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Home » Lic Endowment plans » LIC Jeevan Lakshya Plan no 833 Review

LIC Jeevan Lakshya Plan no 833 Review

April 1, 2016 By onlinelic

LIC Jeevan Lakshya Plan Review

Contents

  • 1 LIC Jeevan Lakshya Plan no 833 Review
  • 2 Jeevan Lakshya Lic Policy Eligibility Conditions
  • 3 Jeevan Lakshya Lic New Plan Rebates
  • 4 Jeevan Lakshya Lic Plan Maturity Benefit
  • 5 Lic Jeevan Lakshya plan Death Benefit
  • 6 Lic Jeevan Lakshya 833 Riders (Optional Benefits)
    • 6.1 Lic Accidental Death and Disability Benefit Rider:
    • 6.2 Lic New Term Assurance Rider:
  • 7 Lic Jeevan Lakshya Premium Calculator
  • 8 LIC Jeevan Lakshya 833 Buying Procedure
  • 9 Additional Information about Lic Policy Jeevan Lakshya
    • 9.1 Paid-Up Value:
    • 9.2 Lic Jeevan Lakshya Surrender Value:
    • 9.3 Revival:
    • 9.4 Loan:
    • 9.5 Suicide clause:
    • 9.6 Taxes:
    • 9.7 Cooling-off Period:
    • 9.8 Backdating Interest:
    • 9.9 Policy Stamping:
    • 9.10 Assignments/Nominations:
  • 10 Lic Policy Jeevan Lakshya Benefit Illustration
  • 11 FAQ’s of LIC Plan Jeevan Lakshya
  • 12 Related Lic Endowment Plans

LIC Jeevan Lakshya Plan no 833 Review

LIC Jeevan Lakshya Policy (plan no 833) was introduced on March, 2015 as a With-Profits Endowment Assurance plan. Lic Jeevan Lakshya plan is a limited premium paying conventional plan. Jeevan Lakshya Lic policy provides Annual Income benefit to fulfill the needs of the family. It is mainly beneficial for children, in case of unfortunate death of policyholder during the policy term i.e., any time before maturity. Jeevan Lakshya Lic new plan also provides a lump sum  amount at the time of maturity regardless of survival of the policyholder.

Lic Jeevan Lakshya UIN (Unique Identification Number) is 512N297V01. This UIN has to be quoted in all relevant documents furnished to the policyholders and other users.

Lic jeevan lakshya plan details like conditions, benefits, documents required etc., are given below. Also you can calculate the Premium rates using lic jeevan lakshya premium chart and Calculator based on some parameters given below.

Jeevan Lakshya Lic Policy Eligibility Conditions

Eligibility Conditions of Basic Plan are,

Entry Age:
  • Minimum: 18 years
  • Maximum: 50 years
Maximum Maturity Age:
  • 65 years
Policy Term:
  • Minimum: 13 years
  • Maximum: 25 years
Premium Term:
  • (Policy term – 3) years
Sum Assured:
  • Minimu: 1 Lakh
  • Maximum: No limit
  • Basic SA shall be in multiples of Rs. 10,000/- only.
Premium paying modes:
  • Yearly, Half-yearly, Quartely and Monthly mode.

Jeevan Lakshya Lic New Plan Rebates

Under Jeevan Lakshya Lic Plan there are two types of rebates, they are

  1. Mode Rebate
  2. High Basic Sum Assured Rebate

Mode Rebate:

Mode Percentage
Yearly 2% of tabular premium
Half-yearly 1% of tabular premium
Quarterly and monthly Nil

High Basic Sum Assured Rebate:

Basic Sum Assured Rebate (in Rs.)
1,00,000 to 1,90,000 Nil
2,00,000 to 4,90,000 2% of Basic Sum Assured
5,00,000 and above 3% of Basic Sum Assured

Jeevan Lakshya Lic Plan Maturity Benefit

On survival of the policyholder till the end of the policy term provided all due premiums have been paid, Maturity Benefit = “Sum Assured on Maturity” + vested Simple Reversionary bonuses + Final Additional bonus, if any. Where ‘Sum Assured on Maturity’ is equal to Basic Sum Assured (SA).

Lic Jeevan Lakshya plan Death Benefit

On death of the policyholder during the policy term, Death Benefit = “Sum Assured on Death” + vested Simple Reversionary Bonuses + Final Additional Bonus (FAB), if any.

Where ‘Sum Assured on Death’ = Annual Income Benefit + Assured Absolute Amount

  • Annual Income Benefit = 10% of the Basic SA, which shall be payable from the policy anniversary coinciding with or following the date of death of Life Assured, till the policy anniversary prior to the maturity date.
  • Assured Absolute Amount = 110% of Basic SA, which shall be payable on due date of maturity.

The vested Simple Reversionary Bonuses and FAB, if any, included in the Death Benefit,  shall be payable on due date of maturity.

