.00
How much i will get at maturity time. Also please some details
Somnath Pradhan says
December 5, 2015 at 5:46 pmI wish to buy jeevan lakshy plan of SA 300000 what are the benefit after 2 year accidental death?
vivian says
December 10, 2015 at 11:43 amDear sir, I am Vivianne, Female, from Hyderabad, i am 35 (1-05-1980) years old, would like to invest in jeevan lakshya scheme, i am willing to pay annual premium worth 36000, for 18 years, I would like to know how much returns, and other facilities i get. Also i would like to invest in some other mutual investments wroth 40K+ to save my tax. Please help me someone.
Manoj sharma says
December 10, 2015 at 1:17 pmManoj Sharma
Clear your doubt / query about Lic plan and policy….in GURGAON and delhi……NCR….
भारतीय जीवन बीमा निगम.
Manoj Sharma
mnjshrm638@gmail.com
9911335083.
pkn says
May 6, 2016 at 5:55 pmMr. Manoj
I want to take this policy but my age is 30 years so please let me know if there is any changes…
Uma Mahesh.V says
December 11, 2015 at 7:10 amHai,
Last week i took Jeevan Lakshya Policy for Sum assured Rs. 500000. He added the option term rider and i paid Rs.3000 extra premium (Rs. 35321) Kindly let me know the details about Time Rider benefit. My date of Birth is 23-01-1973
Lavneesh says
December 15, 2015 at 1:44 pmDob is 21-6-1982 want to buy jeevan lakshya sum assured 20lk and term 25 year plz let me know the premium and maturity value
suresh gurav says
December 21, 2015 at 3:59 amif any person dies before 05 years under jeevan lakshya plan table no 833 what would be the amount payable every year and maturity for insurance of 1000000
SAMBHU PRADHAN says
December 22, 2015 at 11:53 amANY BODY CALL TO ME ABOUT YOUR LIC PLAN & POLICY.
CALL :-09338685128
dayal says
December 26, 2015 at 1:11 pmDear Sir Can you please suggest me the right course of action? 1. There two plans from LIC that I found is better in terms of insurance investment: New Endowment Plan (814) and jeevan lakshya 833 . Which one is better? 2. My age is 31. If I invest 50000 per annum, after 15 years how much I would get in terms of return?
dayal says
December 26, 2015 at 1:49 pmI want to take policy in the name of my wife she is 25 year’s Which plan will be better with high returns.which help me to save tax for 20 -25 years i can pay annual premium 50000.
Gautam Singh says
December 27, 2015 at 12:16 amI want to take this policy . DOB 11 dec. 1995 . I want to take this policy can i take it . How much will prove benefial policy . can any body tell to me. who’s has ans of this question please give me answer.
Dipak kumar singh says
January 3, 2016 at 3:12 pmI want to take policy in the name of my wife she is 26 year’s DOB 09.08.1990. My doughter age is 1.7 year DOB is 27.05.2015 , I want child plan. Which plan will be better with high returns.
Reply
Raj kumar says
January 13, 2016 at 7:35 amDear sir,
Please mail me all details about the jeevan lakshya policy plan no-833. & return amount after maturity. Term 15.years. the yearly premium 8119.
Rahul Choudhary says
January 29, 2016 at 6:20 amI want this
p saikumar says
February 1, 2016 at 11:27 amMy deteles
Sandip Kumar Bera says
February 4, 2016 at 4:22 pmAge 39. S.A 500000 Term 24 years. What will be maturity value?
khemchand says
February 13, 2016 at 9:10 amWhat is the bonus rate in jeevan lakshya plan??
Soumyajit DasMazumdar says
February 18, 2016 at 10:10 pmFor educated and non-partial LIC policy details in Pune, please contact me, Soumyajit on 9503348197. I am a software engineer by profession and an insurance consultant by hobby. As I understand the basics of financial planning, you can be sure you are getting unbiased practical opinion based on my own experiences.
