Contents
- 1 Introduction on LIC Amulya Jeevan 2 Plan
- 2 Lic amulya jeevan ii plan premium calculator:
- 3 LIC Amulya Jeevan 2 Plan eligibility conditions
- 4 Benefits of LIC Amulya Jeevan ii
- 5 Rebates in LIC Amulya Jeevan 2
- 6 Amulya jeevan policy details:
- 7 Documents Required for Claim under LIC Amulya Jeevan 2
- 8 Example on LIC Amulya Jeevan II
Introduction on LIC Amulya Jeevan 2 Plan
LIC Amulya Jeevan 2 Plan no 823 was introduced on 3rd February 2014. LIC Amulya Jeevan II Plan is a term insurance plan. New Amulya Jeevan 823 is a protection plan which provides financial protection to the insured’s family in case of life insured death during the term of policy. Amulya Jeevan lic is a lapsed policy can be revived within a period of 2 consecutive years from the date of first unpaid premium
Lic online term plan amulya jeevan has no maturity benefits or no survival benefit. In LIC Amulya Jeevan 2, if the life insured survives the entire duration of the plan then nominee will not be entitled to anything, which means there is no maturity benefit with such policies. And Lic term plan amulya jeevan premium calculator is also available
You can calculate the LIC Amulya Jeevan 2 Premium amount that has to be paid to get all the benefits available under this policy by using Lic amulya jeevan 2 premium calculator. With
Lic amulya jeevan calculator you can easily calculate your premium.
LIC Amulya Jeevan 2 Plan eligibility conditions
| Eligibility Condition | Details | |
| Age of Entry |
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| Sum Assured |
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| Policy Term |
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| Age at Maturity |
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| Premium Mode | Yearly, Half Yearly | |
| Loan Facility | No loan will be granted | |
| Surrender value | No Surrender value | |
| Paid up Value | No Paid up value | |
Benefits of LIC Amulya Jeevan ii
Death Benefit: In case of unfortunate death of the Life Assured during the policy term Sum Assured shall be payable.
Maturity Benefit: On survival to the end of the policy term, nothing shall be payable.
Rebates in LIC Amulya Jeevan 2
Large Sum Assured Rebates: The reduction in tabular premiums for different Sum Assured ranges are given below:
| Sum Assured | Regular Premium | Single premium |
| Up to Rs.99 lakh | – | – |
| Rs.1 Crore and above | – | Rs.0.50 %o SA |
MODE EXTRA : 2.00% of tabular annual premium for half-yearly mode.
Amulya jeevan policy details:
Riders: No riders are available under this plan.
Policy Revival: Policy can be revived within a period of 2 consecutive years from the date of first unpaid premium but before the expiry of policy term, by paying all the arrears of premium together with interest.
Suicide Clause: If insured commit suicide before 12 months of commencement of risk, an amount equal to 80% of the premiums paid till the date of death will be paid.
Service Tax: 12% service tax is applicable.
Cooling-off Period: The policy can be returned within 15 days from the date of receipt of the policy, if a policyholder is not satisfied with the ‘Terms and Conditions” of the policy.
Backdating interest: The policies can be dated back within the same financial year.
Assignments/Nominations: Assignment and nominations is possible under this plan.
Payment of Claims: No claim concession and extended claim concession will be applicable under this plan.
Documents Required for Claim under LIC Amulya Jeevan 2
- Duly filled claim form.
- Original Policy document.
- Identification Proof.
- Death Proof.
- Medical treatment document prior to death.
- Age proof.
Example on LIC Amulya Jeevan II
MR. Naveen has taken LIC Amulya Jeevan 2 policy at the age of 25 years for a term of 20 years.
Sum Assured : Rs 30,00,000/-
Solution:
| Premium | without tax | Tax | with tax |
| Yearly Premium | 3810 | 471 | 4281 |
| Half-Yearly Premium | 1943 | 240 | 2183 |
Maturity And Death Benefits
| Natural/Accident Death Benefit | 3,000,000 |
| Maturity Benefit | 0 |
For more details about LIC New Amulya Jeevan II Policy click on below link
My dob is 04.04.1959 i want term ins rs 2500000 pl calculate pr for 14 yrs or 15 yrs
Contact Manwinder Singh Lic Agent
i want to know in this policy medical is required
medical is required : FBS, LIPIDOGRAM, RUA, ELISA FOR HIV, HB
Manoj barot LIC Agent contact No. 84880 15722
My date of birth 31-12-1979. I want 10000000 policy
Please context me
I am 47 years old iam diabatic I want 25 lakh policy for 20 year term. .I am not smoker
My wife 45 year old no diabatic ,no smoker require 25 lakhs policy
my mother aged 45 yrs, she want amulya jewan 2 policy 2500000, pls calculated premium yearly
I am 35 year old and want want amulya jewan 2policy 2500000 please calculated premium yearly.
Clear your doubt / query about Lic plan and for taking new LIC policy….in DWARKA GURGAON and delhi……NCR….
भारतीय जीवन बीमा निगम.
NANDINI BHATNAGAR
nandnibee@gmail.com
8588857366; 9873927723
Dear Sir,
Age : 35
Term : 20
Sum Assured : 25,00,000/-
Premium with tax 14.5%
Yearly : 6784
Medical Requirement : FBS, LIPIDOGRAM, RUA, ELISA FOR HIV, HB
Manoj barot LIC Agent contact No. 84880 15722
HI FOLKS,
THIS IS KRISHNA CHOUDHARY ( LIC AGENT), ANY HELP REQUIRED RELATED TO INSURANCE YOU CAN CONTACT US ON OUR EMAIL ID-
krish041194hr@gmail.com
Or Contact on 8401967626.
will revert within 48 business hours.
Regards,
KRISHNA CHOUDHARY
I am 33 year old and require Rs 1 crore policy( term plan )
Reply
I have Lic term plan of 50 lacks and Icici term plan 50 lacs for last 3yrs.And also I have Jeevan Anand two policies. I am 49 yrs and want to have 50 lac more of lic term plan do I have to go for medical again with all formalities as I am fit and working in merchant navy please revert.
Can an NRI apply for this plan with my dad in India as nominee ? Will it cover my stay outside India ?
I WANT A TERM POLICY WHICH COVERS LIFE AND MEDICAL ILLNESS. 25 TO 40 LACS.
I am Anand from Bangalore, I am working with LIC company if you need any policy please contact me 8553851110
Its a excellent term plan.
I require term insurance of 55 lakhs for 15 years.
Can you Pl.tell what will be the yearly premium.
My date of birth is 12-11-1988, I want to Policy for 10000000/-
Please let me know where I get the policy details & whom I need to contact.
-Tushar
Best policy plan license
I am 44 years old and want amulya jiwan 2 policy for 25 lakhs please calculate premium yearly
thanks
How do i buy this policy online?
HI FOLKS,
THIS IS KRISHNA CHOUDHARY ( LIC AGENT), ANY HELP REQUIRED RELATED TO INSURANCE YOU CAN CONTACT US ON OUR EMAIL ID-
krish041194hr@gmail.com
Or Contact on 8401967626.
Regards,
KRISHNA CHOUDHARY
I want information about this LIC Amulya Jeevan ii
i am 45 year old want this policy of 3000000 ( thirty lac) for 20 year what premium half yearly
Dear Sir,
i am a orthopedic handicapped person, only one left leg. I have 70% medical certificate by haryana CMO office. please tall i m eligible for get term insurance.
Regards,
Jitender Kumar