The Death Benefit shall not be less than 105% of all the premiums paid as on date of death.

Lic Jeevan Lakshya 833 Riders (Optional Benefits)

Lic Jeevan Lakshya 833 Policy provides optional riders with the payment of additional premium. There are 2 optional riders available under Lic Jeevan Lakshya Policy, they are

  1. Accidental Death and Disability Benefit Rider
  2. New Term Assurance Rider

Lic Accidental Death and Disability Benefit Rider:

Lic Accidental Death and Disability Benefit can be opted for at any time within the Premium Paying Term (PPT) of the Basic Plan provided the outstanding PPT is atleast 5 years. If Accidental Death and Disability Benefit is opted for, then

  • On death due to an accident, an additional amount equal to the Accident Benefit Sum Assured is payable, provided the rider is inforce at the time of accident.
  • In case of accidental permanent disability, an amount equal to the Accident Benefit SA will be paid in equal monthly installments spread over 10 years. Future premiums for Accident Benefit SA and premiums for the portion of Basic SA (which is equal to Accident Benefit SA), shall be waived.

Eligibility Conditions for Accidental Death and Disability Benefit Rider:

Minimum Entry Age:
  • 18 years (last birthday)
Maximum Entry Age:
  • This cover can be opted for at inception provided the minimum PPT left under the Basic plan is 5 years.
Maximum cover ceasing Age:
  • 65 years (nearer birthday)
Accident Benefit Sum Assured :
  • Minimum:  Rs. 10,000/-
  • Maximum: An Amount equal to Basic SA subject to the maximum of Rs.100 lakh overall limit.
  • Accident Benefit SA shall be in multiples of Rs. 10,000/- only.

Lic New Term Assurance Rider:

Lic New Term Assurance Rider is available at the beginning of the policy on payment of additional premium. It is to be paid along with the premium of the basic plan and any other rider (if opted for), during the PPT of the Lic Jeevan Lakshya policy. If this rider is opted for,

  • On death of the Life Assured during the policy term, an additional amount equal to Term Assurance Rider Sum Assured shall be payable provided the rider cover is inforce.

Eligibility Conditions for New Term Assurance Rider:

Entry Age:
  • Minimum: 18 years (last birthday)
  • Maximum: 50 years (nearest birthday)
Policy Term:
  • Same as Basic plan i.e.,
    • Minimum: 13 years
    • Maximum: 25 years
Premium Paying Term:
  • Same as Basic plan i.e.,
    • (Policy term – 3) years
Term Assurance Rider Sum Assured:
  • Minimum: Rs. 100,000/-
  • Maximum: Rs. 25 lakhs.
  • Term Assurance Rider SA can be taken in multiples of Rs. 10,000/- only.

Lic Jeevan Lakshya Premium Calculator

You can calculate the premium and Maturity benefits using Lic Jeevan Lakshya Premium and Maturity calculator. Policy period, Age and Sum assured are required to calculate the premium and maturity benefits.

LIC Jeevan Lakshya 833 Buying Procedure

Documents required for buying Lic Jeevan Lakshya Plan:

  • Application form/Proposal form 300 along with photo.
  • Address proof
  • Age proof
  • Medical reports (if required)

Additional Information about Lic Policy Jeevan Lakshya

Paid-Up Value:

If at least three full years’ premiums have been paid and any subsequent premiums be not duly paid, Lic Jeevan Lakshya Policy will acquire Paid-Up Value.

  • The Sum Assured on Maturity under paid-up policy shall be reduced to such a sum called “Maturity Paid-up Sum Assured”. Maturity Paid-up Sum Assured = Sum Assured on Maturity * (no. of premiums paid / no. of premiums payable).
  • The benefit payable in case of death under a paid-up policy, called “Death Paid-up Sum Assured”, shall be equal to the sum of:
    • Reduced Income Benefit i.e. 10% of Basic SA x (No. of premiums paid/Total No. of premiums payable)  shall be payable from the policy anniversary coinciding with or following the date of death of Life Assured till the policy anniversary prior to maturity date.
    • [(No. of premiums paid/Total No. of premiums payable) x Absolute amount assured to be paid on death] which shall be payable on the date of maturity.

Lic Jeevan Lakshya Surrender Value:

Jeevan Lakshya Lic new plan can be surrendered at any time during the policy term provided atleast three full years’ premiums have been paid.

  • Guarenteed Surrender Value: The Guaranteed Surrender Value shall be a percentage of total premiums paid (net of taxes) – any extra premiums and premiums for riders, if opted for.
  • Special Surrender Value: The Special Surrender Value will be the discounted value of the sum of Maturity Paid-up Sum Assured and the vested Simple Reversionary bonuses, if any.

Revival:

If Lic Jeevan Lakshya policy has lapsed, it may be revived during the lifetime of the Life Assured, but within a period of 2 consecutive years from the date of first unpaid premium.