Thanks,
Soumyajit
9503348197
jagdish naik says
February 22, 2016 at 11:50 amHi
my name is Jagdish Naik
I wanted to take one child policy for my for son future education. Now he is 09 yrs old and studying in class 03 .
pls suggest the same
rgds…………Jagdish Naik
Lakshmi says
March 11, 2016 at 9:19 amHi I am Lakshmi. I bought this jeevan lakshya policy for my daughter. For 23 years. 19 years we need to pay premium of 77000 yearly. So for 23years wt will be the actual amt we get. Can any one pls tell. I am so confused. Pls let me know.
Lakshmi says
March 11, 2016 at 9:21 amWaiting for the reply. Pls any one tell how much I can expect
Sunil kumar says
March 31, 2016 at 7:54 pmRespected Sir /Madam ji ,My name is Sunil kumar. I want to take Lic lakshya insurance.
DOB – 11 Jan ,1992.
Plz send me Full detail
Sunil kumar says
March 31, 2016 at 7:56 pmRespected Sir /Madam ji ,My name is Sunil kumar. I want to take Lic lakshya insurance. Policy.
DOB – 11 Jan ,1992.
Plz send me Full detail
MOB No – 9256056497
ramesh says
April 8, 2016 at 11:19 ami wish to take the lic jeevan akashy policy with sum assured of 8 lakhs rupees ……………my age was 30 years. . How much amount did i get on the maturity date ?
Geetika says
April 16, 2016 at 2:42 pmI want to know, that if in this policy(jeeven lakshay 833) after the death of proposer , who pay the premium of policy. till policy will be matured.
Tanoj ku.Mitra says
May 28, 2016 at 10:22 amI am 41 yrs old and i want to take jeevan lakshya policy SA 500000 for 15 yrs and if i survive till maturity then how much maturity returns will I get
Rajesh Chaurasia says
June 15, 2016 at 11:46 amTo,
Mr/Mrs/Ms : Dr. K venkata
Plan : Jeevan Lakshya (833)
Age :37
Term :18
PPT :15
D.A.B. : 500000
Death Sum Assured :550000
Basic Sum Assured :500000
1st year Premium With TAX 3.5% :
Yearly : 33706 (32566 + 1140)
Halfly : 17030 (16454 + 576)
Quraterly : 8604 (8313 + 291)
Monthly(ECS) : 2868 (2771 + 97)
YLY Mode Average Prem/Day : 92
After 1st year Premium With TAX 1.75% :
Yearly : 33136 (32566 + 570)
Halfly : 16742 (16454 + 288)
Quarterly : 8458 (8313 + 145)
Monthly(ECS) : 2819 (2771 + 48)
YLY Mode Average Prem/Day : 90
Approximate Tax Saved Every Year : 10111
Total Approximate Paid Premium : 497610
Approximate Return at Maturity Time :
S.A. : 500000
Bonus : 405000
F.A.B. : 17500
Total Approximate Return at Maturity Time : 922500
भारतीय जीवन बीमा निगम
Rajesh Chaurasia : 9899997440,9891184121
rajesh.chaurasia23@gmail.com
Add.-P-2 Shri Niwas Puri Near Lajpat Nagar
New Delhi-110065
Vinesh Kumar says
June 27, 2016 at 8:35 amI want buy to jeevan Lakshay policy.
Phone No.9999570301
Amit Shrimal says
July 10, 2016 at 5:34 amPlease mail me about all details of jeevan lakshy policy. This wii be my first policy . So please suggest me. I’m 26 yr old .
Ranu says
July 14, 2016 at 7:04 amHI my name is RANU. can u please give me the detailed about jeevan lakshay policy if i will pay the premium of 25000 half yearly.
Asha says
July 17, 2016 at 4:08 amHi my name is Asha Bairagi and i have already taken policy in jeevan lakshya and i pay the premium of 24394 half yearly!!! My policy is for 20 years!!! Can u please give me details about this policy!!!
chandra shekhar says
July 17, 2016 at 10:29 amI want full detail about jeewan lakshya in hindi language.
On line and off line premium. My age 39 (10-1-77).SA 500000 for 20years with accidental.