Loan:

Loan Facility is available under Lic Jeevan Lakshya policy after payment of premiums for at least 3 full years.

Suicide clause:

If the life assured commits suicide before 12 months from the date of commencement of risk, he/she will be returned back with 80% of single premium paid excluding any taxes and extra premium, if any.

Taxes:

Taxes, if any, shall be as per the Tax laws and the rate of tax shall be as applicable from time to time.

Cooling-off Period:

If Policyholder is not satisfied with the Terms and Conditions of the policy, he/she may return the policy within 15 days from the date of receipt of the policy.

Backdating Interest:

The policies can be dated back with in the same financial year.

Policy Stamping:

Under Lic Jeevan Lakshya policy, stamping charges will be 20 paise per thousand of basic sum assured.

Assignments/Nominations:

Assignments and Nominations is possible under this Lic Jeevan Lakshya Policy plan no 833.

Lic Policy Jeevan Lakshya Benefit Illustration

Mr. Raju has taken LIC Jeevan Lakshya policy with following details:

  • Rajus’ age: 30 years
  • Policy Term: 20 years
  • Basic Sum Assured: 10 lakhs
  • Premium Paying term: ( Policy term – 3 years)= 20 years- 3 years = 17 years

Death Benefit: If Raju dies after 5 years from the date of receipt of policy.  The death benefit payable will be:

  • From the 6th year of policy period, nominee will receive Rs. 1,00,000/- (10% of Basic sum assured) on every policy anniversary till end of the policy term(20th Year).
  • At end of policy term/ maturity date, Nominee will be paid Rs. 11,00,000/- (110% of sum assured) + Vested simple Revisionary Bonuses + Final Additional Bonus (If Any).

Maturity Benefit: If Mr. Raju is surviving till the end of the policy, the maturity benefit received

Maturity Amount = Sum Assured + vested Simple Revisionary bonuses + Final Additional bonus (if any)

Maturity Amount =  10,00,000 + vested Simple Revisionary bonuses + Final Additional bonus (if any)

FAQ’s of LIC Plan Jeevan Lakshya

What will be the Commission payable to intermediaries?

Commission rates (as a percentage of premium net of taxes) during the premium paying term are as under:

 Agents and Corporate Agents:

Premium Paying Term 1st Year 2nd and 3 rd Year Subsequent Years
10 to 14 years 20% 7.5% 5%
15 years and above 25% 7.5% 5%

Bonus Commission:   40% of 1st year commission.

Brokers:

Premium Paying Term 1st Year 2nd and 3 rd Year Subsequent Years
10 to 14 years 25% 5% 5%
15 years and above 30% 5% 5%

Bonus Commission: No bonus commission is payable to brokers.

What will be the credit to Development Officer?

Credit (as a % of the first year premium net of taxes) are as under:

Premium Paying Term Credit
 10 to 14 years 60%
15 years and above 100%

Is Lic Jeevan Lakshya Policy eligible for CEIS Rebate?

Lic Jeevan Lakshya Policy completed under CEIS will be eligible for CEIS (Corporation Employees’ Insurance Scheme) rebate in tabular premium for the basic plan as well as on rider(s) premium, if opted for,  provided policy is not taken through any intermediary are as under:

Premium Paying Term CEIS Rebate
 10 to 14 years 5%
15 years and above 10%

For more details please refer the given below official link,

Click here for LIC Jeevan Lakshya Policy

Related Lic Endowment Plans

LIC New Endowment Policy

LIC Single premium Endowment Policy

LIC New Jeevan Anand Policy

LIC Jeevan Rakshak Policy

LIC Limited Premium Endowment Policy

LIC Jeevan Sangam Policy

Filed Under: Lic Endowment plans Tagged With: jeevan lakshya lic plan, Lic Endowment Plans

Comments

  1. sushil kumar says

    April 20, 2015 at 6:22 am

    I am already insured under this policy. I like this policy (jeevan lakshaya) .

    Reply
    • Santanu says

      April 26, 2015 at 6:55 am

      Hi Sushil,
      How much premium you have applied with this policy? Do you think this is enough for your life cover in case of death.
      These limited premium insurance policies are getting more popularity and LIC has launched couple previously also.

      Reply
      • c.Sainath Reddy says

        August 4, 2016 at 6:22 pm

        Dear sir

        I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.

        Waiting for your reply me to 9030966019

        Sainath Reddy
        LIC and Star Health Insurance Agent
        9030966019

        Reply
  2. hemlal sahu says

    May 7, 2015 at 7:26 am

    children polocy

    Reply
    • c.Sainath Reddy says

      August 4, 2016 at 6:23 pm

      Dear sir

      I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.

      Waiting for your reply me to 9030966019

      Sainath Reddy
      LIC and Star Health Insurance Agent
      9030966019

      Reply
  3. visas arora says

    June 7, 2015 at 5:27 pm

    I am finalise the jivan lakshay policy.

    Any suggestion ..is it best one or can choose other.

    Reply
    • Sanika Verlekar says

      March 11, 2016 at 4:26 am

      Sir it is very good plan so many people take this plan and they satisfy. Pl go ahead.

      Regards
      Sanika
      Cell No. 9860623854

      Reply
  4. Rahul Waghmare says

    July 8, 2015 at 5:42 am

    I want to take policy in the name of my wife she is 28 year’s DOB 15.11.1987. My son age is 4.6 year DOB is 12.11.2010 , I want child plan. Which plan will be better with high returns.

    Reply
    • Sanika Verlekar says

      March 11, 2016 at 4:25 am

      You can take policy on the name of your wife Jeevan Lakhya & for child you can take Jeevan Tarun

      My cell is 9860623854 Sanika

      Reply
    • Prashant says

      March 16, 2016 at 2:07 pm

      you can take Jiwan Tarun Plan this will be best for Children s
      You can contact me 9960278435

      Reply
    • c.Sainath Reddy says

      August 4, 2016 at 6:24 pm

      Dear sir

      I am A Lic Agent and also Star Health Insurance Agent I will explain each and everything about premium and maturity amount and term.

      Waiting for your reply me to 9030966019

      Sainath Reddy
      LIC and Star Health Insurance Agent
      9030966019

      Reply
    • Dhananjay says

      October 4, 2016 at 2:33 am

      Jeevan lakshya or Jeevan tarun both good for child plan.
      But it’s Jeevan lakshya is better for high returns.
      You can buy Jeevan lakshya policy for the period of 15 year.

      Reply
  5. Rahul Waghmare says

    July 8, 2015 at 5:46 am

    If, my age is 33 DOB 01.06.1982 in june 2015 I buy 9 years LIC single premium policy by investing 200,000/- two lacks, what will be maturity amount after completing 9 years.

    Reply
    • Manoj sharma says

      October 16, 2015 at 6:12 pm

      To,
      Mr/Mrs/Ms : Rahul

      Plan : Bima Bachat (816)

      Age :33
      Term :9
      Sum Assured :200000

      Single Premium With TAX 3.5% :
      146782 (141818 + 4964)

      Total Approximate Paid Premium : 146782

      Approximate Tax Saved : 44034

      Money Back At :

      3rd Year : 30000
      6th Year : 30000

      L.A. : 22000
      Approximate Return at Maturity Time 9th Year (Single Premium Paid + L.A.) :
      168782

      Total Approximate Maturity : 228782

      Reply
  6. dr k. venkata rao says

    July 23, 2015 at 3:24 am

    i take jeeven Lakisha policy my age is 37 y send full details

    Reply
    • Manoj sharma says

      October 16, 2015 at 6:15 pm

      To,
      Mr/Mrs/Ms : Dr. K venkata

      Plan : Jeevan Lakshya (833)

      Age :37
      Term :18
      PPT :15
      D.A.B. : 500000
      Death Sum Assured :550000
      Basic Sum Assured :500000

      1st year Premium With TAX 3.5% :
      Yearly : 33706 (32566 + 1140)
      Halfly : 17030 (16454 + 576)
      Quraterly : 8604 (8313 + 291)
      Monthly(ECS) : 2868 (2771 + 97)
      YLY Mode Average Prem/Day : 92

      After 1st year Premium With TAX 1.75% :
      Yearly : 33136 (32566 + 570)
      Halfly : 16742 (16454 + 288)
      Quarterly : 8458 (8313 + 145)
      Monthly(ECS) : 2819 (2771 + 48)
      YLY Mode Average Prem/Day : 90

      Approximate Tax Saved Every Year : 10111

      Total Approximate Paid Premium : 497610

      Approximate Return at Maturity Time :

      S.A. : 500000
      Bonus : 405000
      F.A.B. : 17500
      Total Approximate Return at Maturity Time : 922500

      भारतीय जीवन बीमा निगम
      Manoj Sharma : 9911335083
      mnjshrm638@gmail.

      Reply
      • GHANSHYAM Ahirwar says

        January 24, 2016 at 3:31 pm

        Please give me details about policy no.833

        Reply
      • Ganesh says

        December 7, 2016 at 5:48 pm

        Sir, me kal lic lene wala hu jivan lkshya lu ya jivan labh.mera ajent jivan labh per jor de raha he.

        Reply
  7. Sachin shinde says

    July 25, 2015 at 5:46 pm

    Please mail me all details about the jeevan lakshya policy plan. & return amount after maturity. Term 18.years. premium 25600.