Sadhana says
July 21, 2016 at 11:32 amDear All,
I want to know the maturity amount of “Jeevan Lakshya” plan. I am 27 years old & taken a plan on 26 year (DOB:- 30.06.1989)
Policy amount Rs. 200000.
Policy Tenure:- 16 Years but as per plan need to pay premium till 13 Year.
Waiting for valuable reply.
Nisha says
August 31, 2016 at 12:19 pmNisha
Clear your doubt / query about Lic plan and policy….in GURGAON and delhi……NCR….
भारतीय जीवन बीमा निगम.
Nisha
9569122424
MANOJ says
September 5, 2016 at 2:07 amMy age is 47yrs. And sum Rs. 200000 what will the premium annual
Vineet Gupta says
September 11, 2016 at 11:55 amHi,
I am planning to buy Jeevan Lakshya (Sum assured : 25 lakhs) with Both DAB and New term assurance riders (25 Lakhs each, Term – 25 Years)
What will be the premium for the same?
Also, please help me in understanding the payout details in case of the following scenarios:
a. Survival through policy term
b. Death (Normal) in 10th year
c. Death (Accidental) in 10th year
d. Disability due to accident in 10th year
Thanks in advance.
Regards.
nitesh says
September 21, 2016 at 8:22 amI am already insured under this policy. I like this policy (jeevan lakshaya T833) .
ramesh says
December 4, 2016 at 10:21 amplz contact me for details rameshrecm@gmail.com. ph no 9989991557
ramesh says
December 4, 2016 at 10:24 amfriends this is the best policy in insurance industry for more details contact me 9989991557. preferable from telangana and andhra pradesh.
Sonal jain says
January 13, 2017 at 7:18 pmMy name sonal jain. I want to take jeevan lakshay policy for 25 years. Table no. 833. My date of birth 28 september 1988. Plz send me full details as early as possible
AKHILESH TRIVEDI says
March 8, 2017 at 1:38 pmLIC NEW PALN , PLEASE CONTACT US IN FARIDABAD /NCR.
AKHILESH TRIVEDI says
March 8, 2017 at 1:40 pmJeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.
AKHILESH TRIVEDI says
March 8, 2017 at 1:43 pmTo,
Mr/Mrs/Ms : XYZ
Plan : Jeevan Lakshya (833)
Age :37
Term :18
PPT :15
D.A.B. : 500000
Death Sum Assured :550000
Basic Sum Assured :500000
1st year Premium With TAX 3.5% :
Yearly : 33706 (32566 + 1140)
Halfly : 17030 (16454 + 576)
Quraterly : 8604 (8313 + 291)
Monthly(ECS) : 2868 (2771 + 97)
YLY Mode Average Prem/Day : 92
After 1st year Premium With TAX 1.75% :
Yearly : 33136 (32566 + 570)
Halfly : 16742 (16454 + 288)
Quarterly : 8458 (8313 + 145)
Monthly(ECS) : 2819 (2771 + 48)
YLY Mode Average Prem/Day : 90
Approximate Tax Saved Every Year : 10111
Total Approximate Paid Premium : 497610
Approximate Return at Maturity Time :
S.A. : 500000
Bonus : 405000
F.A.B. : 17500
Total Approximate Return at Maturity Time : 922500
भारतीय जीवन बीमा निगम
AKHILESH TRIVEDI/INDIRA TRIVEDI: 9711113714
akhileshjlic@gmail.com.
VIKAS DABAS says
September 26, 2017 at 6:26 pmI AM GIVING A PREMIUM OF 41240 APPROX AND IN RECEIPT THE AMOUNT IS 49000 APPROX (WITHOUT TAX ). I WANT TO CONFIRM HOW MUCH AMOUNT I WILL GET AT THE END OF 18 YEARS AS I NEED TO PAY FOR 15 YEARS BUT I WILL GET THE AMOUNT AFTER 18 YEARS PLEASE LET ME KNOW HOW MUCH AMOUNT I WILL GET BACK