    Reply
    • Raghunaath says

      February 18, 2016 at 9:36 am

      leave your contact details. i will send the details

      Reply
  8. N Harikrishna says

    July 30, 2015 at 5:02 pm

    It’s not a suitable plan because in other insurance companies they give full sum assured at the time of death,(not next policy year), in lic only 10% sum assured will be payable that is also next policy anniversary, if the other company customer can expired they get full SA if they invest in banks they also get every year n last time they get sum assured along with deposited amount

    Reply
  9. Ramalingam Selvam says

    August 26, 2015 at 10:19 pm

    Hi,

    Anyone doubt you can contact me, I will support you immediately.

    Reply
    • govind says

      October 14, 2016 at 8:04 am

      Hi my age is 37. I have a loan of 21L for 20 years and paying 20k\month as EMI. could you please advise the LIC police best suited me. My income is 50k\mon.

      Reply
  10. Avanish Chauhan says

    September 10, 2015 at 3:19 am

    Hi,
    I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.
    For any query or suggestion kindly contact me.
    Avanish Chauhan
    Phone : 08195042892

    Reply
    • Manoj says

      December 9, 2015 at 10:53 am

      Dear Sir,
      i have a policy Jeevan Lakshya 833 for SA 10 lakh..
      can you describe the benefits of this policy both in case of death & maturity…

      Reply
  11. SUNIL JHA says

    September 17, 2015 at 9:54 am

    Hi Dear,
    I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.
    For any query or suggestion kindly contact me.
    SUNIL JHA
    Phone : 09910267350 & 09990267350

    Reply
  12. SUMIT BANSAL says

    September 19, 2015 at 8:35 am

    Hi,
    I am an authorized LIC agent. Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the income source member of the family Expired

    For any query or suggestion kindly contact me.
    Sumit Bansal
    Phone : 09818483103

    Reply
  13. k.y srikanth says

    September 21, 2015 at 11:54 am

    Hello sir ….I m Srikanth age 36 and my wife age 26 and my son age 11 months.which policy is better now for my child

    Reply
  14. Sainath Reddy says

    September 24, 2015 at 6:13 pm

    Ha
    I am an LIC Agent. If any body interested please call me to 9030966019

    Regards
    Sainath Reddy
    9492433759

    Reply
  15. pradip says

    October 8, 2015 at 6:00 am

    please Lic new plan sheet my id mail

    Reply
  16. Manoj says

    October 10, 2015 at 3:32 am

    I am going to finalize this plan, for sum assured amt. of 1000000lac, pl. suggest what will be the return in any case…..

    Reply
  17. veera says

    October 15, 2015 at 4:29 pm

    is this JEEVAN LAKSHYA is benefit in further, do we get sum assured guaranteed?

    Reply
  18. Manoj sharma says

    October 16, 2015 at 6:16 pm

    To,
    Mr/Mrs/Ms : Dr. K venkata

    Plan : Jeevan Lakshya (833)

    Age :37
    Term :18
    PPT :15
    D.A.B. : 500000
    Death Sum Assured :550000
    Basic Sum Assured :500000

    1st year Premium With TAX 3.5% :
    Yearly : 33706 (32566 + 1140)
    Halfly : 17030 (16454 + 576)
    Quraterly : 8604 (8313 + 291)
    Monthly(ECS) : 2868 (2771 + 97)
    YLY Mode Average Prem/Day : 92

    After 1st year Premium With TAX 1.75% :
    Yearly : 33136 (32566 + 570)
    Halfly : 16742 (16454 + 288)
    Quarterly : 8458 (8313 + 145)
    Monthly(ECS) : 2819 (2771 + 48)
    YLY Mode Average Prem/Day : 90

    Approximate Tax Saved Every Year : 10111

    Total Approximate Paid Premium : 497610

    Approximate Return at Maturity Time :

    S.A. : 500000
    Bonus : 405000
    F.A.B. : 17500
    Total Approximate Return at Maturity Time : 922500

    भारतीय जीवन बीमा निगम
    Manoj Sharma : 9911335083
    mnjshrm638@gmail.

    Reply
  19. B RAMCHANDER says

    October 21, 2015 at 9:09 am

    my child is one year old .she is baby girl, suggest me a best policy for her future.

    Reply
  20. Debasish Kar says

    October 24, 2015 at 7:55 am

    I have very recently opened a policy and my matured amount will be 48 lacs. Could you please let me know whether this matured amount would be taxable ?
    Please help me sir.
    Thinking you.

    Reply
  21. rita das says

    November 8, 2015 at 3:27 pm

    if i take jiban lakhyas lici new endoment policy and in future i get any disability by any disease can i get any benefit like accidential disability benefit/what will be my benefit?

    Reply
  22. Ujwala says

    November 18, 2015 at 12:52 pm

    Please give me Jeevan Lakshya (833) detail.s.

    Reply
  23. vijay says

    November 19, 2015 at 5:54 pm

    sir i want to take jeevan laksya policy with 100000 for my son wich is 5 year and 1 month old. so i want to know about benifits of this policy, that how much returned will be after maturity of the policy, and how much premium will be of this policy if i takes this policy for 12 year please send me full detail of this plan

    Reply
  24. pvsiyer says

    November 20, 2015 at 11:46 am

    i want to take a policy in favour of my grand daughter aged 12 years.
    1. can i take a policy in her name?
    2. If not can take the policy in my daughters name who is aged 42 years?
    3. what will be yearly/half yearly premium for rs.100000 for maturity period 0f 10years,15years and 20 years.

    please advise details

    Reply
  25. suryakantha says

    November 29, 2015 at 10:37 am

    dear sir

    my brother age 44 , is business man , I think take good policy near 1cr to 2 cr ,
    please forward 1) endowment 2) jeevan ananad 3) jeevan lakshi ,

    please give primmum paid detail – 1cr ,1.5cr,2cr

    please need full

    Reply
  26. Siraj Ahmed says

    November 30, 2015 at 8:41 am

    My DOB is 28th Mar 1981
    I want to buy LIC 833 plan for 20 years.
    Sum assurred is Rs.500000.00

    How much i will get at maturity time. Also please some details

    Reply
  27. Somnath Pradhan says

    December 5, 2015 at 5:46 pm

    I wish to buy jeevan lakshy plan of SA 300000 what are the benefit after 2 year accidental death?

    Reply
  28. vivian says

    December 10, 2015 at 11:43 am

    Dear sir, I am Vivianne, Female, from Hyderabad, i am 35 (1-05-1980) years old, would like to invest in jeevan lakshya scheme, i am willing to pay annual premium worth 36000, for 18 years, I would like to know how much returns, and other facilities i get. Also i would like to invest in some other mutual investments wroth 40K+ to save my tax. Please help me someone.

    Reply
  29. Manoj sharma says

    December 10, 2015 at 1:17 pm

    Manoj Sharma
    Clear your doubt / query about Lic plan and policy….in GURGAON and delhi……NCR…. 
    भारतीय जीवन बीमा निगम.
    Manoj Sharma
    mnjshrm638@gmail.com
    9911335083.

    Reply
    • pkn says

      May 6, 2016 at 5:55 pm

      Mr. Manoj
      I want to take this policy but my age is 30 years so please let me know if there is any changes…

      Reply
  30. Uma Mahesh.V says

    December 11, 2015 at 7:10 am

    Hai,

    Last week i took Jeevan Lakshya Policy for Sum assured Rs. 500000. He added the option term rider and i paid Rs.3000 extra premium (Rs. 35321) Kindly let me know the details about Time Rider benefit. My date of Birth is 23-01-1973

    Reply
  31. Lavneesh says

    December 15, 2015 at 1:44 pm

    Dob is 21-6-1982 want to buy jeevan lakshya sum assured 20lk and term 25 year plz let me know the premium and maturity value

    Reply
  32. suresh gurav says

    December 21, 2015 at 3:59 am

    if any person dies before 05 years under jeevan lakshya plan table no 833 what would be the amount payable every year and maturity for insurance of 1000000

    Reply
  33. SAMBHU PRADHAN says

    December 22, 2015 at 11:53 am

    ANY BODY CALL TO ME ABOUT YOUR LIC PLAN & POLICY.

    CALL :-09338685128

    Reply
  34. dayal says

    December 26, 2015 at 1:11 pm

    Dear Sir Can you please suggest me the right course of action? 1. There two plans from LIC that I found is better in terms of insurance investment: New Endowment Plan (814) and jeevan lakshya 833 . Which one is better? 2. My age is 31. If I invest 50000 per annum, after 15 years how much I would get in terms of return?

    Reply
  35. dayal says

    December 26, 2015 at 1:49 pm

    I want to take policy in the name of my wife she is 25 year’s Which plan will be better with high returns.which help me to save tax for 20 -25 years i can pay annual premium 50000.

    Reply
  36. Gautam Singh says

    December 27, 2015 at 12:16 am

    I want to take this policy . DOB 11 dec. 1995 . I want to take this policy can i take it . How much will prove benefial policy . can any body tell to me. who’s has ans of this question please give me answer.

    Reply
  37. Dipak kumar singh says

    January 3, 2016 at 3:12 pm

    I want to take policy in the name of my wife she is 26 year’s DOB 09.08.1990. My doughter age is 1.7 year DOB is 27.05.2015 , I want child plan. Which plan will be better with high returns.

    Reply

    Reply
  38. Raj kumar says

    January 13, 2016 at 7:35 am

    Dear sir,

    Please mail me all details about the jeevan lakshya policy plan no-833. & return amount after maturity. Term 15.years. the yearly premium 8119.

    Reply
  39. Rahul Choudhary says

    January 29, 2016 at 6:20 am

    I want this

    Reply
  40. p saikumar says

    February 1, 2016 at 11:27 am

    My deteles

    Reply
  41. Sandip Kumar Bera says

    February 4, 2016 at 4:22 pm

    Age 39. S.A 500000 Term 24 years. What will be maturity value?

    Reply
  42. khemchand says

    February 13, 2016 at 9:10 am

    What is the bonus rate in jeevan lakshya plan??

    Reply
  43. Soumyajit DasMazumdar says

    February 18, 2016 at 10:10 pm

    For educated and non-partial LIC policy details in Pune, please contact me, Soumyajit on 9503348197. I am a software engineer by profession and an insurance consultant by hobby. As I understand the basics of financial planning, you can be sure you are getting unbiased practical opinion based on my own experiences.

    Thanks,
    Soumyajit
    9503348197

    Reply
  44. jagdish naik says

    February 22, 2016 at 11:50 am

    Hi

    my name is Jagdish Naik
    I wanted to take one child policy for my for son future education. Now he is 09 yrs old and studying in class 03 .

    pls suggest the same

    rgds…………Jagdish Naik

    Reply
  45. Lakshmi says

    March 11, 2016 at 9:19 am

    Hi I am Lakshmi. I bought this jeevan lakshya policy for my daughter. For 23 years. 19 years we need to pay premium of 77000 yearly. So for 23years wt will be the actual amt we get. Can any one pls tell. I am so confused. Pls let me know.

    Reply
  46. Lakshmi says

    March 11, 2016 at 9:21 am

    Waiting for the reply. Pls any one tell how much I can expect

    Reply
  47. Sunil kumar says

    March 31, 2016 at 7:54 pm

    Respected Sir /Madam ji ,My name is Sunil kumar. I want to take Lic lakshya insurance.
    DOB – 11 Jan ,1992.
    Plz send me Full detail

    Reply
  48. Sunil kumar says

    March 31, 2016 at 7:56 pm

    Respected Sir /Madam ji ,My name is Sunil kumar. I want to take Lic lakshya insurance. Policy.
    DOB – 11 Jan ,1992.
    Plz send me Full detail
    MOB No – 9256056497

    Reply
  49. ramesh says

    April 8, 2016 at 11:19 am

    i wish to take the lic jeevan akashy policy with sum assured of 8 lakhs rupees ……………my age was 30 years. . How much amount did i get on the maturity date ?

    Reply
  50. Geetika says

    April 16, 2016 at 2:42 pm

    I want to know, that if in this policy(jeeven lakshay 833) after the death of proposer , who pay the premium of policy. till policy will be matured.

    Reply
  51. Tanoj ku.Mitra says

    May 28, 2016 at 10:22 am

    I am 41 yrs old and i want to take jeevan lakshya policy SA 500000 for 15 yrs and if i survive till maturity then how much maturity returns will I get

    Reply
  52. Rajesh Chaurasia says

    June 15, 2016 at 11:46 am

    To,
    Mr/Mrs/Ms : Dr. K venkata

    Plan : Jeevan Lakshya (833)

    Age :37
    Term :18
    PPT :15
    D.A.B. : 500000
    Death Sum Assured :550000
    Basic Sum Assured :500000

    1st year Premium With TAX 3.5% :
    Yearly : 33706 (32566 + 1140)
    Halfly : 17030 (16454 + 576)
    Quraterly : 8604 (8313 + 291)
    Monthly(ECS) : 2868 (2771 + 97)
    YLY Mode Average Prem/Day : 92

    After 1st year Premium With TAX 1.75% :
    Yearly : 33136 (32566 + 570)
    Halfly : 16742 (16454 + 288)
    Quarterly : 8458 (8313 + 145)
    Monthly(ECS) : 2819 (2771 + 48)
    YLY Mode Average Prem/Day : 90

    Approximate Tax Saved Every Year : 10111

    Total Approximate Paid Premium : 497610

    Approximate Return at Maturity Time :

    S.A. : 500000
    Bonus : 405000
    F.A.B. : 17500
    Total Approximate Return at Maturity Time : 922500

    भारतीय जीवन बीमा निगम
    Rajesh Chaurasia : 9899997440,9891184121
    rajesh.chaurasia23@gmail.com
    Add.-P-2 Shri Niwas Puri Near Lajpat Nagar
    New Delhi-110065

    Reply
  53. Vinesh Kumar says

    June 27, 2016 at 8:35 am

    I want buy to jeevan Lakshay policy.

    Phone No.9999570301

    Reply
  54. Amit Shrimal says

    July 10, 2016 at 5:34 am

    Please mail me about all details of jeevan lakshy policy. This wii be my first policy . So please suggest me. I’m 26 yr old .

    Reply
  55. Ranu says

    July 14, 2016 at 7:04 am

    HI my name is RANU. can u please give me the detailed about jeevan lakshay policy if i will pay the premium of 25000 half yearly.

    Reply
  56. Asha says

    July 17, 2016 at 4:08 am

    Hi my name is Asha Bairagi and i have already taken policy in jeevan lakshya and i pay the premium of 24394 half yearly!!! My policy is for 20 years!!! Can u please give me details about this policy!!!

    Reply
  57. chandra shekhar says

    July 17, 2016 at 10:29 am

    I want full detail about jeewan lakshya in hindi language.
    On line and off line premium. My age 39 (10-1-77).SA 500000 for 20years with accidental.

    Reply
  58. Sadhana says

    July 21, 2016 at 11:32 am

    Dear All,

    I want to know the maturity amount of “Jeevan Lakshya” plan. I am 27 years old & taken a plan on 26 year (DOB:- 30.06.1989)

    Policy amount Rs. 200000.

    Policy Tenure:- 16 Years but as per plan need to pay premium till 13 Year.

    Waiting for valuable reply.

    Reply
  59. Nisha says

    August 31, 2016 at 12:19 pm

    Nisha
    Clear your doubt / query about Lic plan and policy….in GURGAON and delhi……NCR….
    भारतीय जीवन बीमा निगम.
    Nisha
    9569122424

    Reply
  60. MANOJ says

    September 5, 2016 at 2:07 am

    My age is 47yrs. And sum Rs. 200000 what will the premium annual

    Reply
  61. Vineet Gupta says

    September 11, 2016 at 11:55 am

    Hi,

    I am planning to buy Jeevan Lakshya (Sum assured : 25 lakhs) with Both DAB and New term assurance riders (25 Lakhs each, Term – 25 Years)

    What will be the premium for the same?

    Also, please help me in understanding the payout details in case of the following scenarios:
    a. Survival through policy term
    b. Death (Normal) in 10th year
    c. Death (Accidental) in 10th year
    d. Disability due to accident in 10th year

    Thanks in advance.

    Regards.

    Reply
  62. nitesh says

    September 21, 2016 at 8:22 am

    I am already insured under this policy. I like this policy (jeevan lakshaya T833) .

    Reply
  63. ramesh says

    December 4, 2016 at 10:21 am

    plz contact me for details rameshrecm@gmail.com. ph no 9989991557

    Reply
  64. ramesh says

    December 4, 2016 at 10:24 am

    friends this is the best policy in insurance industry for more details contact me 9989991557. preferable from telangana and andhra pradesh.

    Reply
  65. Sonal jain says

    January 13, 2017 at 7:18 pm

    My name sonal jain. I want to take jeevan lakshay policy for 25 years. Table no. 833. My date of birth 28 september 1988. Plz send me full details as early as possible

    Reply
  66. AKHILESH TRIVEDI says

    March 8, 2017 at 1:38 pm

    LIC NEW PALN , PLEASE CONTACT US IN FARIDABAD /NCR.

    Reply
  67. AKHILESH TRIVEDI says

    March 8, 2017 at 1:40 pm

    Jeevan lakshya policy is the best insurance policy which will provide the dependants a regular income even if the breadearner of the family is not present.

    Reply
  68. AKHILESH TRIVEDI says

    March 8, 2017 at 1:43 pm

    To,
    Mr/Mrs/Ms : XYZ

    Plan : Jeevan Lakshya (833)

    Age :37
    Term :18
    PPT :15
    D.A.B. : 500000
    Death Sum Assured :550000
    Basic Sum Assured :500000

    1st year Premium With TAX 3.5% :
    Yearly : 33706 (32566 + 1140)
    Halfly : 17030 (16454 + 576)
    Quraterly : 8604 (8313 + 291)
    Monthly(ECS) : 2868 (2771 + 97)
    YLY Mode Average Prem/Day : 92

    After 1st year Premium With TAX 1.75% :
    Yearly : 33136 (32566 + 570)
    Halfly : 16742 (16454 + 288)
    Quarterly : 8458 (8313 + 145)
    Monthly(ECS) : 2819 (2771 + 48)
    YLY Mode Average Prem/Day : 90

    Approximate Tax Saved Every Year : 10111

    Total Approximate Paid Premium : 497610

    Approximate Return at Maturity Time :

    S.A. : 500000
    Bonus : 405000
    F.A.B. : 17500
    Total Approximate Return at Maturity Time : 922500

    भारतीय जीवन बीमा निगम
    AKHILESH TRIVEDI/INDIRA TRIVEDI: 9711113714
    akhileshjlic@gmail.com.

    Reply
  69. VIKAS DABAS says

    September 26, 2017 at 6:26 pm

    I AM GIVING A PREMIUM OF 41240 APPROX AND IN RECEIPT THE AMOUNT IS 49000 APPROX (WITHOUT TAX ). I WANT TO CONFIRM HOW MUCH AMOUNT I WILL GET AT THE END OF 18 YEARS AS I NEED TO PAY FOR 15 YEARS BUT I WILL GET THE AMOUNT AFTER 18 YEARS PLEASE LET ME KNOW HOW MUCH AMOUNT I WILL GET BACK

    Reply

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